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Guest · Posted: Tue Feb 28, 2006 1:24 pm Subject: Loan from one click cash

Has anyone dealt with this company One click cash my husband took out a loan and is terminally ill and I have paid the money back in payments and this woman MRs.Ragsdale is nasty calling me telling me I owe 200.00 more which makes the loan over 200.00 of what is owed.

Posted: Tue Feb 28, 2006 1:40 pm Subject:

This is the same company that was formerly known as Preferred Cash. Their address is

One Click Cash
2533 N Carson St, Ste 5024
Carson City, NV 89706
1-800-230-3266

Ask the lady to show you an itemized statement of this account. If she is coming up with an amount, there needs to be a written record of it. Do have it from them in writing. Have you reviewed all your payments made towards this loan? If you have paid the full amount including interests, you won't have to pay anything further till you are given proof of the balance owed. You should send letters to them putting your request. It will be also good if you can keep a follow up over the phone.

Posted: Tue Feb 28, 2006 2:36 pm Subject:

Raffi,

One click cash is not licensed to loan money in any state from the research that I have done. I am currently paying them back through my debt consolidation program so they have not bothered me. I know they have harassed others. Consider filing a complaint with the consumer protection office in Nevada as well as your state. Also file a complaint with the Better Business Bureau.

raffi · Posted: Wed Mar 01, 2006 8:37 am Subject: one click cash

In reference to one-click cash were did you find the info about not being licensed I received 4 calls yesterday from Mrs. Ragsdale with One Click I needed to call her today or they would serve papers on my husband. I have not called her back but big deal lady you got over what my husband owed. He is terminal and can't even communicate with her. What should I do.

Posted: Wed Mar 01, 2006 8:39 am Subject:

Raffi,

I'm sorry to hear about your husband. I know this situation can't help your family in any way right now. First of all, they aren't going to serve papers on you or your husband. This is a common threat used by online payday lenders. I've heard it all before. You can check with your state's department or division of financial institutions to see if they are licensed to loan money in your state. They claim to be from Nevada and they are not licensed their either. Keep us updated.

Posted: Wed Mar 01, 2006 8:42 am Subject:

I 100% agree with Mishele. One trick to try and it has been successul with me is tell them they are not licensed to loan money in your state. They will argue that they are, but tell them you have been in contact with the financial institution in your state and this information has been varified.

Posted: Wed Mar 01, 2006 8:52 am Subject:

Also, don't let this woman threaten you. It irritates me when these companies try to pull this kind of thing. Keep everything documented in case you need to file a complaint down the line. You may want to consider registering with the forum. It's a great place to get advice and it's free to register. I have been coming here for two months and it's pretty much saved my butt.

Posted: Wed Mar 01, 2006 10:44 am Subject:

Payday Loan Poor · Posted: Fri Jun 09, 2006 8:54 pm Subject: I just need the websites...

for One Click Cash and ameriloan so I can pay them off.

Posted: Sat Jun 10, 2006 12:42 am Subject:

i currently have a loan with one click cash and they set up for me to send them money gram payments. i'm still considering but also looking into debt consolidations but as far being harrassed i haven't been harrassed yet *knock on wood* by one click or any other pdl.

Posted: Thu Sep 21, 2006 7:46 am Subject:

All,

I have an existing loan with One Click Cash also....I was going through my loan document and found their fax number and the real name.

Preferred Cash Loans dba One Click Cash
Phone: 800-230-3266
Fax: 800-803-9136

Email I have (do not know if bounces back or not in the process of sending letter to them since my loan is overpaid and I reside in OH. From the information I have learned and gathered from this boad they are not registered at all).

Email: customerservice(at)oneclickcash.com

Chris M. · Posted: Thu Nov 16, 2006 7:43 am Subject: Payday loans

This was most definitely, one of the biggest mistakes i've ever made. I have paid one off, after threats of prosecuting me due to not having the funds in my account when they wanted the money back. They even said they would have my local police look for me if I didn't since it dealt with a bank account, it was technically bank fraud, a federal crime. Anyways, I am paying off the second one in payments.

Another Victim · Posted: Thu Nov 30, 2006 1:14 pm Subject: One Click Cash Biggest Scam

Is there anything that can be done to stop these people from One CLick- I also had a loan with them and had no way to contact them, the phome number I had would ring then get disconnected the email would get returned they had been taking money from my account for over two months, I could have paid it long time ago but like I said I had no way to contact them and they never called me. I decided to close my bank account a couple of days before the next scheduled date and it was amazing how quick they called me to get me to pay, which in all reality I paid that loan about three times now considering the amount they were taking from my account over weeks. They have to be stopped-there are other legitimate places to get this type of loan, and they offer great customer service. One Click cash is just a scam.

Posted: Thu Nov 30, 2006 1:30 pm Subject: one click

Guest You are right one click cash are a scam. All payday places that charge this type of interest are in my book. What state are you from? KYSIDE38

In Debt to Payday loans · Posted: Mon Dec 04, 2006 9:37 am Subject: How to stop the payday loans

I am in a big mess with these payday loans. I have 5 payday loans and I am not proud of it. I took out one loan to pay another and it got way out of hand. I have one company threatening to garnish my wages and my phone rings off the hook with these people trying to collect their money. I cant pay them in one lump some and I would like to try to consolidate them but I dont know where to go could someone please help me?

Posted: Mon Dec 04, 2006 9:40 am Subject: debt

You can register here and have a debt counselor contact you. Also got to www.paydayloaninfo.org and see what your state laws are. Figure out how much you have paid each of them. Pay the principal back and the interest your state allows. KYSIDE38

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