Dear melanie,
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Under these circumstances, can I consolidate my credit card debt?
Yes, you can consolidate your credit card debt. Since your credit history is strong it will help you gain some extra points for consolidation services.
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I have never paid a bill late, aside from having too much credit available to me, I have excellent credit. I don't want to do anything that will negatively affect my credit report.
debt consolidation can reflect on your credit rating but in long run it will show positive when compared to other means of
debt solutions.
Regards
Vikas