NCO Financial Systems, Inc

have some fun with these clowns.

(phone rings)

you: hello?

them: hello, is this so-and-so?

you: (no matter who they ask for) yes.

them: oh, hi, are the last four digits of your social security number 1234?

you: no so fast, let's be secure.

them: sure, we respect privacy here.

you: don't read them off again. do this instead.

them: huh?

you: add the digits up.

them: huh?

you: sure, like if they are 1234, 1 and 2 is 3, 3 and 3 is 6, 6 and 4 is ten.

them: er, ok

you: so, ten, write it down. that's 1 and 0. Add those up. Now you have 1.

them: er, ok.

you: you do that, tell me the number you get. that way, we're secure.

them: hey, we just want to verify.

you: no problem, but this way I know it is not identity theft.

them: no.

you: ok, add them up, add again, give me the number.

them: well, ok, I got 4.

you: 4?

them: yes, 4.

you: well, sorry, you don't want me, wrong answer.

them: are you sure?

you: yes, I can add.

(click)

the secret: waste their time without refusing to do anything. all calls are timed.

as a former collector, id a hung up on you in 30 seconds. any collector who doesnt hang up on someone who is pulling this deserves to have their time wasted.

Yup...I agree.

The only reason to contact them would be to send a certified letter demanding that they not contact you!

The number I have is 18002343550

Stay away from these guys. Complete scammers. They will sell you to the IRS and it will ruin your life. Just Google Sam Congdon and see how he testified before the US Senate committee. He gave them his full client list for immunity and then gave the list to the IRS.