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absolutgyrl · Posted: Wed Mar 29, 2006 9:35 am Subject: Judgement vs Bankruptcy

I am seeking some advice -

I have received a letter from an attorney's office stating that they are seeking a judgement against me for a debt.

Should I inform them that I am seeking counsel for filing bankruptcy? Or should I not tell them that as they are not a collection agency?

What is the difference between a judgement & bankruptcy? Also are the both on your credit report for 10 years or is a judgement longer?

Thank you!!

Posted: Wed Mar 29, 2006 3:19 pm Subject:

absolutgyrl · Posted: Fri Apr 07, 2006 1:54 pm Subject:

They are talking about filing 'future' tense.

I am trying to find a bankruptcy attorney I can afford. The cheapest I have found is about $700 plus the $275 filing fee (although it looks as if that fee might be able to be waived due to my financial situation.)

I have mailed a letter to them explaining the situation - but I am not sure it will matter. What happens if they get a judgement and then I file bankruptcy? Will the judgement then be included?

Thanks for your help.

Posted: Fri Apr 07, 2006 2:45 pm Subject:

Absolutgyrl, like I said in the other post where you posted similar query, judgment will appear in the public records even after you have filed for bankruptcy.

To avoid all these negative moments, try to hire an attorney. You can look for some other attorneys in your state and see if they can offer you a reasonable quote.

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