[cmcdonald]

I am working on consolidating with T&C and these people are not cooperating. They are refusing to deal with them. The address I have for them is PO Box 1216, Oaks, PA 19456. Phone 866-958-3278.

It makes no sense to me that they would refuse to accept payments- isn't some money better than no money! I am trying to correct the mess I am in, and I am trying to be responsible for my debt. I guess I didn't think of anyone refusing payment!

Has anyone else had any dealings with them? Are they really this unflexible, or will they eventually deal?

Crystal

[Teleport]

Crystal-

This appears to be somewhat of a hard company to deal with. I managed to track down an address for you, however. Receiving a reply might be difficult as its no in the US.

Commercial Centre Plaza
Bisazza Street - Level 8 Suite 3
Sliema SLM15, Malta

Regards-
Mike

[Not so Lucky]

Mikey,

Is this one of Sonics famous names? I read in ripoffreport that they have opened office in Malta.

[cmcdonald]

What exactly does that mean that it isn't located in the US? The PO box is in Pennsylvania. I'm just trying to figure out what I am dealing with here. If T & C sends them a payment and they refuse it, aren't they the ones in the wrong? They have told me I have to pay this in full ($481) by Feb. 1 or they will take legal action against me. What exactly does that mean?

Crystal

[Teleport]

I think we should all know the answer to this question...

Blizzard Interactive has several clients. I'm not totally sure if Sonic "owns" MyCashTransfers, but their calls go into that call center. Same goes for Client Connections, and PLR Direct. MyCashTransfers came about sometime March of 2005.

This must be the reason why they are so difficult to deal with, when it comes to consolidation.

Regards-
Mike

[Not so Lucky]

alot of times payday lenders have a forwarding address so if they are lending illegally, they think they can't be traced. That is just my opinion.

[Teleport]

Crystal

The address I found for MyCashTransfers is located in Malta. I just simply meant that when sending mail out of country to a business of such, it is sometimes harder to get a response back. Have you tried calling their collection department and explaining the situation yourself.

The only reasoning I can think of is that they do not want to disclose their location when they cash the money order or check. Usually when you tell them you already know their location, they stop fighting.

Regards-
Mike

[cmcdonald]

I have spoken with Sharon several times. She has been relatively nice, if a little impatient. She keeps telling me that they will not accept payment from T & C and I must pay the full balance by Feb 1st or they would seek further legal action. She has not clarified exactly what that means. I want to pay them- I just cannot pay the full amount all at once. I just need some advice as to whether or not T&C should go ahead and try sending them a payment or not. What happens if they reject the payment?

Crystal

[Teleport]

Crystal

From what I have been told, them seeking legal action is just a scare tactic. To proctect themselves, they do not want their call center location disclosed, nor do they want their "real" corporate office location disclosed.

When speaking with them, tell them you'd like to record the call of your offer. Mention that if such (reasonable) offer is refused, that you will consider you account cleared, and closed.

You mentioned the name Sharon...is she with E-Care?

Regards-
Mike

[cmcdonald]

She has just identified herself as Sharon with CTC. I guess it was foolish of me to think I could go with T & C and get this stuff cleared up. I have talked to them about this, but they say that since I am in Texas, they prob can't do anything and I need to talk to CTC. I am so confused and upset. I know I am in the wrong- I borrowed the money, I didn't pay it back. But I am trying to make good on my debt, they just don't seem to be working with me.

So far T & C has only heard back from 2 of my lenders that say they will work with the program. I hvae 6 others- what do I do about them?

Sorry to be negative- I just don't know what I am supposed to do next.

Crystal

[david]

Crystal, you can send some advance along with your proposal to the company. If they cash the check, it will simply mean that they are accepting payments from you. There won't be any further reason to give a legal effect to it.

I can understand that some companies make the negotiations quite tough. They have realized in the past that you were unable to keep up with the payments, that's why they want to have it from you in one single shot. Try to be strong on your negotiations and tell them that taking the matter to the court will not help them in recovering the full money from you. Some companies just threaten with legal actions to make you pay but they know that their are court costs and other expenses to bear along with it. So, they might with withhold the actions for some time.

[Cow & Chicken]

If Sonic is the same as Cash Transfers, have you received a letter from them stating that you defaulted on the loan? Sonic's address is a po box in Pennsylvania. That is the address I send all my correspondence with them to. They love to play games and they WILL accept payment through T & C. I'm with them as well and we had to play games before they finally accepted payment. I doubt they will refuse payment. PM me if you have any further questions.

[Teleport]

Mishele

I wanted to make sure you knew that I wasn't sure about Sonic "owning" MyCashTransfers, however they (Blizzard Interactive) answer the calls for them as well as Sonic (and PLR).

Regards-
Mike

I have a defaulted loan with them also and I plan on sending it to the P.O. Box. I really don't thik they'll turn down money if you send it. Maybe I'm wrong, but I think they'll accept.

[david]

Guest, monitor your bank account closely and see when the company cashes your check. If they cash, it means that they have accepted your plan and you can stick to it. After the debt has been paid, your CR will be updated by the lenders showing the account as 'paid'

[Cow & Chicken]

Mikey,

It's hard to tell because Sonic has so many names these days. It seems to me that they need to change names or acquire new ones to avoid the law. Maybe they are tired of all the complaints against them as Sonic? I had to update my complaint against them with my consumer protection office. Here come the phone calls at work again. I'm going to check with T & C to see if they cashed the first check they sent them. This is so frustrating! I knew they couldn't be quiet for too long LOL!