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 Posted: Sat Mar 25, 2006 2:07 pm Subject: T&C Feedback |
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Hi, I was wondering if anyone can give me some feedback on T&C. I just signed up with them for consolidation of my payday loans. My husband is alittle worried. Can anyone reassure us that the company is reputable?
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sheltymama
Joined: 20 Mar 2006
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| Posted: Sat Mar 25, 2006 2:28 pm Subject: |
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Many people here use T&C and are very happy...I've yet to hear anything bad about them.
Good luck!
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Jessi
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| Posted: Sat Mar 25, 2006 6:42 pm Subject: |
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Hi sheltymama---just like Jessi said, they're alot of people here that use T&C and are extremely happy with them. I've heard nothing but good things about them and how professional they are when you call them up to ask questions. Thats really important. At least it is with me. I want to feel that I'm not treated like I"m stupid for asking a question.
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imkimssister
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| Posted: Sat Mar 25, 2006 10:43 pm Subject: |
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I have been with them since December and have had success with them. If you have a problem with a creditor, call them and they handle it.
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NotsoLucky
Joined: 02 Nov 2005
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| Posted: Sun Mar 26, 2006 7:18 pm Subject: |
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We've been with them since November and have not complaints at all. They have been helpful in all the issues we've had and there have been many. They are great! Tell your husband not to worry. 
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CycloneFan
Joined: 05 Dec 2005
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| Posted: Mon Mar 27, 2006 6:10 am Subject: |
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So far so good here! I can see how you might be worried though. I felt the same way, because they are very busy, so you tend to be on hold for awhile, but they are very professional and helpful when you get to talk with them.
You are making the right decision! Good Luck!
Heather
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Heather715
Joined: 23 Feb 2006
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| Posted: Mon Mar 27, 2006 8:03 am Subject: |
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Ive been with them for about 2 weeks now. I havent been receiving any calls from the payday loan people so thats a relief. You should try and stay in touch with them every once in a while just to check up on your account and to make sure they've been receiving payments.
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fka
Joined: 28 Feb 2006
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| Posted: Mon Mar 27, 2006 9:35 am Subject: |
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It is very nice when the phone calls stop, such a relief! Keep us posted on your progress, all of you!
~Mary
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Mary
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| Posted: Mon Mar 27, 2006 9:38 am Subject: |
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As much as we dont want to have to call the payday loan companies, it is probably a good idea to check with them once in awhile, instead of them calling you. It might make them more willing to work with you.
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Heather715
Joined: 23 Feb 2006
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| Posted: Mon Mar 27, 2006 9:41 am Subject: |
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That's true. Being proactive can sometimes work in your favor as well.
~Mary
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Mary
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| Posted: Mon Mar 27, 2006 9:43 am Subject: |
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after going into consolidation with payday loans, do you generally pay more then what you were planning on paying. say you have a loan out for 200 plus 60 dollars in fees. do you end up paying them 260 or do they generally make you pay more since you are taking a longer time to pay them back.
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fka
Joined: 28 Feb 2006
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| Posted: Mon Mar 27, 2006 9:48 am Subject: |
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From what I have heard, in most cases, the counselor is able to keep any more charges from being added on. I haven't gone through this personally, but this is what I have heard from others. Maybe somebody else here has more info on that.
~Mary
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Mary
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