Post New Thread

Law Offices of Richard A. Brennan - Can you rely on them?



Law Offices of Richard A. Brennan is a debt relief company and has had a combination of happy as well as unhappy customers. It has several business undertakings namely Credicure, Fidelity Reserves, USA Debt Relief Management and United Christian Financial that works to help people deal with their financial problems. However, their customers seem to have problems working with Law Offices of Richard A. Brennan.

Consumer complaints against Law Offices of Richard A. Brennan

Debt Consolidation Care members as well as guests have shared their experiences with the Law Offices of Richard A. Brennan in the community. There are a lot of complaints against them. Here’s what the members have to say about them:


  • BBB listing: Many feel that Law Offices of Richard A. Brennan is not legitimate since it is not listed with the Better Business Bureau.
  • Fault of business division: Their business division Credicure has records of not paying credit companies. As a result their client's accounts have gone into collections.
  • Not-for-profit claims: They claim to be not-for-profit but still charge a lump sum from their customers.
  • Not returning client calls: They are accused of not returning calls or even not replying to queries sent through e-mails by clients.
  • Not paying creditors: They take money from their clients but do not pay creditors many a times.
  • No proper system for clients' data: They do not have a proper system to identify clients. When clients call them they fail to recognize their customers.
  • Transfer accounts without notice: They transfer client accounts within their business divisions without even informing the client about it. Hence, their clients may feel awkward every time working with a new company until they get to know about all of them.
  • Creditor payments: They do not make timely payments to the creditors.

Despite all the complaints against Law Offices of Richard A. Brennan, there are still a few individuals who choose to work with them and also seem to be satisfied with the way they work. Before you work with any debt relief company, make sure you do your research on the company. There are lots of companies out there to help you, but there are also companies who want to cheat you off your money. So, always do your research properly.



Ask Nelly on this topic
Name (optional)

Subject (optional)

Message


Posts: 9
Credits: 6,120


Send message to scaredsillybydebt
Sub: #1 Law Offices of Richard A. Brennan - Can you rely on them?
Replied on 03-23-2006, 08:43 AM
Reply With Quote

I received a call from these people yesterday. They said that for a $200 retainer they can put me in a debt management program and even consolidate my payday loans. Does anyone have any experience with them? Are they legit?

Posts: 1,273
Credits: 73,432


Send message to imkimssister
Sub: #2
Replied on 03-23-2006, 09:12 AM
Reply With Quote

Hi Scaredsilly. I haven't heard anything about these people but I know theres other places that do debt consolidation that don't charge you anything--its totally free. Are you interested in these guys because its a law office? If you're really interested, I will see if I find anything on them for you shirley

Posts: 1,653
Credits: 1,946


Send message to stanley
Sub: #3
Replied on 03-23-2006, 09:20 AM
Reply With Quote

scaredsillybydebt,

According to their website, they are specialized in credit counseling agency. They offer other services also. I did some research on the net and it appeared that they are a reputed company. So you can deal with them.

The offer also seems very attractive. Very few companies are there who are willing to consolidate payday loans. So if you accept their offer, it will give you relief from the headache of payday loans as well.

Always discuss all your problems with your counselor. If you have any doubts get it clarified with them. debt management is an interactive process, so you should be involved in it too. All the best and keep us updated.

P.S. Also check your PM, I have sent you some information.

Posts: 1,273
Credits: 73,432


Send message to imkimssister
Sub: #4
Replied on 03-23-2006, 09:25 AM
Reply With Quote

Heres what I came up with---very very interesting.
I did a check on the law offices of Richard A. Brennan with the BBB to see if they are members. They are not. I put in their phone number in the search. The phone number that the law office has on their website, in their headlines on their home page---(checking through the BBB) is the number to Credicure, Inc. They are not on the BBB list either. Here is what BBB said about them.



hope this has helped in your decision. shirley

Posts: 489
Credits: 6,448


Send message to stella
Sub: #5
Replied on 03-23-2006, 09:48 AM
Reply With Quote

I did not have any problem dealing with them. They were very much prompt to respond to my queries and clarified all my doubts very well. It was a good experience to work with them.

Posts: 1,273
Credits: 73,432


Send message to imkimssister
Sub: #6
Replied on 03-23-2006, 09:57 AM
Reply With Quote

heres their website:
credicure.org

I have read some good things about them. What I'm wondering is if you decide to go with these people, why not go straight through them and cut out the law office and having to pay $200? They're free, they do ask for donations but you don't have to donate at first or even at all if you can't afford to.
anyone care to comment on this? what would be the point in paying the lawyer $200 for them to set up an account with credicure when you can go straight to the source yourself??

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #7 Don't touch Credicure!
Replied on 04-01-2006, 05:47 PM
Reply With Quote

Just wanted to let you all know that I have been a client of Credicure (the law offices of Richard A. Brennan) since October. Since my Credit has fallen to a POOR rating and I have filed a complaint with the better business bureau. I am now out approx $800 as of April 1st. The Law Offices of Richard A. Brennan is the same as Credicure/Ameridebt/USA Debt Management/United Christian Financial. STAY AWAY FROM THESE COMPANIES. They are not not-for-profit like they say. I actually had one account go into collections because they were not being paid by Credicure.Here are some links:
http://www.dc.bbb.org/report.html?co...404&national=Y

coeinc.org/AllSections/AmeriDebt-WashingtonPost.htm

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #8 Richard A Brennan Law.
Replied on 04-04-2006, 03:39 PM
Reply With Quote

This law office took over the company that I had gone to for debt counseling. I have been trying to get questions regarding my account answered for almost two months now. Both my phone messages & emails have not been returned at all. Not even a call or email to let me know they received my messages and would look into my inquiries. There message says that emails will be answered within 24 hours, but that isn't the case. I would strongly suggest looking elsewhere. Do your research...Over a year and half ago I went to debt counseling. The company has changed hands twice now and none of them have been very responsive.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #9
Replied on 04-11-2006, 02:16 PM
Reply With Quote

Don't do it! I was transfered by a previous debt counseling agency to them (without my permission) and I made a payment to them... IT NEVER showed up to any of my credit cards. They STILL have not resolved the issue and this is MONTHS later!

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #10 Not happy
Replied on 04-21-2006, 08:48 AM
Reply With Quote

I was with another company also. They have $954 of my money that has not be paid to my creditors. I have not spoken to a human yet and none of my e-mails have been answered. But I am not giving up!

Posts: 1,653
Credits: 1,946


Send message to stanley
Sub: #11
Replied on 04-21-2006, 10:04 AM
Reply With Quote

Which company was it? Charlotte, it is always suggested to do business with a reputed company. You can register with this site to get in touch with a good consolidation company and know your option now. The registration is free here.

Posts: 4
Credits: 181


Send message to mgbaker68
Sub: #12 Richard A. Brennan law firm
Replied on 04-21-2006, 11:04 AM
Reply With Quote

Please be advised that this firm will do nothing for you. I signed up last year in Oct., have been paying the fee $260/month and have recieved absolutely poor service. They didnt even send out limited power of attorney forms until 4 months later! This is what stops the creditor phone calls. They didnt know who I was when I called twice! Now Im in the process of trying to get my money back-good luck right! I have been forced to file a small claims case, because they will not return my money. Beware, these people will steal your money. Everytime I call, the staff was inattentive, like their primary purpose was to get you off the phone. Ignored e-mails, phone messages, I finally got enough. The thing is I probably lost that money, and my credit is worse. STAY AWAY from Richard a Brennan!!!!!

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #13
Replied on 04-21-2006, 12:13 PM
Reply With Quote

I started with Nexum which was a great company. They handled everything promptly and efficently. I cancelled my bank draw today and finally talked to a human and told them they would not be pulling money from my account any more. They could still not tell me where my last two months of payments were and were very rude when I questioned them.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #14 Find another way
Replied on 04-22-2006, 07:21 PM
Reply With Quote

I put a stop to bank withdrawals on Friday. Called all my creditors and they worked with me. I know have 0% interest on 2 of my 3 cards. I will be paying less on my own then with Richard A. Brennan aka Credicure.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #15 Clearing the air
Replied on 04-23-2006, 08:15 AM
Reply With Quote

Upon reading the recent posts upon this site, I find it disturbing, the insinuation and misinformation. As an attorney, I have represented many non profit credit counseling agencies, for profit debt settlement companies, and debt consolidation companies. Having been in on legislative actions for new regulations, and I have defended individuals in bankruptcy and against IRS actions for years. I represented CrediCure at one point, and years ago I also represented AmeriDebt. In both cases the individuals there attempted to provide the best credit counseling available with the tools they had. Now I am angered that my name is being mixed into their dealings, as I do not have anything in common with those prior entities.

In regards to debt, my law office now provides individuals with the protections of a law office. Most creditors will temporarily work with any individual. However, they are still permitted by law to pursue legal actions against the debtor. Most consumers do not know this and unless the creditor moidifies your original credit contract in writing, they are under no obligation to extend any consumer any benefits, whether it be through credit counseling or on their own.

My law office charges reasonable fees to assist consumers. I am able to provide protections that for profit companies, non profit credit counseling agencies, and debt consolidation shops cannot. In fact, through my legal travels, I have discovered that most agences and for profit companies operate either illegally, or in grey areas of the law in which the consumer bears the risk of loss.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #16 Nexum
Replied on 04-23-2006, 08:26 AM
Reply With Quote

Nexum agreed to shut down in connection with a settlement agreement with the IRS. Unfortunately, and not due to the actions of their Board, which I represented, they were tied to AmeriDebt.

All of the agencies that Andris Pukke originated: Ameridebt, Nexum, the Credit Network, Neway, Debticated, A Better Way, Visual credit counseling, CrediCure, and three others, have been ordered to alter their operations, shut down, or divest of their portfolios. Through DebtWorks, Inc., Pukke caused all of the agencies to enter into service contracts which functionally took all of the money from the non profits. Pukke also made sure that most of the agencies were also dependent upon his or his associates' for profit marketing: DebtSaviors, 1-800 Credit Card, and several others. Although many of the Boards of Directors had no involvement in the wrong doing, all the agences were punished. In fact, when CrediCure attempted to get away from Pukke's for profit Ballenger Group, Ballenger Group attempted to destroy CrediCure by interfering with all of CrediCure's clients' debt management programs. Ballenger Group caused 41 people to lose their jobs as credit counselors and bankrupted the Board members.

Ballenger Group also did the same for Nexum and its Board.

Unfortunately, much of this has not been made public so the consumer can only assume the worst about the companies, without knowing what really went on. When the unhappy clients complained, Ballenger Group "saved the day" by swooping in with other agenceies it controlled to "restore" those clients.

More to follow:




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 10:04 PM.





* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.048 seconds.