Credit Repair, credit score and credit reports

MCYDSNB/VISDSNB - how to dispute a wrong entry in my report?

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Posted: Thu May 04, 2006 9:08 pm Post subject: VISDSNB

This is linked to the MCYDSNB account. It is the VISA part to the MACY's Card. On the same card there is an in store charge card limit of whatever your credit report says and the VISA part is a separate Bank Card account that can be used anywhere that VISA is accepted. I would not reccomend closing this account if you have had it for any length of time because it is good to have bank Cards on your credit report and the longer you have them the better. I am a loan officer and investment banker. Don't just get rid of everything because you don't know what it is, research and do whats best for your score. _________________ Register today to encash debtcc points.

orangey17
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Debtcc Points: 100

Posted: Tue May 09, 2006 2:26 pm Post subject: VISDSNB

I feel relieved that I am not the only one experiencing this. I will let Credit Bureau know immediately.

Satya
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Posted: Wed May 10, 2006 8:18 am Post subject: WHATS GOING ON

I recently checked my credit report and found mcydsnb , i looked up the number in the yahoo yellow pages, because i wasnt sure where this came from so when i looked it up nothing wasfound except this page..

NANCY MARTINEZ
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Posted: Thu May 11, 2006 11:43 am Post subject: Credit Report

I would like to know why do I have a balance in my credit report

Danny
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Posted: Thu May 11, 2006 3:49 pm Post subject: Me too

I recently got my credit report and I have the MCYDSNB and the VISDSNB on mine also. I think it is a major inconvenience that they don't have to post what bank or financial group they are from and an exact address and phone number so that we can all get to the bottom of this. We are googling the same thing and running into each other, sratching our heads.

Whattheheck
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Posted: Wed May 17, 2006 9:29 am Post subject: same here

i have a macy's account. i have both these accounts on my credit report. maybe when people sign up for credit cards, there should be in BIG print, that this puts TWO accounts on your credit report.

chzzzcake
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Debtcc Points: 100

Posted: Wed May 17, 2006 7:06 pm Post subject:

Just wanted to say this thred was very helpful for me. Thanks for running it, it helped me figure out what these accounts were as well.

Isaac
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Posted: Mon May 22, 2006 9:49 am Post subject: Add another one to the list

They did it to me as well. VISDSNB account showed up on my credit report. Is this fraudulent??? It should be if someone is opening accounts in my name without my knowledge and reporting it to the CRA!!!! And it shows as available debt. _________________ Register today to encash debtcc points.

Paranoid1
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Posted: Mon May 22, 2006 5:18 pm Post subject:

MCYDSNB - 1-866-593-2543. It's for a Macy's Card. They have bought out several other departmental stores. You must get this item removed from your file.

john
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john

Joined: 05 Jan 2006
Posts: 1287

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Posted: Wed May 24, 2006 7:44 am Post subject: ME TOO!

I just pulled my credit report and have the same VISDSNB w/ no number. Googled and got this. _________________ Register today to encash debtcc points.

cc
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Debtcc Points: 100

Posted: Thu May 25, 2006 1:51 am Post subject: MCYDSNB on credit report too! Unknown!!!

I also have this on my credit report with it being opened 2/01 and closed 4/06. With no balance history! I will dispute this. Thanks for all the heads-up information! _________________ Register today to encash debtcc points.

j9kapolei
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Posted: Fri May 26, 2006 5:44 am Post subject: When Do Items Come Off Report

I also have the two Macys cards..Thanks for all the help letting me know what it was. I have a quick question all the Credit Cards that are closed on my report..will they remain there forever?? Also can GAP open two accounts under 1 SS##

Dolores
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Debtcc Points: 100

Posted: Fri May 26, 2006 7:43 am Post subject: VISDSBN

VISDSBN is Macy's Credit card (Visa) & "MACYS" is a Charge card. When you open a Macys Visa, you automatically open the Charge card. Thus, on one card, there are 2 account #'s. When you use your Macy's credit card at Macys, it's only used as a charge card & when you use it outside of Macy's, it's used as a credit card.