:x I am having huge problems with two payday loan companies. I am continually having my checking account debited for loans that I have with them. I cannot locate any contact information for either company, if anyone has anything for 500 Fast Cash or Payday Two Loans, please let me know. I don't know what to do to pay them off if I cannot contact the lender.

[david]

I am trying to get the address of Payday Two as it might be AKA name and not the corporate name. The address of 500 fast cash is:

500FASTCASH
515 GSE
Miami, OK 74354
Telephone: (888) 339-6669

500Fastcash
2533 N. Carson St.
Carson City, NV 89706
Telephone: 913-648-5858

I will advise you to close your checking account and stop all the future debits. Once the accounts are closed, the company will try to contact you for the payments. You can make the arrangements with them.

Thanks David! I appreciate the help!

These two companies are affiliated and they deducted over $400 too much out of my account, I can't locate any contact numbers, please help with any phone numbers for these companies if you can!! I don't know what to do!

[jj]

immediately go into your bank and change checking accounts. Speak to the manager or CSR, explain to them why you need to do it. Thenn once your account is changed, email/fax the lenders and state that you are immediately and permanently revoking your authorization for electronic withdrawal. Also state that if your loan agreement contained any voluntary wage assignment, it too is immediately and permanently revoked. Save copies of the letters/Emails.

Then as david said, you can make arrangements

Thanks for the advice JJ, I did call my bank already this morning and they instructed me to fill out an affidavit with them, so I'm going to do. What a pain!! Thanks again.

PayDay Two is the sister company of Cashnet 500. You can call cashNet500 at 1-800-654-7444 then enter ext 546 (Kimberly).

Good Luck!
Denise

I just found the website for PayDay Two. It is 'http://www.1hourfastcash.com/

Denise

I have a loan with both of these companies. I have always been on time and have paid off a couple loans w/Cashnet prior, but have always had to reloan. I only have $100 to pay Cashnet off in full and put them behind me FOR GOOD. I owe $200 to Payday Two. I decided not to put them in my T&C consolidation since Cashnet is so close to being paid...didn't want to give them my new account info for that and then try to consolidate Payday Two since they would my new bank info. Make sense?

Anyways...I called them Tuesday to let them know that I had to close my checking account they had on file and give them my new account info. Explained that my direct deposit was switching to my new checking account, so I would receive a live paycheck this week via mail while the change took effect. Told them that I needed a ONE TIME extension until Monday for my payments so I could get my check in the mail and get it deposited. They told me that this was not possible -- PERIOD.

That made me so mad that I decided not to give them my new banking info b/c of this...dont want to start out my new account w/NSF fees on Friday b/c of these clowns. I called their complaint line (found on their website) today. A nice woman explained how their computer system worked and told me to call their Accounts Receivable dept. next Mon-Tues and make payment arrangements for the balanced owed after they try to debit my closed account.

I am hoping they will agree to let me pay Cashnet in two installments and Payday Two in four installments. We'll see. I made sure and had this gal note my file that I contacted HER about this matter and that I am not trying to default on my amounts owed. So...hopefully they will work with me.

:cry: I also am trying to find out how to reach payday two. I want to pay my loan but can't find them. Help?

I APPLIED FOR A LOAN WITH CASHNET 500 NOT WITH PAYDAY TWO I GUESS I DID NOT REALIZE I HAD 2 DEPOSITS PLEASE CONTACT ME BY EMAIL REGARDING YOUR COMPANY personal info removed

[WHEREAMI?]

Cece, this is a forum related to debt issues. It isn't associated with CashNet500. A post above lists the website for Payday2 as: "http://www.1hourfastcash.com"
Hope that helps.

this company has been taking out over 100.00 a month for over 6 months now.. i have tried to contact them to find out WHY.. as the loan was for only 200.00.. and they have never called or asked me any inof , i wanted it paid , and as far as i see it is , but they keep taking money.. what do i do?

[bdouble]

Zander 4, close your checking account as soon as possible, this will prevent them from taking any more money. Have your tried to contact them with the #'s listed above.

[Jay_thewriter]

This is all great advice. Be advised that PDL companies are notoriously bad. You must be sure that they are licensed to extend loans in your state. I have found two PDL companies that are not licensed, registered as a corporation or d/b/a in NM, OK, or CA. All these states require licenses to extend loans period. You can find out by going to your state's secretary of state website, they will be able to direct you.

Here's a important point, from my contracts class. All contracts, to be legal, must meet 4 requirements. They are: 1) offer; 2) acceptance; 3) consideration; and 4) legality. If the PDL company you are dealing with has meet all of these requirements expect one, the contract is null and void. In my case, the PDL company I was dealing with has no license to extend loans in CA. It does not meet element 4 - "legality" therefore, my contract with these companies (United Cash Loans and One Click Cash) are void.

I have filed a complaint with CA's Dept. of Corporations, OK's Dept. of Consumer Credit and NM's Dept. of Finance. I am a paralegal not a lawyer. To the extent you seek legal advice please seek one.

Mickela, you did the right thing. Now go and find out if they are in fact legal to operate. The Attorney General in your state my file suit against your PDL company.

Good luck all!

Jay

p.s. does anyone live in OK and if so, have you been extended a loan by United Cash Loan or One Click Cash? Please advise.

[KYSIDE38]

Jay I live in WV and had loans with united and one click. PM me with what you know. KYSIDE38