Credit Repair, credit score and credit reports

MCYDSNB/VISDSNB - how to dispute a wrong entry in my report?

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Author

Posted: Wed Aug 22, 2007 2:25 pm Post subject:

This company account appeared on my credit report; however, I paid this account in full some time ago, and I would like to write to this company to ask them to close this account so it reflects as such on my report. Thank you!

Rose
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Posted: Wed Aug 29, 2007 2:05 pm Post subject: VISDSNB???????

I guess ...if we have memberships with EQUIFAX, EXPERIANS,COMSUMERINFO, ETC....they should have a certain way to protect us from CREDIT FRAUD like VISDNB... I am currently in trouble with VISDSNB now. last night they send a negative report ( late payment)to CREDIT BEAUREAU- EXPERIAN against me.......It is so painful...

thongcharles
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Posted: Sat Sep 01, 2007 7:48 pm Post subject: MCYDSNB

I was mystified when i saw this entry on my credit report, and thanks to the information on this site, i was able to figure it out and get it resolved. Thank you.

EEHRPE
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Posted: Sun Sep 02, 2007 9:47 am Post subject: mcydsnb

does anyone have a phone number for them?

NIk
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Posted: Wed Sep 05, 2007 1:29 pm Post subject: Credit Report

I just copied my credit report and also have VISDSNB on it with the same address as Macy's but I have a phone number 800-267-8472. I have not tried it yet so don't know if it is a good number but will do soon. Hope it helps

oma4tennis
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Posted: Thu Oct 04, 2007 9:58 am Post subject:

I agree that it is just another account (not necessarily a card, but an account linked with big department stores. I found it on my credit report and noticed it was opened the exact same day as my Bloomingdales card. The balance for my VISDSNB is $0 at the moment so I will probably not worry about it unless/until that changes or I decide to cancel my Bloomingdales card.

lcsa99
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Posted: Wed Oct 10, 2007 7:27 pm Post subject:

Thanks to all the good leads from everyone. I figured out VISDSNB on my report is Macy's furniture I bought which shows up as Federated Stores.

big guy
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Posted: Thu Dec 13, 2007 10:40 am Post subject: MCYDSNB

I got MCYDSNB on my credit report with the same address as everyone has posted. I called experian and they put my account on watch. Do you think I should contact them or should I wait for a response from Experian first?

WORRIED :(
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Posted: Tue Dec 25, 2007 5:32 pm Post subject: it happened to me to

I've just got that on my cr. I did apply for a macy's acct and when I received that actual card it had a visa logo. I dont want that VISDSNB acct open. Should i have to close that macy's acct too?

poloreyes2003
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Posted: Tue Dec 25, 2007 6:12 pm Post subject:

Call them. They should be able to close just the Visa, leaving the Macy's open.

unclewulf
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Joined: 27 Nov 2007
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Posted: Tue Jan 08, 2008 8:10 pm Post subject:

I have both MCYDSNB and VISDSNB on my credit report as well. I do have a Macy's account, and the account numbers match up. However, the VISDSNB account was opened (unknowingly) more than a year after the Macy's account was opened. Tricky...tricky...

mj
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Posted: Wed Jan 09, 2008 10:33 am Post subject:

Thanks, Everyone - This cleared up all my questions and I'm calling them right now! kitty _________________ Register today to encash debtcc points.

Guest

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Posted: Thu Jan 17, 2008 8:11 am Post subject: VISDSNB

I just pulled up my credit report and had the same info regarding VISDSNB and think this might be in direct correlation to opening a Macy's card at about the same time. Joy _________________ Register today to encash debtcc points.

joy
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Posted: Fri Jan 25, 2008 10:47 pm Post subject:

What does VISDSNB ? Please help me i am seeing it my report? it is a creditor ?

Dosswar
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Debtcc Points: 100

Posted: Fri Jan 25, 2008 10:54 pm Post subject:

Hi Dosswar VISDSNB is a VISA card by a department stores national bank (DSNB)

goodnelly
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good.nelly

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Posted: Sat Feb 16, 2008 2:53 pm Post subject: MCYDSNB

I also found MCYDSNB as open on my credit report although I never signed up for such card. After finding this site and reading the above entries - I wonder if my OLD Meier & Frank store card triggered it. Meier & Frank was purchased by the Federated Stores sometime before Macy's stepped in. I guess, Macy's has extended the credit that I really do not want! I will cancel and dispute it.