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Guest · Posted: Wed Jun 21, 2006 11:52 am Subject: Pay Day Loan threat

Yes! I just got a phone call from the same company, threatening to send me to jail tomorrow, too, if I don't come up with the money by 5pm this afternoon. Ignore jerk companies like this, who use illegal scare tactics on people.

Mcclaca · Posted: Tue Jul 18, 2006 9:46 am Subject: Help

I rec'd a call from then today threatening to arrest me at my work..i've read the fdcpa see what they say..http://credit.about.com/od/debtcollection/a/checkdiversion.htm..

Posted: Tue Jul 18, 2006 10:02 am Subject:

I hope you are going to sue their crazee butts!

crazed gal · Posted: Mon Jul 24, 2006 7:51 pm Subject: I also got the call

I also got the call... from this company but instead of calling me directly they called my sister and said that I need to call them directly or have my attorney call them. I am a debt collector so I have a bit of an inside help on this. Tell them in writing that u want them to cease and desist all phone calls and only send correspondence via mail. They will be breaking the law if they do not abide by that. The fact that angers me is that i never received any correspondence from them to begin with nor any phone calls but they had the nerve to call my family members about it

Johan · Posted: Mon Aug 21, 2006 4:47 pm Subject: Legal Mediation Practices

Early in the year I took out a payday loan with Ace Cash Express (bad idea, I know, and I realize there were other options now). Total for the loan was 1000.00 + 200.00 finance charges. In the typical payday loan fashion, I found myself paying 200 a check with no chance of paying it all back. I just recieved a phone call from Legal Mediation Practice stating that if I didn't pay the full amount before 5pm tonight, it was going to go to the local courts for "locate and address". Does anyone know what that means.

Posted: Mon Aug 21, 2006 5:16 pm Subject:

Hi Johan

Legal Mediation practice must validate the debt in writing before they take any legal actions against you. Did you get any information in writing about this account from Legal Mediation Practice? I wonder if they are just using one of their scare tactics. Send a DV letter from your side and force them to send out the account details

Johan · Posted: Tue Aug 22, 2006 9:02 am Subject:

I spoke with them yesterday, and said I needed the address to request the account details, and proof of debt. They said the returned check was my proof of debt at that was all they would say.

damieng · Posted: Tue Aug 22, 2006 11:48 am Subject: Yes...

This company is currently calling me and will not tell me who they are or what company they represent unless I confirm my identity.. I asked if they were a collector on a bill, a law firm, or what and they said "no we aren't collecting" and they wouldn't tell me what they wanted or who they were. I told them they need to tell me who they are and what they want before I confirm my identity but they said something to the extent of they can't do that, I told them that was bull and they told me not to swear and that they weren't a child I kindly explained that I wasn't a child either and they need not threaten me but only explain who they are and what they want in order to speak with me. They continue on their path of undetermined defiance of being butt heads and I hung up.
Same number though 1-800-201-0565 sounded like a made up name on the extention which was ext#294. real nice people I think they are trying to collect for a check cashing place I never paid money back to, because i lost my job. the companys name is legal mediation practice. Twisted Evil

got a call today in texas · Posted: Tue Aug 22, 2006 7:47 pm Subject: 800-201-0565

I got a VM on my cell phone. " This message is for _______ it is imparitive to call me at your earliest convance, my firm is Legal Mediation and I need to speak to you please call 800-201-0565."
That was it on my end. I took out a loan awhile back and I have to pay it back sooner or later. But the guy was extreemly rude and I read my contract and talked to a lawyer and he said that no walk in loan company can throw you in jail. It would mean that half of america would be in jail by now. debt collectors will try anything.

So, I will let you know what happens thanks guys for the infor on this blog.

got a call today in texas

Those are the questions I have for ya'll.
Currently I think they can wait another 3 weeks because I am getting married right now and they can wait after my honeymoon.

just me · Posted: Wed Sep 13, 2006 7:59 am Subject: I got a call today too

They called my mom and told her I was going to jail if I didn't call them immediately. I called them and they gave me all this legal mumbo jumbo. I asked what that meant and he said I live in Austin and should know what that means. They were rude and unhelpfull. I made several attempts at payment plans only to be told they wouldn't count.

Ex-employee of LMP · Posted: Thu Oct 19, 2006 3:28 pm Subject: FRAUD!!!

Listen, i'm almost embarrassed to say, but i used to work for this company legal mediation practice @ 1919 blanding blvd jacksonville florida 32210. Ph# 18002010565. I am sorry if i was ever the person who called you. Listen, yes it needs to be paid back, but only because it will go on your credit. Not because you will go to jail. That is just how they collect. The moto is imply don't lie. They probably said something along the lines of you have until 3 pm today to have the money in here or we will recommend for the fullest action to be taken against you. They say u r back up by a check, but it's not like you wrote a bad check. I am telling you you can not be put in jail for this. What you all need to do is report them for violation of fdcpa law. They do not read the mini maranda. This is an attempt to collect a debt any information obtained will be used for that purpose. Also this call may be recorded. Did u hear that?? More than likely not. We were told we would get in trouble for stating it was a debt. We were told to say it is against the law to write a check, yes it is, but that isn't what you did. Its a payday loan, the company took chances by loaning money to you. Nothing will come of it. Again sorry if i was ever the one to call you. Good luck all. Btw, just start sending them payments. As long as they receive 10-50 dollar payments there is nothing they can do. They can't even send it back to ace, allied, or where ever it came from!

EX EMPLOYEE OF LMP · Posted: Thu Oct 19, 2006 3:33 pm Subject: CONT....

Just tell them you will pay and get the mg info and send how ever much you have. Ps, do any of you remember the names of the people who were calling you???

ex-employee of lmp · Posted: Thu Oct 19, 2006 4:13 pm Subject: cont again

btw, locate and adress means they confirm by "skipping" your ssn on the net and make sure they have the right addy and ph number

Boy Wonder · Posted: Tue Nov 14, 2006 9:10 am Subject: The Same thing

I just got a call from them a few minutes ago.. they called my mom's cell phone and said that they had reached a settlement... and that I needed to call them back or there would be serious consequences. The number was 18002010565 with an extension of *294. The Person was Michael Davis. Anyone got help, please give it.

ex-employee · Posted: Mon Nov 20, 2006 3:13 pm Subject: lmp

michael davis..... very nice guy. lets see if he is @ ext 294, i believe his manager is diane wagner.... she's married to the big guy there. don't worry too muhc, just do like i said before and start sendingin payments of like 50 a month.

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