T0 all that are asking what MCYDSNB stands for on their credit reports. As you can read from others including Jessi the moderator, this is for Macy's. I confirmed that with my credit card itself and Macy's. AS mentioned before Macy's aquired a number of companies over the last few years so if you had a Robinson's May or other credit card from a company that Macy's took over this would be it. Just make sure your old credit card from the other creditor shows closed and positive. You can check with Macy's to find out which companies they aquired.

I also found this on my credit report, need some advice, I have poor credit and trying to reestablish card shows been paid every month so should I dispute this or let it be???

[Morningstar]

If this doesn't have any late payment history or charge off status, then I'd leave it alone.

I am in the same boat with msydsnb. Thanks for the information. I am going to try to get them off of my credit report ASAP.

MCYDSNB is a Macy's Department Store Credit Card

i have a macy's credit card and it comes up as MCYDSNB on my credit report. not sure if this is the number you need, but it's the one they send me on my bill:

1-866-593-2543

hopefully they can direct to who you need to talk to

thanks for all the info on this, its been a mystery to me till i found this thread. i still do not know how it got started seeing as i have never had a card for any store. scary!!

ok. well i finally called macy's about this craziness on my credit report. apparently when macy's bought out foley's..macy's automatically sent out a card. i never received it b/c i had moved. i'm not sure if this is the same for any of you but look into it. they didnt run anything else and they're sending a new card to my new address.

I found this on my credit report as open and active with balances being charged and paid from 9/06 through 5/2007... I closed this account over three years ago. I tried to correct it, however experian said it was already correct. Thanks for posting the telephone number so I can contact Federated directly. Others beware of Federated Department stores practices... they are suspect at best. They should have this account closed.

It is nice but also scary to find this site and realize how much we are all in the same boat. Thanks for the info.

[good.nelly]

If there are listings on your credit report that are false then you should immediately dispute them with the credit bureau.

thanks for the help. they claim i am in good standing with them but i prefer to have them closed

I know I have NEVER had a Macy's card...but according to my Experian, I did! I closed it by calling 1-866-593-2543. They are mailing the cancellation notice. Good Luck! Thanks to whomever posted this page!

I have never used this why is showing up on my credit file?

[good.nelly]

Hi Jeanette
Do not worry. All you have to do is to dispute the information with the credit bureau and the information provider (the information provider can be an individual, organization that has reported the inaccurate information about you to the credit bureau). Under the Fair Credit Reporting Act, both the credit bureau and the information provider are responsible for fixing false and incomplete information in your report. According to the law there is a time set up within which the bureau must complete its investigations and provide the result in writing to the consumer. Why don’t you check it http://www.debtconsolidationcare.com/letters/
and browse through the sample letter.

And last but not the least…..do not forget to send the letters via certified mail with a RRR.

Good luck
Nelly

I checked to make sure, after reading everyones responses, if it is good to leave it open or close it. I have one on my account, and according to creditprovider.com, I should leave it open. Mines says it's been open since 1990. Crazy it stays open so long. Maybe everyone might want to check and see if it's best to leave it open. =)