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Posted: Wed Feb 15, 2006 12:47 pm Subject:

Some company with child support long island NY came up with this number while I searched it in the Google. I will try to get more information on this number.

Matt Taylor · Posted: Fri Feb 24, 2006 9:02 pm Subject: Phone Number

It's a scam. Notice the date 1/06

Link deleted as per forum rules - Vikas

Guest · Posted: Tue Mar 14, 2006 12:04 pm Subject:

Company
Capital Financial
Address: capitalfinancialcard.com
Caldwell Ohio 43724
U.S.A.
Phone Number:
800-9636230
Fax:

On Wednesday, January 4th 2006, I recieved a call from a "Capital Financial" Credit Card Company. The male named "Allen Ricki, he even spelled his last name of me" "from phone number 800-963-6230" that I talked too, did not seem too have very good english! For some reason I had automaticly confused "Capital Financial" with "Capital One Financial Services".

Bad on my part. "Allen Ricki" had informed me that I was approved for a $2000.00 line of credit, and that I could recieve up too $1000.00 in Cash Advance of this money. I was informed that my inital credit interest rate would be 6.89% and was asked for my checking account information, too verify that my checking account was in good standings. If my account was in good standing then I qualified for the credit card. This threw a red flag at first too me.

I'm not usually one to give out my information over the telephone, so I immediatly asked for the males name, company he worked for, and telephone number. However after he perswasivly gave this too me without question or hesitation, I assumed it was a real deal. After this I was informed that I had too pay $200.00 out of my checking account, and that I would recieve 4 Vouchers, in the ammount of $50.00 each over a 4 month period, too pay twords my credit card balance. Unfortunatly, I had unsuffiecent funds in my account to pay the full $200.00.

After I informed this too "Allen Ricki" he asked me approximately how long it would be untill I would beable to have the funds too pay this $200.00 too recieve this line of credit. I notified him that right now I was not in the greatest financial situation, and that it would be a while for this payment too beable to be made.. I also told him that there was only about $80.00 in my checking account at this time, "laughing and trying to joke".

On my way home after this incounter "about 4 hours later" I stoped at a gas station too check my Balence Inquiry at the ATM, so I could buy gas and cigarettes. The Balance Inquiry stated that my account was "Negative $5.41". Confused I immediately continued home to check my online statement with my bank "Peoples Bank".

It showed a $80.00 Debit was made on 1-4-06 "Today". Confused and Knowing that I had these funds in my account, and that I had not made a $80.00 debit from my checking, I began to realize that I had told "capital financial" that I only had about $80.00 in my account. Im very ticked off that I was stupid enough too fall for this scam, unfortunatly its a cruel world, and hopefully I caught it in time, and will be reinbursed the $80.00 taken out of my account, and also the $29.00 fee for overdraft of my checking account that I will be charge with in the morning im sure.

Tomorrow, after I get this straightened out, I will be closing my checking account, and reopening another. I guess only being 19 years of age, and naive, that falling for this wasn't too smart. I have read most of the posts about this company before I posted this, and realized I wasnt the only naive one out there that fell for this. The 800# that was given too me, is now saying that the company is having technical issue's with its telephones, try again later.

Also later on, and thinking about this, I was not notified of rather this would be a Visa, or a MasterCard. That should have sent another red flag, however I was excited too hear that my credit had been built enough to recieve this higher line of credit ammount, then in the past. Hopefully the word will get out too everyone in the news or something, notifying people about this paticular scam.

Jamie
Caldwell, Ohio
U.S.A.

Link made inactive as per forum rules-Mike

Posted: Tue Mar 14, 2006 1:11 pm Subject:

Thanks for sharing your experience with debt consolidation Care community Jamie. I'm sure your post will save lot of people. Keep watching this forum.

You can join us since your intention is to help others. Joining is free here.

Guest · Posted: Thu Apr 27, 2006 11:18 pm Subject:

8882816710

Barbara · Posted: Mon May 01, 2006 9:40 pm Subject: EXACT Same thing...

Jamie
Caldwell, Ohio
U.S.A.

I had the exact same conversation with someone today! OMG.. I will be contacting my bank RIGHT NOW! Thank you so much!!!!

JeffTH · Posted: Wed May 10, 2006 5:41 pm Subject: Same

I am getting calls from the same number, but since I don't know the number I don't answer the call. I decided to look the number up and stumbled across this information. So thanks for saving me trouble of answering that call in the future.

Tyler · Posted: Wed May 24, 2006 2:36 pm Subject: Same call

I got the call from someone who doesn't sound like he knows very good english. When he asked for my stepdad I told him he had the wrong number, and then he sounded shocked and semi-angry, like he knew this was the right residence, I wonder how they get all our numbers.

Mr. S. Kennedy, Sr. · Posted: Sat May 27, 2006 6:45 pm Subject:

Thank You for the information about Capital Financial. I received a call saying that I had qualified for a loan. I had not applied for a loan! Anyway, the message was related to me (I am out of the country) so I have called and called to no avail. I get classical music when I call.
I resorted to typing in the number in a Google search and now I know. Thank you very much.

c belcher · Posted: Mon Jun 05, 2006 5:26 pm Subject: capital financial

plese tell me how i can get my $200 back i was misled into believing this was a credit card now i cant get any there to answer my calls .should i notify BBB T hanks

Posted: Mon Jun 05, 2006 5:31 pm Subject:

I am sorry to hear about your situation. Take the help of your bank and dispute the item with the company. The company must verify the debits otherwise you will have a legal case against them. You must also file your complaints at the FTC, BBB as well as the state attorney general requesting to address this matter.

A L - Manhattan · Posted: Tue Jun 20, 2006 8:30 am Subject: SCAM

I have had this call numerous times and i am considering changing my number. I had classical music play previously, this man with poor english, along with busy signals. Please beware. Can we not contact the police about this? It is completely unfortunate that these people are getting away with this!!!

Christina _Riverside, CA · Posted: Wed Jun 21, 2006 11:54 am Subject: :(

I just got off the phone with these same people and I almost agreed to the $200 "BS". I logged on the internet and found this website to see all the other bad experiences with that company so I terminated the call immediately! I hope they dont touch my account. I am a single mom with 3 kids and I cant afford any screw ups on my checking acct. I think this is a total crime and it should be reported. They even had the audacity to call my 18 y.o daughter yesterday, too!!! Luckily, she couldn't understand the man on the phone so she hung up!

Guest · Posted: Thu Jun 29, 2006 2:21 pm Subject:

This same phone # has been blowing up my phone for the past week and a half. I didn't think anything of the first call, then I started getting call after call after call. I just did a search, to see what it would bring up. Thank goodness I found this!

Smart in Oregon · Posted: Thu Jun 29, 2006 4:55 pm Subject: A call today

A coworker just got a call on there cell phone also saying they were approved for a line of credit and wanted their checking account information. They informed the caller that they do not have a checking accout and hung up on the caller. BE SMART! Do no trust anyone! A credit card company would not call you they would send a letter saying you were approved ONLY after you have applied for the card!