Internet's first get-out-of-debt community - 135,000 members

Posted: Sun Oct 12, 2008 9:04 am Subject:

When you say they don't sound like a Jackson or a Smith to you, is that because they have Indian (and I don't mean Native American) accents? Sounds like our friends from "U S National Bank" are at it, only they switched up the name of their bank.

diane wagner · Posted: Tue Oct 14, 2008 6:37 am Subject: LMP

no new news on this so called company?

julz0420 · Posted: Wed Oct 15, 2008 8:23 pm Subject:

No new news from me. They are obviously reading as the calls I get now have a much nicer tone and they are very careful with their words. They are still trying to scare me into thinking I am going to jail but the way they say it I dont think would get them into trouble.

I did file with everyone I could and will continue as needed. They wont get me to send them a dime and I'll gladly tell the judge that if it goes to court (and will also gladly play all messages left to me by them). I'd rather just pay the loan people but now that this yahoo's have the paperwork (and just so you guys know, most of the info Sharon Jackson had on me is wrong, like peoples phone numbers, my vehicle, etc) I guess I'll be waiting until it goes to court, then I'll work something out with the loan company in mediation.

Posted: Thu Oct 16, 2008 3:36 am Subject:

Posted: Thu Oct 16, 2008 3:45 am Subject:

Yeah, there's a little something called "the least sophisticated consumer test" when it comes to whether a CA has violated the fdcpa. They don't have to come right out and tell you that you will go to jail, all they have to do is imply it so that the "least sophisticated consumer" would reasonably feel they would.

Add to that, the fact they never send any written documentation within the 5 days required by law (or at least, I have never read any post where someone has received this required letter from Il-Legal Mediation Mal-Practice), and their threatening phone calls and messages, and they are known heavy violators of the FDCPA.

Good that Ms. Jackson is now being a little more professional on her calls; however, I would not pay these yahoos a dime until they validate this alleged debt of yours.

julz0420 · Posted: Thu Oct 16, 2008 7:05 am Subject:

No letter has come in the mail for me and this has been going on for awhile now. Most of the calls had been "call Brian Thomas" then they turned back into "charges released" and "before you need an attorney" for my "willful intent to deceit" etc.

They are all saved just waiting to see what happens.

Posted: Thu Oct 16, 2008 8:26 am Subject:

Yeah, I had one CA, I don't think it was LMP, threaten me with arrest and I asked them what time the po-po was going to be here "so I can go ahead and take a shower, shave, get dressed, and be ready to go with them when they got here." I wanted to look pretty when they took my booking photo.

It was funny the "sound of silence" I got from the other end because they didn't know how to respond to that.

Dont send anything · Posted: Thu Oct 16, 2008 4:18 pm Subject:

If they are not the original creditor, DO NOT send any money to this company. Sending 10-50 dollars to someone you don't owe money to is non-sense. True you owe money but it is to the original creditor. Call the original creditor and make a settlement. You can also file a lawsuit against this company with the Federal Trade Commission and possibly recieve $1000.00 if you win. Google search FTC for yourself.

abc123456 · Posted: Mon Oct 20, 2008 8:27 pm Subject: legal mediation practices

They are fraudulent. I'm friends with someone who used to work there...they tack on like 50% fee of what you initially borrowed.

They pretend to be attorneys and they are just a bunch of schmucks!

Kasey · Posted: Tue Oct 21, 2008 3:37 pm Subject: I sued them

Hello, i myself am a debt collector and i received a call from their office one day. I, unlike other know the fdcpa laws and i did my research and little did they know i was in the same profession. they broke over 3 laws. One was refusing to give the address. 2. threatend to take me to jail or have me cited at my home or place of employment and last but not least they are not licensed to collect in my state. If you experience any problems do the research. They HAVE to give up the address no matter what!!! if they break the laws sue them for the bill. Tell them you want them to pay it for breaking the fdcpa laws. If they refuse send a letter or call your attoney general!

Posted: Tue Oct 21, 2008 7:39 pm Subject:

They only broke 3 laws with you? They usually rack up much more than 3 fdcpa violations. They must be getting a little rusty in their old age, or maybe it was a new collector.

Be sure to file complaints with your state's Attorney General's Office, the Florida Attorney General's Office, and the FTC.

gina · Posted: Wed Oct 22, 2008 2:15 pm Subject: legal mediation practice

I received a phone call today from these idiots. They are looking for someone I know that listed my number as a contact. I have told these idiots for 2 months not to call me. today they crossed a line by telling me they were seeking judgment against my friend. UMMM...you can't do that I informed them...it turned into a screaming match. I hung up, called the police filed a report(with them on the phone), called the ftc, called my attorney general, wrote a nasty letter to them to send out certified. I am also going to tke action against this company . It isn't my bill so I should not have to listen to this garbage..oh, and I informed them that I am giving this friend of mine the money today for bankruptcy . people don't take this garbage from them. in my state the law states that felony charges can't be taken against you for a post dated check..they like to scare you into thinking they can do what ever they please..they can't..

oh, I also take pictures of my caller id which displays the number, date , and time...

Posted: Wed Oct 22, 2008 3:36 pm Subject:

Way to go Gina!

Wish more people would follow your lead and take legal action against Il-Legal Mediation Mal-Practice regarding their illegal collection activities!

tspoon · Posted: Fri Nov 14, 2008 10:36 am Subject: LMP

i spoke with Fred Cameron from LMP this morning and he told me to get an attorney and he'd have to wish me good luck and hung up on me because i wouldn't promise to send them anymore money (already sent them a payment). I got off the phone with him at 11:02. He called my sister and she sent me a text at 11:51 stating that Fred told her to tell me to call him immediately because he has instructions/info that i would appreciate. Why wouldnt he just call me back directly in Indiana instead of calling my sister all the way in Pennsylvania? That makes no sense. And ESPECIALLY because I spoke with him less than an hour prior!!!

Posted: Fri Nov 14, 2008 12:40 pm Subject:

You know what, tspoon, I would go ahead and get that attorney. But not for the reason Fred thinks, though.

You have a good reason to sue them for fdcpa violations as he had no reason to call your sister since he had already talked to you and I'm sure he had your correct contact information. The only reason he called your sister was to embarrass you!

Get an attorney and sue them.

Posted: Fri Nov 14, 2008 2:23 pm Subject:

I agree with FloridaRon! Go get him!

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 135,000 members

anyone ever dealt with legal mediation practice in fl

Members Area

Free Debt Counseling

Ask the community

Also See

Featured Discussions

Featured Articles

Recent Forum Discussions

Recent Blog Post