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Posted: Thu Mar 23, 2006 6:42 pm Subject: Midland Credit Management....??

All,
Recieved a letter from midland credit management today.
Aside from sending out a DV letter, has anyone dealt with them?? What can/can't be expected from them?

I'm sure I saw something about them, but a search turned up more unnecessary information, that it would have taken longer than I wanted, to find out anything!
Anyway, anyone with information, it is greatly appriated!
Thanks,

Keith

Posted: Thu Mar 23, 2006 7:04 pm Subject:

Hi Keith!! I have an account with them. Kinda strange though. It was an MBNA account that got sent to them for collections, then they sent it to a collection agency by the name of Phillips and Cohen. I am currently making my payments to phillips and cohen every month but I have to make my check out to Midland. So for me, its a collection agency collecting for a collection agency. Sorry, I really don't have anything to say good or bad, except that I guess MBNA sold the account to them and then they farmed it out to another agency to collect it for them. shirley

olive1276@yahoo.com · Posted: Thu Mar 23, 2006 7:19 pm Subject: dv letter

what does dv stand for? and what is a dv letter?

Posted: Thu Mar 23, 2006 7:22 pm Subject:

olive, DV stands for debt validation.

Posted: Thu Mar 23, 2006 9:36 pm Subject:

Shirley,
Thanks for the info! I thought I recall you discussing Midland, but I couldn't find any reference to prove it.

Anyway, I just looked a little closer at letter recieved. Shows creditor as being midland credit management Inc Household

Looks like it MAY be held by Plaza Associates, outta
Hauppauge, NY. Getting a DV letter ready to send to
them, probably early next week, when I get my next 2 days off work.

Thanks again,