Graham Beagle & Associates (877-836-3100)

Can the Beagle crew collect in any state they want to or do they require a state to state specific license....also, can they harrass you at work taking up your bosses' time? They do try to come off as someone they are not.

Confirm the license of Graham Beagle & Associates from your state attorney general's office. They must have the license in your state before attempting collections on you.

No, the collection agency cannot harass you while making their attempts. The fdcpa laws do not allow this method. If it is permissible in your state to record the phone calls secretly, this will be helpful in filing a case against them. You must confirm the statutes before recording the phone calls. If it is necessary to notify the other party before recording the phone call and by chance you fail to do so, situation will take a reverse turn.

John, the requirement for CA licensing varies from state to state. Also some states exempt law firms if their primary purpose it litigation... the lines get blurred when some firms act primarily like CA's (such as Bennett and Deloney).. For example Washington (my state) requires both in state and out of state licenses for anyone collecting debt on residents of teh state. Attorney's are exempt, but the law is vague on attorney's acting as debt collectors. that said though, any actual litigation must be done by washington licensed attorney's

again if anyone has an account that's been contacted by our office please post refernce number and i will give you a call to resolve,, other than that Good Day

I also would like to add to what the supervisor has mentioned about calling him if anyone has violated their rights, but you also need to make your complaints with the BBB and AG office.

It does appear that this company is not wanting to violate any laws, but when the receptionist will not provide their location, it has some cause for red flags to go up.

Good Point Mikey, okay folks lets seize the opportunity.. Hard Pressed Mom, how bout you give the guy a call and let us know what happens

Good morning all I will make it a point to look at this post every morning before i start my morning. Again i have listed our address and explained our location.
I dont want to be simple, but hard pressed mom call me today, i am sure i can resolve any problems you may have, right away.

What do you know! I can't seem to verify licensing in my state. Does that let Mr. Supervisor know who I am? Now what do I do? They can bug me all day, but why my new boss? That tips off my boss I am in debt. I can get fired if they keep harrassing my boss. And who is this "senior associate" they keep threatening me with? All in all this seems worse and worse. Can what Graham is doing be worse than me flaking out on my payments? I need help here.

first of all, if you checked with your state for licensing, there shoudl eb no way GB would know. second for the ehck of it, did you try to call this supervisor... I wiould be interested in knowing what he did/said. Third, what does your state require in the way of CA licensing. If they need to be licensed and are not, I would file a complaint ASAP...Fourth, have you talked to you boss about this? they would be hard pressed to fire you for someting beyond your control... perhaps your boss can tell them where to go.. In kow if one of my staff were in your shoes, I would go so far as to involve the corporate attorney in getting these guys to leave you alone.

Fifth, if you have not sent them a letter yet, do so, specifically instruct them that they are to contract you only in writing. Also state verify clearly that you are not allowed personal calls at work. send the letter certified return receipt requested.

this debtor is just complaing 1st she hasnt called and spoke to any one, not me at least 2nd we are legal to contact debtors in any state 3rd i have been on the floor since this was mentioned havent herd nor would i condone any one bothering a debtor at work 4th she isnt who she says she is NO this doesnt help me find out who you are, this is an attempt not to pay you account i sd previously i clear this up havent herd from you For you to keep writting these post is wrong i have my self open to discuss anything with you hard press mom but all you want to do is try to bagger our company
listen to post member jj
if your not then stop posting your wasting time

How can I verify if Graham Beagle is legit besides waiting for my summons they threatened me with. Do they need to provide anything or perhaps the supervisor can shed light on the legit/honor questions of the firm by posting a business license or registration. Just what state are they licensed in? How about ownership? Who owns this company?

needing help 1st do your home work,, call the account that was open they will informed you that the account has been sold simply ask who has it been sold to it becomes a chain of title issue like a car title 100% of legal ca's must be incorperated in oder to do business with brookers or if the account has been placed by other companies wanting to do business with us they or we (ca's) must be legit
2nd we hire someone who will give you information to appear before an abritrator who go over what we have presented and hear our case against you hear your side an make a ruling. also some counties have different ways of having you appear in court one is a proffesional mail carrier in the big cities but in small rual areas towns and cities the courts have the sheriff's department come deliver paper work to appear now this is a cost they apply to us ,, this cost will be applied to you at our request infront of the abritrator excuse my spelling,,
3rd not going to prove to you that were a legit business cause we dont have to 3rd i am not going to realease any company bussiness like incorperation info who owns the company anything about ownership to satisfy your curiosity or humor I HAVE SPOKEN ANYTHING YOU WANT FROM THIS OFFICE REGARDING COMPANY INFO GO TO YOUR STATE ATTORNEY GENERAL'S OFFICE AND REQUEST IT as far as helping debtors who have accounts with our office i am again more than willing to reslove any potential account ar reasonable complaiint you might have with regards to the debt you have in this office simply ask for the supervisor
mr. smith

Supervisor, are you licensed to do business as a CA in the State of Washington? Also, while you may not be obligated to post your licensing info, it would be a great show of good faith. In fact I should think you would be proud to show that your firm is above board and beyond reproach.

Needing help, send them a validation letter (use the template provided by virginia legal defense), and perhaps give the guy a call..

Okay, I believe on Tuesday of this week, 3/14/06, a man named John Benning called my mother and asked her to give a message to her next door neighbors to call him. He left her his number and extension and gave her a case number and told her it was regarding their property at such and such address. My mother is 79 years old and only a week out from major bypass surgery in her leg to correct PAD. She cannot leave her home to go next door because she cannot get down the few steps that are at each exit. So, she went back and forth out to her deck several times trying to catch one of the neighbors outside just to give them this message. When I went over to assist her with things that day, she told me of this and was very anxious about it. I told her it was undoubtedly a bill collector and she should stay out of it and if the man called again to tell him not to use her as a contact resource any more. I have had calls similar to this from collectors trying to reach others on my street. To my knowledge these calls were not from Graham Beagle. I realize this is probably not illegal in any way, but I do believe it is in poor taste and to someone who is as naive as my mom in these matters, it can be nerve-wracking. Supervisor, if you are reading this, please ask Mr. Benning to refrain from calling the next door neighbor to the debtors in case number xxxxTN06. If you need to email me with any questions, the address is
Thanks.


Email deleted as per forum rules-Mike

It is becoming increasingly apparent these people are not who they say they are. Who would not want to disclose their legitimacy? Who would want to hide behind a cloak and hound innocent next door neighbors? I suggest a boycott of Mr. Supervisor who is likely the owner anyway. I know I will be filing complaints in my state. Eventually light will be shed on Graham Beagle and this forum is great place to start the process.

Needing Help,

Could you share more of your experience with them? Community members can suggest you some way out and your story can help others in the same situation.

If you file a collection agency violating the fdcpa laws, you should file complaint against them with FTC, BBB and AG's office of your state. Keep us posted.