MCYDSNB listing - How do I take it off my credit report?

I have that on my credit report too! It must be Macy's for me, at least. I haven't even used it since 2004. How long do things stay on your credit report anyway? I see one account that says it will go into a positive status in 2012!!! Jeesh!

Call 1-866-593-2543 and select the Lost or Stolen option which gets you to a live operator. Then you can get them to close the account.

I just called the number listed above, and they closed the account. I never did figure out what store it was for - I've never had a Macy's card, nor a Federated credit card, but I figure it must have been for some old dept. store that is/was covered under the Federated umbrella. At any rate, it's now closed. Thanks, Debbyefk for the phone no.!

MCYDSNB is a Federated Stores credit card.

To quote from their web page:

"While Federated's store divisions ring in sales, the Financial, Administrative, and Credit Services (FACS) works behind the scenes providing customer service support to the store divisions and their customers. FACS collects data, processes transactions, and profiles customer targets in order to keep those registers ringing".

Address:
9111 DUKE BLVD
MASON, OH 45040

No phone number available

I just checked my credit report and saw there was a new account listed as MCYDSNB, which I never opened. So I did a search and found this page...I had a Kaufmann's charge in good standing which I closed in 2003 when it was still Kaufmann's...so I'm guessing that's why they issued this? Anyways I disputed it, so I'll see what happens

Its definitely Macy's. It just showed up on my credit report as well. If your old department stores have reported data to credit bureaus it will show up with some inherited data. Marshall Field's stuff showed up on the MCYDSNB space.

I am at a loss, I have no idea How to closs this account. Can somebody help me!!

Can anyone tell me what HSBC/FRGHT means it is showing up on my credit report

Having this Macy's account is not necessarily a bad thing. Many of you are saying you just want to close it. But WHY? If you have no balance then there really is no need to close it. Having the credit available and not using it will actually boost your credit. If you have the same credit card debt and cancel one of your cards that may actually hurt your credit score.

i also called 1-866-593-2543 and they closed my account, this also popped up on my credit report 2 years later, i think mine was from a Famous Barr card i used to have and Macy's bought them out.

one of the Macy's cards (the red star rewards) has two functions: 1 is used as a normal regular credit card where u can use in places that accept VISA, and the other one is used as a regular Macy's ONLY credit card (the Macy's card that has no VISA logo on, the one my mom has, but you can use that card to pay for all Macy's purchase and they will mail u a bill later, it's like Gap's card). Under the same card, there are two accounts, which their names are VISDSNB and MCYDSNB. DSNB stands for Department Stores National Bank, so MCY would belong to the Macy's ONLY credit card account which the account has ony 13 digits, and VIS would be the VISA part of the Macy's card which should contain 16 digits. i got these info by calling Macy's. i hope these help.

This also showed up on my credit report when i applied for a home loan. How do i get this removed. I am still a little confused.

You get this removed by disputing it with the credit reporting agencies (experian, equifax, transunion). If not verified within 30 days, it must come off. However, if re-verified at a later date, it will pop up again...

This line should appear for (using info from prior posts):
Macy's
Famous Barr
Marshall Fields
Robinson's May
and perhaps a few other retailers...

I found this MCYDSNB on my creidt report. i don;t know what is that and where it come from. Thank all you guys for the information. I will close this account.

Call this number 1-800-627-2909
That is the dept. that can close accts. for Macy, Strawbridges, Bloomingdales, Bloomingdales Visa and many more.

Thank you b/c my husband found MCYDSNB on his credit report & we had no clue what it was for. I googled it & found this forum. Turns out that he used to have an L.S. Ayres account & then they sold out to Macy's & Ayres closed his account but Macy's kept it open. It seems that this should be illegal b/c he had even called Ayres before they closed & had them cancel his card. It seems like a shady way to do business!!