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 Posted: Fri Mar 24, 2006 10:16 am Subject: Letter Samples??? |
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Well, I have closed my checking account and opened a new one. When the PayDay lenders try to debit their charges on 03/31....well, they will get a notice that my account is closed. I do feel like I should try to work with them, though most of the stories I have heard do not leave me with a lot of expectation on their acceptance. I am guessing that my first step should be a letter explaining that I am having trouble and would like to work with them. I saw a sample letter section here somewhere and can not find it again! Can anyone point me that way please? Thank you all...it feels good to be doing something ...even if I am not sure I am doing it right!
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maryanne
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Jessi
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| Posted: Fri Mar 24, 2006 10:40 am Subject: |
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Thank you so much! Hope your week has gone okay-I have kept you in my thoughts!
_________________
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stanley
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| Posted: Fri Mar 24, 2006 10:51 am Subject: |
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My week has been OK...Next Friday is the big day when all these big payments start up. EEK! I've already started scrimping on money to get ready so I will have a little extra to get me through.
It will take until around July 15 to get my first round done. 
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Jessi
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| Posted: Fri Mar 24, 2006 11:17 am Subject: Letter Samples??? |
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Do the letters have to be certified or can they just be return receipt can't afford both? 
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oh2benc2
Joined: 06 Mar 2006
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| Posted: Fri Mar 24, 2006 12:10 pm Subject: |
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I generally send mine certified. I know it can be costly but for me it was worth it.
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landrylou
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| Posted: Fri Mar 24, 2006 5:57 pm Subject: |
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The Post Office stated only certified letters will hold up in court. I sent my letters certified first class with an electronic return receipt. $4.14 each letter.
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Ike
Joined: 17 Mar 2006
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| Posted: Fri Mar 24, 2006 6:09 pm Subject: |
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Last time I sent letters out to collection agencies, I went to the post office and my intent was to send them certified mail with electronic return receipt (I know it's only, what, 50 cents cheaper, but when you know you will be sending 30-40 letters over the next few weeks, you have to think smart, right?). So I walked up to the counter and told her exactly what I wanted. She told me that "It's the same thing as the regular return receipt." I told her that it's 50 cents cheaper so I wanted it electronically. She gave me a big sigh and said "I don't know how to do that anyway." I just looked at her and gave up. I wasn't in the mood to fist-fight that day...LOL.
~Mary
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Mary
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| Posted: Fri Mar 24, 2006 6:50 pm Subject: |
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She works there and doesn't know how to do the sale? And she didn't have anyone there to show her how??
How annoying!
And 50 cents is 50 cents! I've learned how much every penny counts in this last year or so since I've been stuck in this mess. And over 40 letters, that's 20 dollars!
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Jessi
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| Posted: Fri Mar 24, 2006 6:53 pm Subject: |
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I have to agree with Jessi.
I would have been asking for the Supervisor. Just think you would have also been doing a good thing by helping out the next person who asked for the service plus the lady would have learned how to do it well after 20 of them.
Tim
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TimB
Joined: 15 Mar 2006
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Location: Indianapolis Indiana Debtcc Points: 2484
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| Posted: Fri Mar 24, 2006 6:55 pm Subject: |
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I probably would have got smart with her and said, "You better find a manual, cuz I've got a box full for you." LOL I really need to learn to watch my mouth sometimes.
That's the one thing my Chris always tells me, "You're too high strung, you need to relax." I'll relax when I have time to relax...lol
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Jessi
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| Posted: Fri Mar 24, 2006 7:12 pm Subject: |
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You have to go to an official Post Office to get the electronic return receipt. It cannot be process at a contract Post Office.
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Ike
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