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Posted: Mon Oct 23, 2006 3:19 pm Subject:

Eyvonne, what state are you in? Are these storefront or internet pdls? Who are the companies? And how long have you been paying on them? If that wasn't enough questions here are some more: Have you placed a stop debit on your account with them, or have you considered closing that account and opening a new one? That is the first step in taking back control of your finances and taking the control away from them.

Posted: Mon Oct 23, 2006 4:20 pm Subject:

You won't go to jail but if some are store front lenders, I believe they can take you to court. Please feel to register with the site. It's fast and free. You will get a lot of support here Smile

Posted: Fri Nov 10, 2006 7:08 pm Subject: help

I just defaulted on a loan today it was due and the funds didn't go though because of strange charges. At first they did then the bank took them out and this company was going to give me another loan so I can pay the fees on my other 6 loans this is getting crazy how can I solve this

Posted: Fri Nov 10, 2006 7:33 pm Subject:

what is T & C

tyemadox · Posted: Fri Mar 16, 2007 12:11 am Subject: paydayloans

i have several paydayloans and i need toclosemy bank account due to my checking account being debited from stolen checks and unable to locate all my paydayloan debitors what will they do to me paydyloan companyies

Posted: Fri Mar 16, 2007 12:47 am Subject:

T&C stands for Town and Country. They are debt consolidation company in Alabama. I have an account with them and so far, I have had no problems with them whatsoever (knock on wood).

Jlschro · Posted: Mon Apr 30, 2007 10:40 am Subject: Payday laons

I am going to be in default of two payday loans as of Friday the 4th of May. I am really scared I am going to go to jail or something like that. I just got in way over my head and I can't pay the fees anymore anyone know what happens in this situation?

Posted: Mon Apr 30, 2007 10:42 am Subject:

You cannot go to jail over defaulting on a pdl....Are these storefront or internet?

alphasigirl · Posted: Mon Apr 30, 2007 10:57 am Subject:

Alexandra,

How long did it take for T & C to work on your account once you gave them the intial fee? I will get the contract on Wednesday, and I plan on overnighting the documents and the payment first thing Thursday morning. I will default on my loans officialy on Friday morning. I have 7 loans, and live in Wisconsin.

jlschro · Posted: Tue May 01, 2007 7:32 am Subject: payday loans

I defaulted on 2 storefront payday loans and 1 internet payday loans.
What is going to happen? I am so scared I am going to have the cops at my door and be arrested. I am in Wisconsin by the way.

Posted: Tue May 01, 2007 7:34 am Subject:

Well first thing first..Relax and take a deep breath. I was in the same mess as you only much much worse.
Secondly, have you contacted the storefronts to make arrangements? I am going to look up WI laws real quick and be back

Posted: Tue May 01, 2007 7:37 am Subject:

Criminal action is prohibited in WI so you are not in any kind of legal trouble as far as criminal. I would contact the store fronts and try to make payment arrangements with them. They can take you to civil court to get the money owed to them so its best to go ahead and work with them..
As for the internet one, which company are you dealing with??

jlschro · Posted: Tue May 01, 2007 7:49 am Subject: payday loans

The internet one is cashnet usa. I owe them about 300.00$ I already closed my checking account so that they can't debit and rack up nsf's for me.I really can't afford anything should I just senmd out some 10 and 20$ checks. I am just so worried. So if they take me to civil court do the cops come at all to my house or job or anything or do they just mail out the notice or what. I can't believe I did this to myself!!!! Thanks for your help.

Posted: Tue May 01, 2007 7:52 am Subject:

They wont take checks once you default plus if they get your checking info for the new account they will just go into that account and take it all...Send them mo, whatever you can afford monthly...they wont be too happy but they wont be complete buttheads either

jlschro · Posted: Tue May 01, 2007 7:57 am Subject: payday loans

Thanks so much! I feel alot more relief I can tell you that. They just act so threatening. One literally told me we will do whatever it takes to get our money I thought I was going to end up in prison or something the way they made it sound! Thanks again you have helped do much

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