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 Posted: Thu Mar 16, 2006 12:07 pm Subject: Help please! T&C doesn't work with North Carolina.... |
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Today is my big day, I have changed checking accounts, and the payday loans should start calling and I'm ready to settle with them...however I called T&C to help me, and they don't work wtih North Carolina residents. Does anyone have another reputable company that can help me? I'd really rather have a company help me who has experience with this than just dealing with them alone. Ideas?
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suewhelan89
Joined: 12 Mar 2006
Posts: 20
Debtcc Points: 1090
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| Posted: Thu Mar 16, 2006 12:14 pm Subject: |
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Ut oh! I am in NC too! I was just recommended to T&C but looks like I should follow your post.
I was planning to close my checking before next pay day and go for it....but I can't have these people calling my work.
Any help is much appreciated and thank you sue for letting me know this in advance!
maryanne
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maryanne
Joined: 16 Mar 2006
Posts: 31
Debtcc Points: 1019
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| Posted: Thu Mar 16, 2006 12:19 pm Subject: |
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I will always suggest you to call your lenders first and arrange a payment plan directly with them. Explain your financial problems to them and reassure that you won't miss the payments if a lower pay off is arranged. Offer a realistic plan so that you don't default on it. The companies will always like to have their money back from the consumers. So, keep insisting until they are ready to work with you.
If nothing works, you can try BHR and associates also. Look for them in the internet and you will get some helpful information.
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david
Debt Samaritan
Joined: 04 Jan 2006
Posts: 1269
Debtcc Points: 30164
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| Posted: Fri Mar 17, 2006 9:08 pm Subject: |
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American Financial Solutions
AFS takes care of payday loans,I have been in the program for 4 months now and have had no problems,they do not charge a upfront fee,they only ask for a monthly donation added to your payment.They are a member of the BBB and AICCCA and AADMO
Hope they can help you.
PM me if you would like contact infor.
_________________
"No amount of time can erase the memory of a good cat, and no amount of masking tape can ever totally remove his fur from your couch." Leo Dworken
Last edited by twokidtwocat on Sat Mar 18, 2006 11:01 pm |
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twokidtwocat
Joined: 31 Jul 2005
Posts: 627
Debtcc Points: 37809
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| Posted: Sat Mar 18, 2006 8:56 am Subject: |
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Thanks so much for the help, I will look into these companies. And Maryanne - good luck to you as well, keep us posted of your progress....
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suewhelan89
Joined: 12 Mar 2006
Posts: 20
Debtcc Points: 1090
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| Posted: Wed Mar 22, 2006 11:33 am Subject: |
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twokidcat can you send me the contact information for American Financial Solutions. I know a couple people that cant work with T&C due to the states their lviing in. I would like to pass this information along to them.
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fka
Joined: 28 Feb 2006
Posts: 212
Debtcc Points: 6318
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| Posted: Wed Mar 22, 2006 11:38 am Subject: |
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Search BBB website for this company. Hope you will get the address over there.
_________________
Read my thoughts about Debt and Credit.
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stanley
Moderator
Joined: 30 Sep 2005
Posts: 1714
Debtcc Points: 253
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| Posted: Wed Mar 22, 2006 11:40 am Subject: |
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Just FYI...American Financial told me that they don't handle anything under $10,000. I am not there (yet anyway!). They were very nice though...just couldn't help in my case. Good Luck all!
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maryanne
Joined: 16 Mar 2006
Posts: 31
Debtcc Points: 1019
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| Posted: Wed Mar 22, 2006 3:04 pm Subject: |
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I just sent you a PM.My debt is well under $10000,so Im not sure why they told you that,I registed thru CAREOne,maybe that makes a difference.
_________________
"No amount of time can erase the memory of a good cat, and no amount of masking tape can ever totally remove his fur from your couch." Leo Dworken
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twokidtwocat
Joined: 31 Jul 2005
Posts: 627
Debtcc Points: 37809
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