Internet's first get-out-of-debt community - 135,000 members

itssally · Posted: Thu Jan 31, 2008 5:24 pm Subject: LMP

The name of the person who called me was David Jones. He threatened me and said he will press charges. If making a payment, where does it get sent to the Jacksonville address?

Posted: Thu Jan 31, 2008 8:13 pm Subject:

There are no charges to press, except filing your own civil complaint for them violating the fdcpa...

MrsOmo · Posted: Mon Feb 18, 2008 9:58 pm Subject: Legal Mediation (801-201-0565)

This company has called and said they would put my husband in jail for willful intent to defraud a payday loan company and he had until 2 pm to come up with the money. He said he would have 2 arrest warrants. We never got any correspondences from this company and quite frankly we forgot about the loans until today.
My husband and I are panicked because we are worried he would get put in jail and lose his job. I do know that debt collectors cannot put you in jail for a debt, however, they never identified themselves as a debt collector.

My husband tried to reason with them and work with a payment schedule and they said no, there way or no way and he will be in jail.

I am going to send a DV letter tomorrow but I am scared to give out my address.

This company won't put him in jail for a payday loan will they? (allied cash advance and express check?)

MrsOMO · Posted: Mon Feb 18, 2008 10:06 pm Subject: Why are they still in business?

One more thought:

I have read hundreds of complaints about LMP and how come they are still in business? These complaints are starting from 2 years ago?

Posted: Mon Feb 18, 2008 10:11 pm Subject:

No they cannot put you in jail, debt of this nature is a civil matter, not criminal. As to the reason why they are still in business, I'm kinda doubting that the consumers that have been victimized by this company are reporting it through the proper channels. While a FTC complaint is advisable they generally do not act unless they notice a pattern of conduct. The best thing to do is file a complaint with your state Attorney General's office.

Posted: Tue Feb 19, 2008 6:19 am Subject: They Are At It Again

MrsOMO, I am as mystified as you as to why and how these people are still in business. I find it incomprehensible that no authorities (IE the FTC or Florida's Attorney General) have not already been made aware of the shenanigans perpetrated by this company on a daily basis.

Please send them a debt validation letter and partial cease and desist letter, certified mail return receipt requested. Almost as important, file complaints with the FTC, your State's Attorney General's office, and possibly even the Florida Attorney General's Office (as they are operating out of Florida.)

And please, please, please, don't let these people scare you with their lies and illegal tactics. That's all they are: Lies and Illegal Tactics!

MrsOMO · Posted: Tue Feb 19, 2008 10:34 am Subject: Legal Mediation (801-201-0565)

I tried calling them on behalf of my husband to get them to admit to me that they are debt collectors.........this extremely rude guy would not answer a simply yes or no, and simply said they are collecting on behalf of the creditor (payday loan).
I then said may I have you address to send a DV letter and he scooted around it but finanlyy gave it to me.......thenhe said to me, "Do I need to spell out our company name?" as if I was dumb. Then I mentioned that it is illegal to use these abusive tactics and he hung on me.

I am writing the attorney general's office and will send out the DV letter today.

He said, before hanging out, we will go ahead and process this and put your husband in jail.

I know at the very worst, they can garnish wages however because the debt is owed but that is a civil matter, not criminal.

Posted: Tue Feb 19, 2008 12:58 pm Subject:

Unless wage assignment is part of the contract with the PDL then they will need a court order to obtain wage garnishment, assuming your state even allows it.

Posted: Tue Feb 19, 2008 1:46 pm Subject: Wage Assignment

If wage assignment is even part of the contract, it can be revoked with a simple letter from you husband stating he does revoke it. You could include that with your debt validation Letter and Cease and Desist letter.

There is an example of one in this thread, about halfway down the page: http://www.debtconsolidationcare.com/paydayloan/assignment-letter.html

Be sure to keep copies of all the correspondence to LMP along with the green proof-of-delivery card you get back from the USPS. You will need this if LMP never validates your debt and keeps on attempting to collect on it and you decide to sue them.

Also, I'm curious as to what address he did give you? Since the gentleman (I use the term loosely) at LMP was reluctant to give it to you, I would be afraid he gave you the address of the McDonald's down the road.

The address I have is:

Legal Mediation Practice
1919 Blanding Blvd., Suite 10
Jacksonville, FL 32210

Posted: Tue Feb 19, 2008 2:45 pm Subject:

Ron, it's in Jacksonville, could it be a DBA of Bass? My memory is a little sketchy on this one.

Posted: Tue Feb 19, 2008 2:58 pm Subject:

Jax is full of collection creeps. They seem to flock there like the vultures do down here in the winter.

Posted: Tue Feb 19, 2008 3:04 pm Subject:

What state are you in MrsOMO?

Posted: Tue Feb 19, 2008 3:15 pm Subject: Yes I Know

Hey JCEMT, yes I know Il-legal Mediation Practice is in Jax. So am I. I've ridden by their office countless times as it is on one of the main roads here. Unfortunately, there is actually a McDonald's down the road from their offices, so him giving out that address might not be as far fetched as it seems.

I posted the address I had so MrsOMO could compare it with the one she was given. This is the addy I used when I filed suit against LMP for fdcpa violations, so it is correct.

I'm not sure if they are a DBA of Bass and Assoc., though. Considering their illegal tactics, I would not be surprised.

And unfortunately, FrogPatch's observation that Jax seems to be ground zero for some of the most crooked CA's is absolutely correct. I think there was a link to an article in a Jacksonville newspaper addressing that fact, posted once here in the forums. I think it has to be because call centers are such a big industry here. Several banks, insurance companies, etc. all have call centers here.

MrsOmo · Posted: Mon Feb 25, 2008 8:59 pm Subject: LMP-yep they are vultures :)

I am in North Carolina..........
I called and he did give me the right address. I do not know who I spoke with him but the guy that threatened my husband was Daryl Green.
I sent the DV letter last week and they did sign for it already. I had it tracked and am waiting for the green card in the mail (just in case they try to say they didn't get it).
When I asked the guy for the address, he says, "I will go ahead and process it now if your husband isn't going to follow thru with the arrangements for the 28."
He is scared out of his mind but I assured him that we took the right steps with the DV letter. Besides I want proof that they are a CA..........they gave me the run around when I flat out asked them.

Posted: Tue Feb 26, 2008 1:01 am Subject: Good!

Oh, good. I had not read this post before I read your other post MrsOmo.

Now that they have received your DV letter they must suspend all collection activity until the validate the debt.

Tell your husband not to worry, he is not going to be arrested.

megatrendsZ · Posted: Thu Mar 13, 2008 9:42 pm Subject: Im New

Hello All
Im New...

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 135,000 members

anyone ever dealt with legal mediation practice in fl

Members Area

Free Debt Counseling

Ask the community

Also See

Featured Discussions

Featured Articles

Recent Forum Discussions

Recent Blog Post