This is in response to the guest comment about why would they tell you they were sending a refund?
This is why. RA Brennan is turning over all Credicure's clients over to a new company beginning Oct. 1st. If you choose not to stay with them and create a debt settlement program (Which is not paying off your creditors completely)You will be sent to this "new" company, at which time there will be an "audit" of funds, where they try and figure out who's staying, who's going to the new company, and who is going out on their own. IF you are going to the new company, they are supposedly going to be making any payments that havent' been paid for the last few months, as was in my case. If you are going out on your own, you should be getting a refund.
In my case they withdrew money for Aug. and Sept. and told me when the new company took over they would make 3 payments in the month of Oct. So far, it hasn't happened, and they told me that no payments would be coming out Oct. which they did, So, I disputed the debit, because no services were rendered, and the bank refunded my money. I will probably close my acct.
My advice to all of you... Go to BBB type in RA Brennan Law, and make a complaint.
I have since called them several times and sent many emails, to which they have not responded. What a shocker.