Sub:
#65was giving student loan not know i needed a hsd to graduate
Replied on
08-17-2009, 09:37 AM
hi this is quien i was giving a student loan and when i graduated from medical program they stated that i needed a high school diploma to get a job in the medical field. They are trying to garnish my wages and i have never worked in the field before because i dont have a high school diploma what do i do
Did they give you a test prior to entering? If you had the ability to benefit from the course then you are legally liable for it. Did you tell them you had a high school diploma?
How do you do a rehab when you are at poverty level wages? CA won't work with me or the education department. My income is so low there is nothing to garnish. Based on the income sensitive plan I would pay zero. But I can't do that until I rehab and I haven't got the money to rehab - even 5 dollars a month would be difficult. I have provided the information to the ed department - but they want all the money now - which is absurd - cause they know I don't have it. I have no family to live with either or family living with me - to help out with bills. They have all my income info and expense info. But when they ask for tons of money to rehab - and you don't have it - what can you do? I have no money to give them - and no assests. If they would just let me rehab - then I get out of default - then I get on income sensitive - which definitely I qualify for paying zero a month. What are my options? I have tried everything.
how do i stop my wages from being garnished? I just started a payment repayent agreement and just made my first payment all of a sudden i get a notice from my boss that they started garnishing my wages?
I got a letter from the student loan people about garnishing my wages. I called them and they want me to send them a large amount by the 29th of this month. I explained that I can not do that. I have a son and a baby coming. I can not afford for them to garnish my wages or take my income tax. I want to get into repayment but the option they gave me is just too much. What options do I have to stop this from happening?
my hsuband got a letter from some place that Student Assistant Corp I belive the name was General Revenue corp. A long time ago when my husband had to have surgery I dealt with these people while he was in the hospital over a credit card bill. They threatened to take my home and everything. It was a nightmare! I was even cursed out on the phone. I sent some money every month to them by cashiers check. They did not cash them for 3 months and them sold my loan to someone else. We cannot afford to have his wages garnished. I just got back to work after being out off work for a year. His loans are consolidated and he aquired them before we were married 18 years ago. I went to college later. I am not on his loan but is there a way to consolidate our loans together and make one payment? Does anyone think this would help us at all? Does anyone have a good answer.
Um What kinda a nightmare are we talking about here. When I spoke Salle Mae, My lender they said something about consolidation of our loans together. I just thought well maybe we would get the money soon to start paying. I feel hopeless.
What was in the letter from General Revenue? If these are federal loans in default, they can garnish him without a court order unless he is current repayment. You would also be looking at your state and federal tax returns being seized too.
so my wages are being garnished for a defaulted loan. can they get my tax refund as well. if they are getting 180.00 every 2 weeks why should they take my refund?
Yup, they will take them because 1. you are in default and 2. you are not in voluntary repayment. Your loan balance became due in full on demand upon your default.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.