Internet's first get-out-of-debt community - 122,000 members

guest · Posted: Fri Sep 22, 2006 9:46 am Subject:

And his posse? Am I to believe that this lawyer is riding around on horseback and stealing money with other people on horseback? Clarify please

PissedOff · Posted: Fri Sep 22, 2006 10:14 am Subject:

Posse means---the rest of his crew. He is
not robbing people along he has plenty help. Sorry if I confused anyone...

Guest · Posted: Fri Sep 22, 2006 10:25 am Subject: I finally got a person to talk to!

I have been attempting to contact the people at Richard A Brennan for weeks after learning that they now hold my account and the money that has been deducted from my account the past few months. Today I actually spoke to a person! I was told that the last few months of payments that I have made are "frozen" and will not be made to my creditors until October 1st at best. The reason for the freeze was due to the fact that RA Brennan is selling the accounts of the debt managment programs to another company that is "better equiped to handle the volume of clients". I was told that there has ben no finalization on the company that will be taking over, with the exception that "Alliance" was in the company name. It appears to me that they are trying to get as many people as they can signed up with the settlement program prior to having the current clients moved over to the new company. To date I have still not seen any correspondence from them stating ANY of this, just the request to work with them on debt settlement!

Apparently, when the new company gets all of the clients from RA Brennan new proposals will need to be sent and the current funds that have been frozen will be sent.

I spoke to my creditors this monring about the situation and they were willing to assist, especially Citicards. Due to the fact that payment was not received for 2 months, they had dropped me from the DMP. I was alble to work with them under the "Bridge Program" which eleminates all fees and finance charges for 4 months until a new propsal is sent. All I needed to do was set-up auto withdrawls from my account for those months.

guest · Posted: Fri Sep 22, 2006 1:51 pm Subject:

The key words in your statement are "for 4 months." Then what? Your back at the mercy of creditors when your interest rate goes back up? That sounds like a policy of appeasment to me. Enjoy your mini-Munich, just don't be suprised when the credit nazi's roll over your borders.

guest · Posted: Fri Sep 22, 2006 1:54 pm Subject:

This is in response to "pissedoff" 's comment about the rest of his "crew." What exactly does crew mean? Now your telling me that this man has a fleet at sea that he's using to pirate money? What does this "crew" do? Man the guns? Pump the bilge? Board the ships of the "victims?" Clarify please

angry in NY · Posted: Fri Sep 22, 2006 2:06 pm Subject: richard a brennan is a liar

I'm dealing with his office. My first payment was taken on the 20th of August. Over a month has passed my creditors are still calling me looking for there money. I have made several attempts to contact rabrennanlaw but no-one has gotten back to me. I've email 2 diff people in his office. And Richard's comment on the whole "deposits" thing, I was told by someone in his office my first payment was a "DEPOSIT". The man is a LIAR!!!!!!!!!!!

Bobert · Posted: Fri Sep 22, 2006 2:14 pm Subject:

Actually, what you need to know about the Law Offices of Richard Brennan is that there are actually two companies. The first on is called ATSL, its a financial consulting firm that refers people to the law office for help with their debts. If you sign up through this company then your first payment goes to them for referring you over. Its not however, a deposit for the law offices. You may want to check exactly how you signed up before you hurl accusations.

Cryslynns · Posted: Sat Sep 23, 2006 10:03 pm Subject: Clearing the air

Do not let this guys post fool you. I sit here today two payments behind with all of my creditors becuase they have not paid my bills for the last two months. I can't reach anyone on the phone. The only email I have received a reply to is the request for forms they said I was required to fill out. How quickly they respond to an email when it comes to signing up with them, yet they will not respond to my email wanting to know why my bills are not being paid and why they are continuing to take money out of my account? Like so many others, Richard A. Brennan's office took over our debt consolidation payments without even notifying us. Our bank statments reflect that the payments were withdrawn by Mr. Brennan's office. Yet July and August Payments have not been made to our creditors. DO NOT SIGN UP WITH THIS LAW FIRM! I will be seeking reimbursement through the Deceptive Trade Practices Act and encourage anyone to investigate how your funds were withdrawn and speak with an attorney to assit in getting you reimbursed. They company may be liable to pay 3 times the cost of what the took from you.

LadyAirmen · Posted: Mon Sep 25, 2006 7:51 am Subject:

Just giving everyone a heads up from what I was told the company that will be taking over Credicure clients will be Consumers Alliance. Their website is caprocessing.com and their phone number is 1-888-533-3016.

Jamie in VA · Posted: Mon Sep 25, 2006 9:31 am Subject: new info

Lay off pissedoff, you know what he meant by his crew/possee you morons-the people that works for him although they could be more accurately described as minions because we can all see from the previous posts that RA Brennan is the devil.

I have been told by my lawyer to stop payment with the bank-the way to get around paying the stop fee is to file a complaint with the bank & explain to them your situation. They are able to help & can file the complaint, unfortuantely they are only able to recoup 60-days worth of payments (2 months of withdrawals from RAB) if thier investigators find that you infact did not sign RAB to withdraw the funds.

VERY ANGRY CLIENT · Posted: Mon Sep 25, 2006 10:18 am Subject: I WANT OUT

I have been trying to get in contact with this office since August 17th, I have sent four emails and left messages and still no one has answered me. I am contacting the BBB today and getting my money back. They have taking out my monthly fees and have not paid my August or September bills and then I get a letter to sign power of attorney over to them. HAHAHAHA like that will ever happen!! Stay far far away from these people.

Guest · Posted: Mon Sep 25, 2006 11:29 am Subject:

Come on everyone. We need to all work together Why are you bickering like this? We are all here because we are in debt and need help. This is turing into an "office meeting" where there is way to much talk and nothing gets accomplished.

Almost_Happy_Client · Posted: Mon Sep 25, 2006 5:35 pm Subject: I may have a solution

Everyone,

I understand your frustrations because I have also had some bad dealings with RA Brennan. Thanks to his delays on payment, I have been dropped from Chase and have to pay out of my own pocket to get my accounts decent again.

However, I may have a solution for you. Thanks to a friend, I found help through a local credit agency in Ohio--Falls Consumer Credit Management. Jo Czirok is the Financial Counselor, and she has done so much for me. With her help I am confident that I will be back into a DMP in no time.

For those of you who live in Ohio, Kentucky, Indiana, and Pennslyvania, you can contact Jo directly for your debt needs. Her Website is fallscredit.com/ and her phone number is 888-554-0808 or 330-945-6455 (if you live in Ohio).

I am confident that she can help resolve your issues and that you will be in good hands. Falls Consumer Credit Management is a member of the Better Business Bureau and has never had any complaints against them.

If you ask me, they are the best solution available if you live in the states I mentioned above.

Guest · Posted: Tue Sep 26, 2006 3:20 pm Subject:

Can anyone tell me whats better for me and my credit I had good credit a year age now i am srewed because of creditcure my score dropped and i owe more now than 7 months ago. I am a single mom and count on only my credit. They did not pay about 1000.. of the bill they said they did. Debt consoladation or settlement?? I don't know Can someone help
Thanks

Posted: Tue Sep 26, 2006 8:03 pm Subject: pulling the plug

I am just amazed by all the complaints on here and the fact that they are all the same. I've been going round and round with R.A. Brennan since the middle of August. I finally decided that I can't deal with the stress it is causing in my life. I sent them a certified letter of cancelation on September 11th. They received it on the 14th. Finally got a response last Saturday the 22nd. A shock... It didn't do a bit of good. Basically I got told that I wouldn't get my deposit back because the contract we signed wan't with Brennan. That it was null and void. I wouldn't get the payment back that they hadn't sent out to my creditors... They keep saying the checks have been sent but the creditors are holding them, supposedly they can do that for 90 days... so I won't get a refund until after that. They aren't able to provide any proof of the payments being sent. I asked them to fax that info to me but got an email response that their fax was down and they'd get back to me on Monday... Well it's Tuesday and no reply. They want me to fax them a letter of cancelation, when the certified letter I sent them contained that notice and was signed. They need it twice?? So I attempted to fax it again to the number I was given and guess what??? It won't go through, the fax doesn't pick up.
I am now making payments to my creditors on my own, after a stop payment on the auto deduct. I need to get a letter of cancelation from them so I can attempt another DMP or just work with the creditors myself. Until I have that I can't do anything but revert to paying sky high interest rates.... The sad part of it all was that I never had bad credit, just wanted help getting the interest rates reduced so that I could actually make some ground on the accounts.

It's soo frustrating that they are able to do this to us all. I have taked all the avenues I possibly can aside from hiring an attorney. Can't really afford to do that, but if they attempt to take a payment in October (after my notice of cancelation) I will hire one.

What I don't understand is that if they are stating that the contracts we signed are null and void so they don't have to abide by them. Shouldn't that make the agreement we signed for auto deduct payments void. R.A. Brennan never received concent, it was signed with USA debt management?? Anyone have any thoughts on that.

I just want all this to be over so I can move on, I don't have enough time in my life to deal with all this mess.

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