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Posted: Fri Mar 10, 2006 1:21 pm Subject: T & C |
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How do I get t & c information? How do they work?
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MLJ
Guest

Debtcc Points: 100
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Posted: Fri Mar 10, 2006 1:25 pm Subject: Payday loans & References |
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Will these people try to get money out of the references or just tell them a sob story that they can't find me?
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oh2benc2

Joined: 06 Mar 2006
Posts: 291
Location: Virginia Debtcc Points: 3255
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Posted: Fri Mar 10, 2006 1:58 pm Subject: |
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The PDL companies will tell them anything they can to get information of where yo work, when your there, who your neighbors are. They have been known to threaten arrest unless the contact pays immediately. There are many scare tactics that they use and 9 x's out of 10 they are illegal.
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45632
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Posted: Fri Mar 10, 2006 2:05 pm Subject: |
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how often do these people contact supervisors?
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fka

Joined: 28 Feb 2006
Posts: 212
Debtcc Points: 6318
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Posted: Fri Mar 10, 2006 2:24 pm Subject: |
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oh2,
I responded to your pm. I'm sorry but this is the first change I've had to log in today. If they do contact your references and disclose the inforamtion to them, this is considered illegal. You can file a complaint with the Federal Trade Commission if such a thing would happen. I've explained more in my pm. I don't want to go into all that much detail in the forums. None of my references were called. T & C stated not to when they sent my first proposal letters out. I also contacted each of my creditors in the beginning to let them know I was going into debt consolidation. I also let them know not to contact my references that I listed on the application. Try not to fret too much. Please pm me if you have further questions. And don't forget to breathe because you took a step in the right direction.
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CowampChicken

Joined: 20 Dec 2005
Posts: 3682
Debtcc Points: 36186
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Posted: Tue Mar 14, 2006 7:17 pm Subject: bbb |
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i was looking up t&c on bbb.org. and its telling me they don't have anyone from here on there? any suggestions?
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olive1276@yahoo.com
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Debtcc Points: 100
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Posted: Wed Mar 15, 2006 1:48 pm Subject: T & C |
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Where are they located at?
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Angie
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Debtcc Points: 100
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Posted: Wed Mar 15, 2006 1:50 pm Subject: |
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T&C is located in Birmingham, Alabama.
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NotsoLucky

Joined: 02 Nov 2005
Posts: 3164
Debtcc Points: 45632
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Posted: Wed Mar 15, 2006 2:00 pm Subject: |
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They have a satisfactory record with the BBB.
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CowampChicken

Joined: 20 Dec 2005
Posts: 3682
Debtcc Points: 36186
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Posted: Wed Mar 15, 2006 2:02 pm Subject: |
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T&C has been absolutely wonderful!!!
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emsbchristy

Joined: 21 Feb 2006
Posts: 37
Debtcc Points: 1877
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Posted: Wed Mar 15, 2006 2:12 pm Subject: |
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i have just started my program today, but just finding them and talking to them and knowing they work wiht payday loan consolidation was enough a relief for me. ive heard alot of good things about them so far. i will be writing about my personal experiences with them and with all the lenders as i go through the program. i urge others to do the same
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fka

Joined: 28 Feb 2006
Posts: 212
Debtcc Points: 6318
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Posted: Wed Mar 15, 2006 7:42 pm Subject: |
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What do you need when you call them? Names of payday loan places, anything else?
Rachel
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rmunson

Joined: 06 Feb 2006
Posts: 30
Debtcc Points: 1340
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Posted: Thu Mar 16, 2006 7:33 am Subject: |
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you need to find out the names and addresses of all the payday lenders..they need the addresses so that they can start sending out money to them
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fka

Joined: 28 Feb 2006
Posts: 212
Debtcc Points: 6318
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Posted: Thu Mar 16, 2006 8:56 pm Subject: |
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How much do they charge? Can someone send me the phone number please?
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rmunson

Joined: 06 Feb 2006
Posts: 30
Debtcc Points: 1340
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Posted: Fri Mar 17, 2006 6:32 am Subject: |
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rmunson,
I just sent you a pm with their phone number. Good luck!
Heather
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Heather715

Joined: 23 Feb 2006
Posts: 60
Debtcc Points: 3598
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