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Posted: Mon Oct 08, 2007 11:52 am Subject: |
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Can they really send someone to jail? We are willing to pay, but cannot afford to pay all at once.
Jan
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Posted: Mon Oct 08, 2007 11:53 am Subject: legal mediators of FL |
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Willing to pay, but cannot pay all right now. How do I repay a little at a time?
Jan
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Jan Moore
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Posted: Mon Oct 08, 2007 3:51 pm Subject: ok |
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so i just got called from these people from 5th and today and i got pissed off because they called me during the class. the teacher almost caught me and he almost took my cell phone away from me. they said i am marcus hong and i have no freakin idea who the hell is marcus hong. and i called them they said they will fix it and i called them again about the process and i asked about what company it is but the speaker even knows where she works for. the number was like this 1-800-201-0565 and they said they are legal mediation practice and i have no freakin idea what the hell is that and they are doing. i live in seattle and i guess the company is in florida. wtf. seriously, if the reader is marcus hong u better watch out ur ass and does anyone have an idea of what legal mediation practice do???? gosh
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wtf?
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Posted: Mon Oct 08, 2007 4:00 pm Subject: What is the dead with Legal Mediation Practice! |
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I sent IL-Legal Mediation Practice a "cease and desist" right after I received my first phone from them, from a Mrs Andrews. She tried to make their company sound like a law firm by telling me "someone has filed a case concerning you with our firm" on the voice-mail and I had until 3 PM to call her back. I called her back and told her I knew they were a collection agency, because I looked them up online, and I didn't appreciate her trying to make LMP out to sound like a law firm. She became really hostile and nasty and wouldn't verify her address or fax number. I told her I'm looking right at it on the Internet, I just wanted her to confirm it. She kept referring to me as Mr. Man and told me if I was so smart I didn't need her to verify it. After the nasty phone call I had with her, I decided I only wanted to deal with them by USPS and faxed over a "case and desist" to their fax number and received a confirmation it had been received. Over a month goes by and I don't here anything, then I received two more calls from them, a week apart. Miss Beth Ryan even goes so far as to tell me "good luck" at the end of the call. Whatever.
I have now retained an attorney will be suing them for violation of the FDCPA; I have also never received anything in writing from the. Aren't they supposed to do that withing 5 days if the first phone call?
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UnemployedRon
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Posted: Tue Oct 09, 2007 2:05 pm Subject: ignore these people |
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I worked for this company (regretfully) for just under a year. They buy this debt at pennies on the dollar and rework it through a calling system over and over agian till the can;t get a hold of you anymore. Say you have filed bankruptcy and give fake information then they will leave you alone. They don't follow up and everything they say violates the FDCPA. If you are reading this it wouldn't hurt to read the FDCPA somewhere and know your rights. Hope this helps someone.
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disgruntled employee
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Posted: Sat Oct 20, 2007 8:07 am Subject: Legal (IL-legal) mediation practice |
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Thank you guys for posting those helpful ideas. My wife and I are actually in vacation, First she received a phone call (they left a voice mail, but for someone else as she was my wife and asked to call immediately as they were about to reach a decision on her case (scary) and we ignored the voicemail, a couple days later we recieved the same voice mail telling her that they already reached the decision on the case, but it is still imperative that she calls the law firm back immediately.
The point is, those people are using some vary illegal ways to collect debts and even though they were trying to reach someone else other than my wife, but their tactics are so illegal and too scary to stay quiet about it. Remember, if you've got one of those phone calls don't get scared. They can't really do anything to you other than harm your credit report because it will cost them way more money than what you may owe them to seek legal actions against you. If you can't pay them you might as well let them know straight up and send them a certified letter to stop the harrassing phone calls. GOOD LUCK![/b]
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Scary innocent
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Posted: Mon Oct 22, 2007 12:12 pm Subject: |
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Can you believe that Legal Mediation called my boss? Yes, they called my boss. I called them out and chewed them out and told them I knew their tactics. I also told them that that I know they are trying to collect money unethically according to the FDCPA. Then he says "now you're an expert?" He gave me until 8:00 pm est to get $825 together. I asked him for an address, and he refused to give it to me.
My sister works for a collection agency and the only way they get paid their commission, is if they meet their quota and collect more money than their quota (from different debtors). If they don't meet their quota, they get fired. Oh, and by the way, they are probably only making $10 per hour before their commission, that is if they get any at all. No, they cannot put anyone in jail, and yes, let's try and get this company to go out of business!
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harrassed
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Posted: Mon Oct 22, 2007 3:48 pm Subject: legal mediation practice |
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Well I got a call today from them saying that today was the last day to put in a payment and they had threatened to go to my work and to my home but I indicated that I could at least pay them this coming Friday, but they didn't want to hear that, so what should I do?
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schatz
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Posted: Mon Oct 22, 2007 7:42 pm Subject: legal mediation |
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How did you end up getting jail time in county. I got a call from them today. They stated that my checking account is closed and I wrote a check from a closed account which they said is a crime in all fifty states, BUT The checking account was open when I wrote the check but the bank closed my account some time after I gave the check to the payday advance company. Can I get into trouble for this? I did not close the account the bank did and when I wrote the check the account was open. If anyone could help I would greatly appreciate it. Thanks
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young2120us
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Posted: Mon Oct 22, 2007 8:48 pm Subject: |
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I got the same call and yes I was scared as hell, but I read my state laws on payday loans and I also read what everyone else said on this forum, so I feel a little at ease, but I will try to call the payday loan place in which I got the loan to try and work something out. They claim the wrote letters and called all my references and email me, all was a lie. So good luck to all
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nana
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Posted: Tue Oct 23, 2007 3:05 pm Subject: LMP - the call from hell |
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I just got a call from them about 30 minutes ago, with the same tatics. I told them that they can not call me at work, but would give them another number to reach me. THey gave me a deadline of 5pm tonight to make a payment. I told them I didn't have the money but would make arrangements. The guy I talked to is named Derek Lee. He demanded that I have a payment made today or they will "send my file off for review". Then proceeded to tell me that based on his decision, they would send someone to my job and/or home to deal with me. I hit the roof. While telling me that it was illegal to right a bad check on a closed account. I told him that they account was opened when the loan took place, also, that there are laws against harrassing people with phone calls to thier job and if I get a phone call or a visit anywhere by them, I will report them to the BBB and file a lawsuit. All he could say was have a nice day and I hung up in his face. I'm ready to send off my letter of cease and desist along with a complaint to be filed with the Florida DA and BBB. Something has to be done with these folks.
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yvonne
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Posted: Wed Oct 24, 2007 8:36 am Subject: LMP |
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Ex-employee of lmp:
I just got a call from this company regarding a payday loan that Allied said was returned (my bank doesn't even have a record of them depositing the check and Allied wouldn't provide me with a copy of the returned check).
The message was left by a "Tyler" (female) telling me she was from LMP and that the "firm had made a decision on our debt and that she needed to talk to me today." She left this work on my office voice mail.
I don't want to return the call because that encourages them but I do not want them calling my office. Please let me know what steps I should take. This is the first payday loan (and last) that I ever took out and we are just starting to get back on our feet after my spouse took a $200/wk pay cut, cancer bills, etc.
I hate this.
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kerjolo
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Posted: Thu Oct 25, 2007 1:43 pm Subject: |
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they just called me i'm in california i told the lady that i did not have the money today she told me to find a lawyer and the debt is only 266.00 but i told her that i've been having hardship and she hung up the phone
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Posted: Thu Oct 25, 2007 1:43 pm Subject: l m p |
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they just called me i'm in california i told the lady that i did not have the money today she told me to find a lawyer and the debt is only 266.00 but i told her that i've been having hardship and she hung up the phone
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Tesha.L.Sanders.
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Posted: Thu Oct 25, 2007 1:51 pm Subject: |
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can some one tell if they can really come and pick me up at work and take me to jail or not because she threaten me with someone will be here to take me in for a 266.00 loan or bounce check
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Tesha.L.Sanders.
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