Internet's first get-out-of-debt community - 129,000 members

Posted: Sun Jan 06, 2008 7:15 am Subject: Absolutely!

I'd be willing to bet Legal Mediation Practice never sent the dunning letter and, what's more, would not respond to a debt validation letter. I never received the first written communication from them, and never received a response to my debt validation letter.

I am also curious to know if they made any other threats to you; I'm sure they threatened to prosecute you for check fraud and/or internet fraud. I would ask them to send you a copy of the supposed check.

JCEMT is absolutely correct, get an attorney! You can find one at www.naca.net, or check at your local legal aide office. Also, file complaints with the FTC, your state's attorney general's office, and the BBB. You might also consider contacting Florida's Attorney General's office, as they are just now noticing LMP and their shenanigans. Maybe we can finally get these jokers closed down!

Most importantly, don't let them intimidate you! These jack-asses are grossly violating the law themselves!

Posted: Sun Jan 06, 2008 8:17 am Subject:

You've got that right Ron, I've honestly never seen a company violate FDCPA this much except for Bass.

Posted: Sun Jan 06, 2008 9:02 am Subject:

soontobedebtfree · Posted: Fri Jan 11, 2008 6:54 pm Subject: They called me as well...

I will pay back theloan I took out. However, I got a call, this guy left me a message saying that they have made a desicion on my behalf. I called back but it was after their business hours. I left a message saying that I was returning Bruce Black's call. I asked for them to name the creditir they were calling on behalf of and to be prepared to let me know how they got power of attny. in order to make this decision on my behalf when they called me back...I'll be ready

Posted: Fri Jan 11, 2008 7:00 pm Subject:

That sounds like veiled threat of lawsuit. Make sure you record your call with them. If you need a recording device we have one available through this website. Just post back if you have any additional questions or comments.

Posted: Sat Jan 12, 2008 1:07 pm Subject:

My girlfriend who is dealing with these cats now (me really) is going to author a letter and email to every congressman and send to them I will assume this cost as to get these clowns shut down. I may even send it to each states Attorney general!!!

Posted: Sat Jan 12, 2008 9:34 pm Subject:

You should file complaints with the Attorney General for your state and theirs as well as with the Federal Trade Commission.

Posted: Sun Jan 13, 2008 6:44 am Subject: Please Do!!!

JCEMT hit the nail on the head!

File complaints with everyone he has listed. It is the only way we are going to get these idiots shut down!

Also, soontobedebtfree, I would call LMP back and ask them for the copy of the power-of-attorney that allows them to make decisions on your behalf. See how they respond to that.

Also, soontobedebtfree, I wouldn't be too worried. The first time LMP called me, I think they injected that phrase into the phone message they left for me, along with other misleading and illegal verbiage. That was when I requested validation and for them to cease and desist contact with me by phone, only by mail. A month later, in violation of the C&D, they called back and left a message again stating they had come to a decision on my behalf and wished me luck. This was done twice.

So, I made a decision on their behalf and hired an attorney to sue them for violating the FDCPA. I had also kept copies of the phone messages along with a copy of my letter, and proof of reciept (fax confirmation).

They settled out of court.

So I wouldn't be too intimidated by any decisions they may have reached on your behalf.

Posted: Fri Jan 18, 2008 7:18 pm Subject:

I would love to be able to take these clowns to court.

Have a recorder to record their conversations now Thanks radio shack. I have even gotten myself into the habit of stating this call may be recorded when I answer my phone as has my girl. All my friends think I am crazy but I gotta protect myself!!!

Posted: Fri Jan 18, 2008 7:44 pm Subject:

Do you not live in a one party state?

Posted: Sat Jan 19, 2008 6:43 am Subject: Funny!

Yeah, I'd wonder too if I were a friend of yours and you kept giving the recording disclaimer whenever I called you.

But if you do live in a one party state, you don't have to let the caller know you're recording them. Only one of the participants of the phone conversation (you) has to be aware and agree to having the phone conversation recorded. Unlike a two-party state like I live in (Floirda) that requires both parties be aware and agree.

Which kind of defeats the purpose. If the @$$-clown knows he's being recorded he's not going to resort to the shenanigans that required you to have to record the call in the first place. Defeats the purpose.

ezrunner · Posted: Sat Jan 19, 2008 7:51 am Subject:

I do not know If i live in a one party state but judging from JCEMT's question I think that I am but I will check for myself and if so stop the pre-emptive recording convo bit

Posted: Sat Jan 19, 2008 8:50 am Subject:

I can check it for you, what state do you live in?

Posted: Sat Jan 19, 2008 1:44 pm Subject:

I am in Virginia!
glad I ran across this, remended me to check

If you have a quicker resource JCEMT versus google i would appreciate it

Posted: Sat Jan 19, 2008 1:50 pm Subject:

Okay

One party state is what I live in woohooo what fun

Posted: Sat Jan 19, 2008 4:25 pm Subject:

So that means: you do NOT need their consent to record phone conversations. You need only the consent of one party involved in the conversation. That may be you. Very Happy

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