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Posted: Tue Mar 21, 2006 11:26 am Subject: What company this number belongs to |
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Hi: Can someone tell me what company this number
is from..he is foreign and speaks so quickly I cannot
understand..I told him not to call my work..but
he keeps calling 442084922780??
Thanks
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Missy

Joined: 18 Nov 2005
Posts: 102
Debtcc Points: 2409
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Posted: Tue Mar 21, 2006 11:39 am Subject: Cash today ltd |
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Found out the number belongs to a Cash Today, Ltd?...Tim Smith(Arab Sounding)..Told co-worker they were going to garnish my wages if I do not call back?...What should I do>?
_________________ I am accepting donation points if you do not need to pay off my pay day loans. Thank you:)
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Missy

Joined: 18 Nov 2005
Posts: 102
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Posted: Tue Mar 21, 2006 11:54 am Subject: |
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They told a co-worker? That's totally not legal!
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Jessi
Moderator


Joined: 01 Dec 2005
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Posted: Tue Mar 21, 2006 11:56 am Subject: |
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What should be my next steps if this is not legal.
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Guest

Debtcc Points: 100
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Posted: Tue Mar 21, 2006 11:58 am Subject: |
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They just made a big booboo. They just violated your rights. File a complaint against them ASAP.
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NotsoLucky

Joined: 02 Nov 2005
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Posted: Tue Mar 21, 2006 12:04 pm Subject: What should I do? |
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How do I file a complaint against this company??
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Guest

Debtcc Points: 100
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Posted: Tue Mar 21, 2006 12:07 pm Subject: |
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File complaints against them with the Attorney General, Consumer Protection in your state and the state they claim to be located in. Also, file a complaint with the FTC.
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NotsoLucky

Joined: 02 Nov 2005
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Posted: Tue Mar 21, 2006 12:59 pm Subject: Advice |
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Well...I caved to this company..I just cannot have
them call my job..they are saying I now owe $600.00, but can spread it out over 3 pays ($200.00)..should I believe them..and should I get some paperwork?>?
_________________ I am accepting donation points if you do not need to pay off my pay day loans. Thank you:)
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Missy

Joined: 18 Nov 2005
Posts: 102
Debtcc Points: 2409
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Posted: Tue Mar 21, 2006 1:21 pm Subject: |
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Missy, 1) get their fax number 2) fax them immediately a revocation of any assummed/digital voluntary assignment of wages 3)Do you really owe them $600. Make sure that before you agree to paying back anything it is a fair amount. Unless of course you wish to fight the fact that you owe anything. 4) send them only traceable funds (money order) do not allow them electronic access
_________________ Life is a journey down a road filled with many twists, truns and forks. the destination is not important... the journey is what makes life precious.
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jj
Moderator


Joined: 24 Oct 2005
Posts: 1044
Location: Washington State Debtcc Points: 8591
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Posted: Tue Mar 21, 2006 1:26 pm Subject: |
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Hi JJ: The original loan amount was for $200.00, but
they said they will settle for $600.00..I am guessing they added fees?...Also, they said they will not accept money orders...what is a rovocation of assignment?...Sorry so many questions:(
_________________ I am accepting donation points if you do not need to pay off my pay day loans. Thank you:)
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Missy

Joined: 18 Nov 2005
Posts: 102
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Posted: Tue Mar 21, 2006 1:30 pm Subject: |
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the FTC will not be much of help. This is Cash Today...that nasty UK company.
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polly
Site Admin

Joined: 02 Mar 2006
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Posted: Tue Mar 21, 2006 2:21 pm Subject: |
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They said the same thing to me, but I sent money orders anyway. I can't remember if they said they would accept Money Grams or Western Union payments. I set up the date for a week later than I was going to send a money order. I faxed a copy of the money order to them the day I mailed it. I never did send a money gram or western union payment, just 3 money orders and I never got another call from them. Don't know if this helps you. Good luck
_________________ LOVE WHO YOU ARE.
Look in the mirror in the morning and smile and say "I am too blessed to be stressed!"
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Kathryn

Joined: 29 Jul 2005
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Posted: Tue Mar 21, 2006 3:10 pm Subject: |
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Cash Today - Well I dealt with them too. I didn'r get anywhere with the phone reaps so someone on this board told me to email Darren. Well he did work out a plan with me. Basically after a lot of emails I settle for the original loan amount of $200. I also filed a complaint with the AG in Nevada. They actually called me to make sure they weren't harassing me anymore, etc.
I didn't have any luck with them validating the debt in writing. They just won't do it. When I sent the final payment I sent it certified mail (via money order) and Darren sent me an email stating they had received it. I kept all of the email correspondence so if they ever come back I will have documentation. It is better than nothing. My best advice is to hold firm with this company and be persistant with your requests.
Good Luck. Let me know if you have any other questions.
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Htgt123

Joined: 05 Oct 2005
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Posted: Tue Mar 21, 2006 3:55 pm Subject: |
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missy, they will claim that you verbally agreed to voluntarily assign (garnish) your wages in the event of default. This is illegal in most if not all states, since such assignment requires a signature. The revocatin just gives you more ammunition to protect yourself and your employer. If you have not already done so, change your bank account numbers so that they do not have access to yor funds. Htgt's approach is pretty good, usually these guys will take the easiest way to get their money .. so if you say i will pay x amount in total in y number of monthly installments.. Try and propose the principal amout plus 1 or 2 fees and see what happens. be emphatic about only paying by money order
_________________ Life is a journey down a road filled with many twists, truns and forks. the destination is not important... the journey is what makes life precious.
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jj
Moderator


Joined: 24 Oct 2005
Posts: 1044
Location: Washington State Debtcc Points: 8591
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Posted: Wed Mar 22, 2006 7:28 am Subject: Thanks all |
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Thanks everyone for your help on this...they scared me yesterday when they kept calling me and others at work threatening...I filed a complaint with the BBB o them too..Also, to: Htgt123?...Do you have their email address as you did..to set up payments...JJ..they do not have my new checking acct. numbers..I refuse..I will send money orders...I will keep you all posted..Missy
_________________ I am accepting donation points if you do not need to pay off my pay day loans. Thank you:)
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Missy

Joined: 18 Nov 2005
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Posted: Wed Mar 22, 2006 9:39 am Subject: |
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you can email them at collections(at)interimcash.com
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polly
Site Admin

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