I consolidated my debts a couple of weeks ago. Then a week later I received a call from American Financial that said they were referred by the debt-considation company to help my rebuild my credit. They told my that I was approved for a $2000 credit line. They didn't tell me that it wasn't a major credit card, or that you can only make purchases thru their web site or catalog. So, I gave them my checking account and routing number and they are scheduled to take my money out on Nov 17. Well, I called this number today 1-888-281-6710, and after being put on hold for 25 minutes. I finally speak to a guy who is eating, and crunching chips in my ear, the whole freaking time he is talking to me. Well, I told him that I wanted to cancel, and he gives me the run around for about 10 minutes, then finally he gives me a cancelation # and then hangs up on me. I am going to call my bank today and put a stop to that payment, I hope it isn't to late. Don't fall for this scam, these people are rip-offs.