Collection of an unpaid debt is illegal when the collector/employee uses harassment and intimidation to collect a debt. If you are contacted, do not make any payment arrangements over the phone! Do not give out any information such as address, social security number, etc. Always resond to them via 'registed receipt requested', first class, U.S. mail. Remember they must prove you are the owner of the debt, you do not have to prove anything if they cannot come forward with true, unadultered, original copies. Instead, get their address and send them a "Request for validation, made pursuant to the Fair Debt Collection Practices Act asking for these copies. Please note that you are requesting "validation"; that is competent evidence bearing something with your signature, showing that you have some contractual obligation to pay them. Most likely your contracts will be with the original debt holder and they will not have these if they are junk debt buyers. Also note in the letter that it is not a refusal to pay, but a notice that your claim is disputed. Good Luck and God Speed.

Here's our chance to get them back. Asta Funding , the parent co of Palisades, PowerSafe, or whatever they call themsleves is having a conference call for their corporate investors March 10th. Here is the number: Have fun.


Conference Call Details

Interested parties may participate in the conference call by dialing USA/Canada (88 427-4192, International (706) 679-4480 about 5-10 minutes prior to 12:00 noon ET on Tuesday, March 10th.

Please refer to the Asta Funding earnings teleconference ID #88108642. A recording of the conference call will be available from 2:00 pm ET March 10th through March 17th, by dialing USA/Canada (800) 642-1687, International (706) 645-9291, conference ID # 88108642

[smo65d11]

what exactly is the conference call about? Is it a way to have our grievances heard, or are you just recommending people call to cause havoc?

[NASCAR_Devil]

Likely an annual report. That actually might be good one to listen in on.

[smo65d11]

what sorts of things do they talk about? Just the general financial health of the company? Or more in depth than that?

[frogpatch]

I am so sorry but who cares? I don't! I have a life! Although not so great right now!

[smo65d11]

I think that if it's a call where their management is present, and willing and able to listen to grievances, it might be a really good thing to have a captive audience!

It would seem that I am not along in my battle to take down "Palisades Collection". We to have had problems with tracking down this agency to find out that they have sold the collection yet they keep reporting the debt.

Every Consumer Defense Attorney in America should participate in this conference call and ask Gary Stern, Chairman and Chief Executive Officer, about the illegal contract with Unifund CCR Partners where Asta Funding (Palisades Collections) pays a 50% premium for collections "...outside the related Statute of Limitations" (see SEC form 10Q filed May 19, 200.

Asta Funding Revenues for the three months ended March 31, 2009, were $18,126,000, a decrease of 46.6% compared to revenues of $33,882,000 a year ago. The Company reported a net loss for the three months ended March 31, 2009 of $5,168,000.

A conference call to discuss the results of the second quarter and six months results of fiscal year 2009 will be held on Monday, May 11, 2009 at 1:00 PM EDT, subsequent to issuance of second quarter Report on Form 10-Q, scheduled to be filed with the SEC the week of May 4, 2009."


Interested parties may participate in the conference call by dialing USA/Canada (88 427-4192, International (706) 679-4480 about 5 -10 minutes prior to 1:00 pm EDT. Please refer to the Asta Funding earnings teleconference ID 98363718. A recording of the conference call will be available from 2:00 pm EDT May 11th through May 18th, by dialing USA/ Canada (800) 642-1687, International (706) 645-9291, conference ID 98363718.

im dealing with an attorney/collection agency call kirschenbaum & phillips they work on behalf of palisades collection im tryin to work out a deal but they are not willing to any ideas or suggestion

by deal do you mean settlement? because if so then its tough beans unfortunately. they are not required at any point to offer a settlement. though the best time to negotiate is usually the end of the month when they are trying to hit their goals. but be prepared to explore other options - like a montly arrangement.

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I have disputed Pallisades which is still on my credit report. They attempted to sue me, and after weeks of hassling with them, they dropped the suit "with prejudice" meaning they can never come after me again. I have disputed it, I have demanded verification of the debt, all in writing, all by certified mail. They still refuse to remove it from my credit report, or even post on there that it is a disputed debt. When I attempted to dispute it through Experian etc. they said they found the debt to be valid. How is it valid if I never had a debt with the company they claim to have bought my debt from? Now what do I do? I can't afford an attorney to sue, and my credit is ruined.

Boy In Toy Story

I have been recieving messages from them. When they asked for my social I refused. A guy hung up me. then I called back and another guy said my number was off the list!!! Sounds like a scam to me. BEWARE DO NOT GIVE PERSONAL INFORMATION!!!!!

I have been recieving messages from them. When they asked for my social I refused. A guy hung up me. then I called back and another guy said my number was off the list!!! Sounds like a scam to me. BEWARE DO NOT GIVE PERSONAL INFORMATION!!!!!