Credit Repair, credit score and credit reports

MCYDSNB/VISDSNB - how to dispute a wrong entry in my report?

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Posted: Wed May 02, 2007 8:25 pm Post subject:

Thank GOD there's a forum about VISDSNB!!! It appears on my recent credit report too. I decided to google the name and here I am reading some helpful advice from everyone. Thank you!!!

CUPCAKE
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Debtcc Points: 100

Posted: Thu May 10, 2007 7:43 am Post subject: Issued Visa without my knowledge

I just got off the phone with VISDSNB and was able to find their phone number through this website. I found I was issued a Visa when I reactivated my inactive Macy's card in the store. I was not asked if I wanted one, the clerk must have checked "YES" when the question was asked of the clerk according to the Visa's customer service rep. I called and closed this account and am now closing my Macy's too. I found I had this account by checking my credit report. _________________ Register today to encash debtcc points.

NO MORE MACY's
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Posted: Wed May 30, 2007 6:01 pm Post subject: VISDSNB

This is a Visa credit card opened via Macy's or Bloomingdale's, both owned by Federated Department Stores. DSNB is Dept Stores National Bank, the bank that issues credit accounts for Federated. VISDSNB = Visa card issued by DSNB. BLMDSNB = Bloomingdales card issued by DSNB. MCYDSNB = Macys card issued by DSNB. To dispute/close accounts, you can call: VISDSNB: 800-668-7196 BLMDSNB: 888-922-7026 MCYDSNB: 800-830-3087 _________________ Register today to encash debtcc points.

bltmc
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Posted: Mon Jun 04, 2007 5:55 pm Post subject:

Just happened to me, too - someone went shopping with a fake driver's license, my ss#.. Call number below. This is MACY'S and other large stores. Place Fraud alert on your credit report asap (make sure this is not an account you have opened yourself in a store). You can contact your store's Credit Customer Service Monday-Saturday 9am-9pm EST/PST and Sunday 11am-8pm EST/PST. U.S. and Canadian customers call: 1 (866)593-2543 _________________ Register today to encash debtcc points.

Guest

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Posted: Sun Jun 17, 2007 6:48 am Post subject: VISDSNB

So I had the same thing happen. I have a Macy's card... have two of these VISDSNB cards open. No idea where this card is, never seen it. Will closing this hurt our FICO scores though? How scary & annoying, steph

WrigleyRose
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Posted: Tue Jun 19, 2007 11:59 am Post subject: visdsnb

VISDSNB is the visa affiliation with a macys credit card to cancel you need to cancel your macys account _________________ Register today to encash debtcc points.

mdsae1
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Posted: Tue Jun 19, 2007 12:01 pm Post subject:

VISDSNB IS MACYS

MDSAE 1
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Posted: Tue Jun 19, 2007 12:17 pm Post subject:

If you receive a Macys Visa card that means that you applied for a Visa credit card. Meaning you can purchase at any place other than Macys Stores. If you purchase at Macys Store, expect a Macys account bill, but if you purchase outside the store, you will receive a Visa bill. Please call the # behind your card to cancel visa and request a Macys store card instead.

raquel
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Debtcc Points: 100

Posted: Sat Jun 23, 2007 12:57 pm Post subject:

ya for what i know and have heard, MCYDSNB has somethign to do with macy's supter store, i think i remember reading this on my sisters report few years back and i know she shopped there all the time, so weird that it would show up if you have never been affiliated with macys hmm _________________ Register today to encash debtcc points.

Guest

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Posted: Tue Jun 26, 2007 12:27 am Post subject: MCYDSNB

MCYDSNB appeared on my credit report. Are there any basis for a class action suite? they ruined my credit score.

Murray
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Debtcc Points: 100

Posted: Thu Jul 26, 2007 1:25 pm Post subject: two accounts

Same here...two new accounts I did not sign up for and Macy's, when I called them, could not find...amazing

Laurel
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Debtcc Points: 100

Posted: Mon Jul 30, 2007 2:06 pm Post subject: MCYDSNB phone #

MCYDSNB is Macy's. You can close youre account with them by calling or writing them atMacy's Credit and Customer Services 9111 Duke Boulevard Mason, OH 45040 513-398-5221

jim_17
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Debtcc Points: 100

Posted: Mon Jul 30, 2007 5:50 pm Post subject: I got VISDSNB as well

I also ran my credit and found this odd account. I think it should be illegal for federated to do this! I think I will contact the CRA. Thanks for the information.

sandra
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Debtcc Points: 100

Posted: Tue Jul 31, 2007 5:44 am Post subject:

Hi Sandra You should dispute it with the CRA as well as the Macy's. Contact the Macy's in writing and ask them to stop reporting it.

goodnelly
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good.nelly

Joined: 20 Jun 2007
Posts: 632

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Posted: Tue Aug 07, 2007 9:47 pm Post subject: VISDSND 9111 duke blvd and Credit report

I am not sure but from what I read, it has to be an account that is tied to your Macy's account. Since another person has a MCYDSND which is Macy's. They send you a Macy's Red card to start out with. Then when you spend alot or some like me They send you a gold card with a VISA insignia and Bam they have another account open for you. No biggie but kinda scummy to do that. _________________ Register today to encash debtcc points.

Jillian
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Debtcc Points: 100

Posted: Sun Aug 19, 2007 5:45 pm Post subject: VISDSNB

The VISDSNB account may be showing on your credit report because you have a Macy's VISA card. These cards actually have two accounts attached to them -- the store account # and the VISA account number, and each shows up separately on the report. _________________ Register today to encash debtcc points.