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mkuwonder · Posted: Wed May 02, 2007 5:41 am Subject: american financial scam

i was talking to some guy forgot his name but he was like can i say my name so they can record it and such stuff and i was a fool to give him my bank and account number and they put me on hold for along time i guess to verify my account info and he started talkin fast sayin if it was alright to debit my account the 200.oo dollars i couldnt hear him first so i said repeat that then he said it again i was like uh uh i change my mind and thats when he hanged up on me but i called my bank i will be gettin a new account

Rita · Posted: Thu May 03, 2007 11:08 am Subject:

Hi,
thank you for letting all know what they have to deal with.

Got phone call from the same number - missed it and called them back. They are not Capital Financial now - American Financial and lady with nice voice answered the phone - but... THE DEAL IS THE SAME - "you are approved for your $2,000......" - i told them not to bother me anymore.

Be very careful with info that you provide over the phone to anyone - 2 years ago i was receiving collection letters about $15,000 on AmEx card (didn't apply for one ever) - and it took me forever to proove that though it was my name on the account - (social security number and address weren't mine)- i never opened or used that card.

Ty & James · Posted: Thu May 03, 2007 11:47 am Subject: Recent (could have been) victim

These guys called my fiance earlier today. I was at work and he was telling me about it. But, we had lost money previously due to a credit card scam. So, when I got home the people called again. (Well, my fiance is a lot nicer on the phone than I am.) Anyways, the guy was very pushing and trying to rush my fiance to make a decision and hand over the account information, so I got on the phone and asked for more information. He said something about the system that they have more or less "pings" the account to see if it is active or not. If it is active, then you can get a card. They said most of the ppl couldn't get a card if their credit was actually pulled. (Which I know is bullshit in our case because we found a great card...more information about this at the end.) So, I gave the phone back to my fiance and told him I don't like the fact that he has to give out his account information. He could make the decision, but luckily he knew that that meant he was going to hear my mouth for the rest of the night so he declined there offer. Also we were in front of the computer while we had him on the phone...at that point we asked for the website address again and he hurriedly got off the phone at that point. As soon as we hung up, I found this site. Thank goodness we did. Isn't this type of activity legal? I'm sure the FBI would like to hear about it and I'm going to find a way to report it.

If you can't get a credit card because of credit problems try Orchard Bank. They have secured cards that actually report to the 3 credit agencies and it shows up as a regular credit card. I've had an account with them for about 1 year now and it helped. Just a suggestion. Smile

moe33 · Posted: Sun May 06, 2007 9:45 am Subject: orginal creditor contact

before a creditor turns a account in for collection. aren't they supposed to notify you first, and what if a collection agencey starts collection procedings before a person is notified first by the orginal creditor?

DEBORAH HUNTER · Posted: Sat May 12, 2007 1:50 pm Subject: ATM

How do i get money from the atm

my4kidszdjs@yahoo.com · Posted: Fri May 18, 2007 10:59 am Subject:

the same thing happened to me american financial called said i was approved for their card said they needed some info like an idiot i gave it to them guess what SCAM!!!! Big time

Craig Leinenweaver · Posted: Wed May 23, 2007 2:36 pm Subject: SCAM SCAM SCAM

This company is a real big joke and dont believe what they say. They steal your money and that is all they want from you, so dont call these people. They will keep taking money from your accounts over and over. We had to dispute this through the bank for $400.00, so far. Be very CAUTIOUS with this company. SCAM SCAM SCAM

humbug1982 · Posted: Mon May 28, 2007 10:19 am Subject:

its a good thing i like to read because i just read alot of complaints and i am glad i did. i was actually thinking of doing this and i am thankful to all that got on here and shared your stories. i am going to call someone and see what the deal is with this so called american financial. thank you all...

jay · Posted: Mon Jun 04, 2007 1:40 am Subject: AMERICAN FINANCIAL SCAMMERS

yeah they are SCAMMERs they go me good the even got me to order something but i disputed everthing and got it back from bank

celena gilday · Posted: Wed Jun 06, 2007 11:26 am Subject: Ripped off

This company is a scam-- they called my cell phone and when I answered a man said hello and sent me to an automated recording..
They have attempted 2 times 5-07 and 6-07 to deduct $200 from my checking account. However I did not approve this and now for the second time I am charged $40 per transaction from my BANK..

This is a serious problem. NO website found either and the 1-888-281-6710 Number... You can forget there customer service department it sucks bad..

I want my money back and want removed from this bull crap SCAM.

Troy · Posted: Wed Jun 06, 2007 1:10 pm Subject: 800-963-6230 called me as well

The number belongs to American Financial. They said they received a request that I wanted to rebuild or re-establish my credit. And they know I was denied for a credit card. I told them I was denied a credit card months ago. And so the rep removed me from the "list" Evil or Very Mad

Damien · Posted: Wed Jun 13, 2007 6:51 pm Subject: American Financial

They have been calling me for about a week now, Today was the first time i took the call.. the guy asked for the wrong name and when I said he wasnt at this number he hung up. So i looked it up on line, and then called him back asking why they called...

Same thing.. that i was pre-approved for a line of credit with them. Ok, thats nice... I didn't apply for credit with them. so i just told them not call again. if it continues i'll be issuing a cease and desist letter

guest · Posted: Fri Jun 15, 2007 2:05 pm Subject: american financial card.net fraud

I received numerous phone calls from 18009636320. They told me that they could assist me in helping establish and rebuilding my credit. All I had to do was to provide my banking information. I didn't give into at first because it was awkward that they could not give me the terms or condition of the card unless I gave them my banking information. I had asked them if it was VISA or MASTERCARD. They could not give me a direct answer unless they got my banking info once again. The funny thing was that they said they got my info from a lender that I had gotten denied and they referred my account to them. But when I had asked them what institution, they couldn't give me their info. Well, I told them that I would call them back due to telling them that I am on vacation and did not have my checkbook with me. I had called back and asked them if they had a website so I can see if they were real or not a scam. A representative told me that it was Americanfinancialcard.net. I pulled it up on goolge and came upon this website. I thank this website and the many comments that helped me not be a statistic in this horrible scam. After reading numerous comments, I had called the company back pretending that I did not know anything. It was the same represtatives that were reading the same scripts. Once I mentioned BBB, they hung up or would get huffy with me. Well, I told them that I requested to have my cell phone # off of their list. Any more calls from them, they would not here the end of it. Just FYI, the represntatives that I dealt with that they claimed to work for American Financial were: Lakeisha, Aaron, and their supervisor Ben Woods ID # 1002(that I had asked for). I hope this comment helps alot of people out there as the previous comments before me had helped me!

Guest · Posted: Fri Jun 15, 2007 4:56 pm Subject: another # to look out for

Just FYI...they also use another # 267-851-6441...they call you saying they are from American Financial...in my case they hung up...i called them back and all you get is a recording to leave them a message or fax...I left them a mesage reminding them that if it doesn't stop I will take further actions!

reifenbergerjoseph@yahoo. · Posted: Mon Jun 18, 2007 4:32 pm Subject: ripped off

i got a call and needing credit at bthe time the opertunity sounded so good so i went for so stupid. I guess if it sounds to good to be true it probably is. took my money now i have to change my acount and fell so pissed off got a number for you to call a detective investigating this scamm

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800-963-6230 Any one know this? Please!!

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