Credit Repair, credit score and credit reports

MCYDSNB/VISDSNB - how to dispute a wrong entry in my report?

Message

Author

Posted: Fri Dec 01, 2006 10:03 pm Post subject: MCYDSNB

In 1993 I got 10 percent off on a pair of clogs that I bought in a department store in Memphis. It wasn't Macy's (Hech's, I think, which is now Macy's) but apparently the card is still open. $0 balance and it is in the "good credit" section, so I'm not complaining. A couple of other things ... I'm complaining. I've NEVER lived in Augusta, GA. I have to find out why experian thinks I did.

Morgan
Guest

Debtcc Points: 100

Posted: Tue Dec 05, 2006 9:35 am Post subject: visa reported lost/stolen

please tell me more about this card showing in my credit report as stolen or lost

nilda turley
Guest

Debtcc Points: 100

Posted: Tue Dec 05, 2006 11:10 am Post subject: card

Welcome to debtconsolidationcare . We are not a card company or loan company. This is a forum that discusses debt issues. Please register and join us here if you need to talk. KYSIDE38 _________________ RYDERS OF THE NIGHT

KYSIDE38

Joined: 19 Jun 2006
Posts: 2502

Debtcc Points: 37316

Posted: Mon Dec 11, 2006 9:04 am Post subject: MCYDSNB

I have a charge for $200+; haven't had Macy's in 15 years...sounds like a real issue and one I'm going to report to Macy's as well.

clare
Guest

Debtcc Points: 100

Posted: Wed Dec 13, 2006 5:41 am Post subject: VISDSMB

I too found this on my credit report and it is something if did not expect when I opened by Macy store card. This should be illegal to attach a second card to a store card without the consumers knowledge. I found a phone nubmer by doing a reverse address search for FACS Group 9111 Duke Blvd Mason, OH 45040-8909 (513) 398-5221 Hope this helps others

megans727
Guest

Debtcc Points: 100

Posted: Wed Dec 13, 2006 5:12 pm Post subject: visdsnb

I saw this on my credit report as well. DSNB stands for Department Store National Bank. I opened up a Bloomingdales Visa and I was actually issued 2 accounts (which I didn't realize). The VISDSNB account was separate from the Bloomingdales account - its a regular Visa that you can use anywhere. They appear as separate accounts on your credit report, even though you only carry one credit card. Look at the back of your dept store credit cards and the DSNB phone number is on there. I cancelled the accounts without any hassle over the phone.

merrin
Guest

Debtcc Points: 100

Posted: Wed Jan 03, 2007 8:22 pm Post subject: MCYDSNB

I also found the MCYDSNB on my credit report and I have no Macy's account or any other credit card for that matter. It's a zero balance. Should I be concerned? What else could it be?

Ebeka
Guest

Debtcc Points: 100

Posted: Fri Jan 05, 2007 9:41 am Post subject: VISDSNB

I too just found this on my credit report as well and had no idea who they were any was quite concerned because there was no phone number. Well problem solved, its MACYS. DSNB means Department Stores National Bank. I wanted to closed my Macy's account anyway and sure enough it was the very same account that I was questioning. Hope this helps all the other confused people out there

Cris
Guest

Debtcc Points: 100

Posted: Fri Jan 05, 2007 10:57 am Post subject: cancel mysterious DSNB accounts

Like many of you, i found some surprising accounts on my free annual credit report. Those DSNB accounts (MCYDSNB and VISDSNB) are accounts with Department Store National Bank - they do credit for Macy's & Bloomies. Perhaps you, like me, got sucked into an offer for %-off your purchase to get you to sign up You can call their credit service desk at 1(866)593-2543 and they can look up your account by SSN and close it for you. I just did it and they were very pleasant.

creditcleanup
Guest

Debtcc Points: 100

Posted: Tue Jan 09, 2007 4:49 pm Post subject: mcydsnb on credit report

may have had this account years ago.. how do i get it off my credit report.

serafina p. petrie
Guest

Debtcc Points: 100

Posted: Wed Jan 10, 2007 12:04 am Post subject: WOW

Well, I just had the same thing happen to me. 1/8/07. Says I have had the accounts open since April of 06. I have never asked for any credit card even close to that time frame. One of them has a $4000 credit limit and the other $5000. I disputed them even though the are not showing up as negative items. I hope it doesn't hurt my credit score by removing them. Anyway...thanks for the info.

Flash
Guest

Debtcc Points: 100

Posted: Fri Jan 12, 2007 8:52 am Post subject:

Macy's bought out L S Ayres so if you had an L S Ayres credit card, your credit report will show you having a Macy's card.

ADM
Guest

Debtcc Points: 100

Posted: Fri Jan 12, 2007 8:58 am Post subject: MCYDSNB

MCYDSNB is the creditor Macy's. If this creditor is showing on your credit report, you have an account open with Macy's. If you did not open a credit card with Macy's, you could have had an open account with L. S. Ayres. Macy's bought out Ayres so any credit cards you had with Ayres would now show as Macy's or "MCYDSNB" on your credit report. _________________ Register today to encash debtcc points.

Angie M
Guest

Debtcc Points: 100

Posted: Sat Jan 13, 2007 10:35 am Post subject: mcydsnb visdsnb

thanks for helping me figure out my credit report. i thought someone was using my idenity or something

roc
Guest

Debtcc Points: 100

Posted: Sat Jan 13, 2007 12:35 pm Post subject:

Or and I know this may sound shocking, the creidt report could be incorrect

Guest

Debtcc Points: 100

Posted: Sun Jan 14, 2007 9:48 am Post subject: VISA DSNB

I found this item on my credit history. I did not open this account. Experian has an address but no phone number