I also got a phone call from these people, roughly a minute ago. The guy asked me to give him my account number and routing number to "Verify that my checking account was active". I told him that i'm wary about giving out my info and wanted to check online to see their website to verify who they were. He promptly said "We'll call you in 2007, Happy New Year Christopher" and hung up. I thought cell phone numbers were not in a database for telemarketers? How did they get our cell phone numbers?

They called and had my number and my name...saying that I was credit approved. He had my address and wanted to know who I banked with... I told him I was uncomfortable disclosing that info. He asked for the numbers on the bottom of my checks to withdraw a $200 deposit for a $2000 credit line....I refused to supply that info and he hung up.

They had my name and my address...They can't get at my bank account with my routing and account number can they?

i actually work for american financial...and i can tell you that working there has left me with a feeling so dirty i can't wash it off. thankfully i've found another job to start at. if you've been had by this company...just make your first on time payment (something little...like batteries), then call the customer service # and get a cash advance for whatever you have left in your vouchers. then call and cancel the card...after that call the bbb...or some other institution to get this place shut down.

no they can't get your bank acct info without you providing it. they just get your name, address, and number...just like any telemarketing lead. don't give them any of the information they ask for and you'll be just fine.

They called my cell and hung up. When I called back they answered with "American Finance"... I then said someone called my phone. And she was asking for my name and number so I just hung up. I hate SCAMMERS!

I too received this phone call. I dccided to cancel because it didn't sound right. However it was too late they had debited my account the date before.
I will call the bank tomorrow and switch accounts.
I'm glad that I read this. Thanks.

They got me. The money got taken out of my account last week... i felt it was a scam but needed the quick credit. I will figure out a way to get the money back and post it. Also, Please include your state when you post. It may help us see a trend.
Sam VA

Ill tell you how they got our #'s... they are posing as cash advance company, but their not... they just get your info from that and use it for their scam...
Sam VA

yea that 1-800-963-6230 number called my cell phone yesterday and when my boy friend picked up and they hung up. then he called back and it was music and i was like who is it and he said a telemarketer..telemarketers dont call cell phones so he called back and they answer..AMERICAN FINANCIAL...and he was realed in by what they were sayin to him and was about to give them all his information..im in the back telling them he will call back were about to eat dinner because i knew it was a fraud..and he thinks it aint so i cant wait to get home and tell him..told ya so...im just happy i saw this site before i allowed it...because nobody deserves to be ripped off. pa

I could not believe that I got this call from my cell phone. I was very wise with this. The lady on the phone could not answer any of my questions so I knew this was stupid. Plus, I got perfect credit. i have never been denied anything!! How about that?!

[jedijeff13]

Plus, I got perfect credit. i have never been denied anything!! How about that?!

How about you and I talk about a little loan....


HAHAHAHAHA!

Today i figured out all was a scam and a LIE! I called the "1-800#" Placed on hold forever and when someone finally picked up, they hung up immediatly. I am so upset with myself for allowing myself to be bambooseled!!! I did have suspicion when talking over the telephone with the guy and him asking so many personal questions pertaining to my DOB account info, etc. That number showed quite frequently on my cell phone. He told me i'd been approved for a credit card with a limit of $2000 and a one time fee of $200 but i would receive the $200 back in vochers and would be able to apply it to my card payment. I just feel so foolish!

This company called me on my cell phone said i was approved for a loan, i told them i did not apply for a loan and they said to give them my bank information so they could see i have a bank account and i told them no and they hung up. I called back later at the number that was on my cell phone 1-800-963-6230 and they answered american financial.. I hang up i just wanted to know who was calling me..
Charlotte burch

So does anybody know about recourse with this company? I have been getting $30 drafts out of my checking account for "non activity" fees. How do pt a stop to these people? I want some sort of recourse!

So back in feb 07 i got a call from these people, the guy gave me the line that they give everyone, i hesitantly agreed and the next day 200.00 was missing out of my acct. I waited and waited and waited some more and finaly today, APRIL 5th 2 MONTHS LATER, I got the card, which was not a credit card like i was told that it would be and booklet full of out of date crap. I called the cust service number and closed this piece of s@#t. I told the girl Rebecca, that answered the phone that my lawyer was going to be in contact with them if i didnt get my 200.00 back. she gave me this address for complaints, I am going to go down there and demand a refund, just to make a point.

DCD, 3665 E Bay Dr Suite 204-269, Largo Florida, 33771,

THe address i mentioned above is bogus, i did some research and its the address for a strip mall, what a crock of s##t,