Cont. To make a long story short, RA Brennan has taken out 3 months worth of payments equalling $2.358. I pay them $786 every month. THey have not paid my creditors, and they told me that this new company would be taking over Oct. 1, and that all auto pays would be stopped as of Sept. 15. Well, they debited my account for the month of Oct. and now I am overdrawn almost $300! OF course when I call, all their mailboxes are full.
I did continue to make payments to my crediters during the months of Aug. and SEpt. You have to take matters into your own hands when your credit is being affected. I always watch when my payments are made and for how much. AT the first sign of trouble, I was making phone calls. RA Brennan had told me that all my creditors were aware that they would not be paid for these months until this "merger" went through to this other dmp company. WHen I called my creditors, none of them knew what I was talking about. I think I will take your advice and close my bank account. I just hope that I will get a refund somehow. I can't afford to hire an attorney.
Thanks for your advice, I hope this helps someone.