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Here's the other that is calling my mom...some kind of law offices, I can't make out the name on the recording. Anybody know this one? Thanks once again...I love this forum!!

~Mary Smile

Posted: Mon Jan 30, 2006 12:24 pm Subject:

Boyajian Law Offices
Address:
210 Rt. 17 N.
Rutherford New Jersey 07070
U.S.A.
Here is the name of the law office....they are debt collectors.

Posted: Mon Jan 30, 2006 12:26 pm Subject:

Lovely....*sigh* This one I didn't know about...Guess I better call and figure it out.

Posted: Mon Jan 30, 2006 12:27 pm Subject:

Sorry, I was all upset and forgot to say THANK YOU! for your help. Smile

~Mary

Posted: Mon Jan 30, 2006 12:37 pm Subject:

No problem, that is what we are all here for Smile

Posted: Mon Jan 30, 2006 1:18 pm Subject:

It just bums me out to hear from a different collection agency about a debt that I didn't know I had...when I had my daughter I had no insurance, so now I am being charged from 100 different directions for a million different things. *sigh*

Posted: Mon Jan 30, 2006 1:28 pm Subject:

Oh...was going to tell you, when you call this attorney's office, be VERY limited on the info that you give them...only verify info, do not offer them any info. They will use any info they get against you (which is what they are supposed to do). But, we had an attorney get ahold of one of our accounts and they called...my husband answered and told them our whole life story, answered EVERY question they asked...needless to say, they really harrass us now, and they know where all our family is, and started calling them!! My husband is not allowed to answer the phone anymore, LOL. I had to send letters asking them to only contact us by mail...so far the letter has worked. Just a little piece of advice from someone who has been there...and still is.

Posted: Mon Jan 30, 2006 1:40 pm Subject:

Oh my goodness, I will definitely be careful with what I say! The last thing I need is for them to really start harassing me. Your poor husband, I bet he feels bad now! LOL!

If they start getting rude with me, do I have the right to hang up and start over? Smile

Posted: Mon Jan 30, 2006 1:43 pm Subject:

I would go one step further and only deal with them if they provide you information in writing, and you only reply in writing. Based on things I have seen on other consumer sites, this CA is bad news

Posted: Mon Jan 30, 2006 1:44 pm Subject:

Hi JJ,

So you are saying that I should call them and specifically tell them that I will only discuss this with them in writing? I would like that way better anyway, that way there is a paper trail....thanks!

Posted: Mon Jan 30, 2006 1:45 pm Subject:

Well, unfortunately since it is a law office, you will have limited people to talk to..so if you hang up and call back, chances are only one person will be handling your account. I would start out by mailing them a validation letter, and if you are not comfortable with talking to them over the phone, then just state in your letter that you would like to be contacted only by mail, and that you will not accept phone calls. By law, they will then have to contact you only by mail. Send everything to them certified mail return receipt requested. If you are comfortable trying to talk to them on the phone, then do that after you validate the debt. If they get rude...then send the do not call letter.If you look around this forum...you will find a copy of the validation letter...I have used it many times. So far, the do not call letters have also worked very well. Good luck.

Posted: Mon Jan 30, 2006 1:51 pm Subject:

Awesome advice, thank you so much! My mom will be so happy to stop receiving these phone calls, and I will be happy to clear up this debt!

Jackie · Posted: Thu Feb 09, 2006 6:57 am Subject: Boyajia Law office

People in Tennessee are getting letters and calls from these people as well however the debts they are claiming are not real or are for about 15 years ago. Just becareful with these people.

Posted: Thu Feb 09, 2006 8:17 am Subject:

Hi Jackie,

Thank you very much for letting me know that, I will be sure to validate this debt before I go and pay it! Thanks again.

~Mary

VPgirl · Posted: Thu Feb 09, 2006 2:27 pm Subject: BIG SCAM (Boyajian Law Offices)

FYI!!!
Please refer to the following website to both file a report and send a cease and desist letter. VERY important to not make any other communication with them b/c they are quite organized scam artists. I would only supply your phone # if I were you b/c once they get your name...your duked! Don't let it happen to you! We are dealing with the same s**t right now. If you know a lawyer friend, I would even ask them to write the letter for you as they would know the laws and statutes better. I know am going to have my sister sign the letter with the JD after her name in order to make this request immediate and without errors!!! Hope this helps both and your families...ciao.

ripoffreport.com/reports/ripoff171422.htm

Posted: Thu Feb 09, 2006 6:18 pm Subject:

Hi VPGirl,

Now that I think about it, they have been calling during all hours of the day and night. I didn't even stop to think that they are breaking the law by calling whenever they please (or rather, whenever their automated dialer pleases). Thanks for posting that website.

~Mary

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