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Posted: Sat Mar 25, 2006 10:01 am Subject: Riscuity representing Zipcash

Well things were going great until Riscuity called and said we they are representing Zipcash which is paid in full. The lady could barely speak english. I told her the loan was paid in full and she blantly called me a liar and she was from the law office of Riscuity and I told her that they are a collection agency and where were they located and all she would give me is Atlanta, Ga. All the BBB shows is Marietta, GA, Alpharetta, GA, Kennesaw, GA. The number she gave me was 800-564-7460. Does anyone know which address has this 800 number? I am sending and faxing all three places with a cease and desist and proof of payment in full. Any help will be appreciated.

Posted: Sat Mar 25, 2006 10:35 am Subject:

Alpharetta is about 26 Miles from Atlanta
Marietta is about 20 miles
Kennesaw is about 27 miles

Sounds like she was using Atlanta as a general area.,All of the offices are around Atlanta.

Posted: Sat Mar 25, 2006 10:45 am Subject:

Thanks Jessi

Posted: Sat Mar 25, 2006 10:56 am Subject:

Once they recieve your proof of payment in full, that should be enough for them. If they persist, just as usual, keep the BBB and the AG of their state close at hand.

Posted: Sat Mar 25, 2006 11:15 am Subject:

Riscuity has sent a lot of their work over sees they even brag bout it on their website. Most likely you were talking to someone in Malaysia. AS they represented themselves as a law firm they have violated the FDCPA. I would immediately contact the FTC and Your State's Attorney general and the Georgia Attorney General

Their Corporate Office Info is :
Riscuity, Inc.
1600 Terrell Mill Rd
Suite B
Marietta, GA 30067

Phone: 678-564-3300

Fax: 678-564-3399

As we know from Previous postings, Bob Cervelli is their chief Operating officer, and insists they carry out all activities in full compliance with the FDCPA. There for I would suggest you attempt to contact him personally through their corporate office.

For those keeping score, Mr Cervelli never responded to the email which I sent him in connection with their threatened law suit. I would like to note the contact information provided above is from the Riscuity Corporate website, therefore is already in the public domain, and no personal information was posted in this response.

Posted: Sat Mar 25, 2006 12:20 pm Subject:

The woman's name was Barbara that stated she was from the law firm Riscuity. I told her they were a collection agency. They have called 3 times since the first post. Isn't it true that once they speak to someone, that they aren't allowed to call again the same day? Of they 3 calls, not a one could speak english. Also I want to add that zipcash already got $450.00 for a 300.00. Now they are trying to get more on a PAID IN FULL loan. How rude is this?

Posted: Sat Mar 25, 2006 1:00 pm Subject:

I don't know, because when I talked to Bay Area Credit, they called 4 times in one day, and I talked to them twice. The second time I talked to them I let them have it.

Posted: Sun Mar 26, 2006 5:57 am Subject:

You don't have to prove that you don't owe the money. If you send them a demand for verification, (see extensive discussion elsewhere on this site), they have to prove you do owe the money.

claytp · Posted: Wed May 03, 2006 4:11 pm Subject: unfair debt collection

there are a number of violations, trying to represent a laywer when they are acollection agency is a violation ($1000) if you request the names and they won't give it to you (in writing) that is another grand.

Link deleted as per forum rules - Mike

House of Paladin · Posted: Mon May 29, 2006 11:53 pm Subject: Riscuity's address

To Tammy:

Here is Riscuity's address:

14/F
The Peak Tower
Leviste St., Salcedo Village
Makati City, PHILIPPINES

Posted: Tue May 30, 2006 4:41 am Subject:

That may be the address of the Philippines call center, but the corporate office is located in the continental US.

debprz0102 · Posted: Wed Aug 09, 2006 11:38 am Subject: 800-564-7460

Good think I have it on tape that it pertains
to legal documents and that I tried to call 800-564-7460 (ZIP CASH? RISCUITY???) and all my calls
at work incoming and outgoing are recorded so I
have proof I tried to call.

debprz0102 · Posted: Wed Aug 09, 2006 11:41 am Subject: zip cash and riscuity

report them to the CFSA

http://www.cfsa.net/custinf/acustinf.html

Posted: Mon Dec 31, 2007 9:06 am Subject:

Um, Riscuity is not a law firm. They committed a misdemeanor claiming to be an attorneys office when they are in fact not, straight up debt collection, nothing else.