Palisades Collection is not cooperating!

what is the current interest rate?
were the interest rate changes listed in the contract?

I purchased an AT&T phone back in 2001 I had it literally three months...I was paid in full until I receive the last bill. The bill was for 1,400.00! I called AT&T right away to find out how my bill got so high...the representive just said that's what you owe and you have to pay it. I felt like she was this way with me because at the time I was 21 and she figured that I would just say ok. Well to make a long story short, I refused to pay the bill. Now 7 yrs later I was summons to appear in court. So I made payment arrangements with Palisades Collection agency. The total amount was for $2600.00. I checked my credit report and the amount shown is $1411.00! Why did the agency charge over double the amount owed and are they allowed to do this?
If anyone knows the answer please let me know before they get all of my money.

Thank you,
Judy

It could include attorney fees and court costs. It still sounds like an rather large amount though.

Hi, I'm new to this blog. After reading all of the horrible situations that everyone is experiencing with this company I felt I was in the right place. First, do they (Palisades) only deal with wireless debt, AT&T, Verizon, etc. The reason I'm asking, I had a car that was a voluntary repo. This was last year,I did recieve letters that the account was sold. It went to numerous debt agencies when it stop with this one.
This company and there employess attitudes suck someting awful. There very nasty. I'm in the process of a refi on my home and am running into problems because of them on my credit. The broker is helping me by pulling some of my escrow to pay them off. Unfortunately it's not enoung in my escrow, I'm short by like 2 grand. We tried calling them to see if we could get a settlement amount. I owe them like 14 thousand and am willing to send them 12, but there refusing, they want it all or there saying they can put a lien on my home. Is this true? Can someone help? Wow, Hopefully I didn't bore anyone.. : )

I have been fighting this company since 2005. They have also placed a collection on my credit report which caused me some problems and damages with getting a auto and home loan. My problems also started with AT&T wireless phone service when I went into one of their stores to purchase a battery for my phone. A sales representative sold me an new phone and gave me reicepts and paper work marked for me existing account but behind the my back actually started a new account in my name with a different kind of AT&T service, account number etc. I filed a with the public utilities commission sent certified letters to the Palisades AT&T all to no avail. I do not know how either of these companies are getting away with this. If anyone knows how we can go about filing a class action lawsuit I a will be more than happy to do the work to get it started and see it through

Welcome to the forum Ndeye, did you file a complaint with the Federal Trade Commission or your state Attorney General's office?

I don't understand these companies, they love to go around and make peoples lives miserable. I am being sued for a car that I loved but could no longer afford.I did a voluntary repo and explained to the company that I could no longer afford it. They resold it and now they want $7K what do you do if you can not even afford an attorney.

Welcome to the forum Marlo.

Have you "shopped around" for an attorney yet? You could try calling local consumer attorneys to see if you can actually afford them. You could also try naca.net to find a consumer attorney in your area.

Also, if you could answer these questions I may be able to better assist you:
1. When was the car repossessed?
2. What state do you live in?

I am outraged with this collections agency!!! My wages were garnished not once but twice from this same agency....My job attached a letter twice to my paycheck but i misplaced the first one. The debt was paid in full and it still shows up on my credit report with the full balance and seriously delinquent. when i disputed it with experian they sent back a report saying that it was an accurate debt and still valid so experian refuses to take it off my credit report...... what can i do about this????

Was this a court ordered garnishment?
You may wish to speak to your county court clerk to help clear up this error.

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THE 866-877-0008 NUMBER REFERS YOU TO A OSI COLLECTION AGENCY AND THEY GIVE YOU A NOTHER # THAT GOES TO A RECORDING AND NO LIVE PEOPLE TO TALK TO! DOES ANY ONE HAVE ANOTHER # FOR THIS COMPANY??

Can you help me? I started receiving automated phone calls from Palisades about 2 weeks ago. They ask that I call an 800# which I have not yet. I checked my CRs yesterday and all are clean. I am afraid to call and start something after reading about these scam artists. Is this the first step (automated calls) and will this progress to something else.
What should I do?

Do you have any outstanding debts that you are aware of that may be in collections?

I also have issues with this place. I never had a contract with AT&T due to being in the military. They double billed my disconnection fee even though I never had a contract. I called many numbers to include the collection agency Palisades sold my information to. None of these places will give me information on where they got the information from. I called AT&T to verify my account and they tell me that my account is non existent. To include my social security number and full name. I have also been directed to the 201-567-5648 number after getting numerous numbers for this company. Is there anyone that successfully sued this place or is willing to start a class action suit? I am currently going to call a lawyer today or tomorrow to proceed with this. Thank you all for your help with this matter.

I bought a car in 07 with no report of collection from this place or the place they sold it to. The double bill came to $350 to include $194.14 of interest. How is it possible to have this when I never had an agreement for a contract less alone a bill to start with?

I am taking legal action against any and everyone to include Palisades Collection LLC, AT&T, and FMS Investment Corp. PO BOX 681515 Schaumburg, IL

apr 3, 2008