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Posted: Mon Jan 23, 2006 5:09 pm Subject: Debt management on payday loans

Hello
I heard alot about T&C so I contacted them. I couldn't find anything about them anywhere except on here, I'm not sure I'm going with them for debt help, due to a few questions. Can anyone that has worked with them answer this. Do they have a toll free# to contact them for help once acct is set up?
Do you have to pay every week? and are the payments made online or do you have to send in a money order each week? It seems they don't just work as a go between but actually pay the creditors off and then you pay T & C the money owed, is that right?
I'm like everyone else, got caught up in payday loans and medical bills and want to pay but also need to buy gas, food, have heat for winter etc..
thanks Rolling Eyes

Posted: Mon Jan 23, 2006 5:18 pm Subject:

Carson,

The best thing to due is to explain your circumstances to them and they will find the best solution for you. Things differ on people's circumstances.

Posted: Mon Jan 23, 2006 5:26 pm Subject:

Carson, I have PM'd you the toll free number. Explain your situation to the company and the repayment procedure that you will like to apply towards this program.

Don't depend on payday loans for your future emergencies. Try to save some money from your monthly income each month. You will be surprised to compare the interest charges that you pay over a period of time on the payday loans. Open up a fixed deposit with your bank and put some money over there every month. There won't be any need to depend on the payday loans if you are able to manage your budgeting system properly.

Posted: Mon Jan 23, 2006 7:17 pm Subject:

thanks for the responses
I understand everything you're saying and when i'm working we're able to handle the bills, but sometimes things happen that you have a hard time coming back from. I was out of work for about 8 weeks on fmla sick leave with no pay. Once you get behind you have to do something to keep your heat on etc. I have the toll free # for T&C but that's only for the application then after that it's a different#. What I was interested in was info from people that already use them or another good dependable company..that doesn't just pay for you but actually pays off the bills to help start builind your credit again.