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Posted: Thu Apr 06, 2006 5:31 am Subject: Can't make the payment to T&C..

I'm sure in a pickle now! My check today goes for my rent and overdue bills and I won't have enough for my retainer fee to T&C!!
I'm about to lose my mind.
As of today I'm in default on 4 pdl's. The others are willing to wait 2 more weeks...
I don't seem to be able to get anywhere with this problem I'm in...I feel like I'm falling in the biggest black hole with no way out!

Posted: Thu Apr 06, 2006 5:33 am Subject:

You could contact T&C and see what options you have in regards to the retainer fee.

Posted: Thu Apr 06, 2006 5:35 am Subject:

I'll give it a try. I'm sooooooo sick and tired of this!
All these phone calls and begging and pleading with these people...
I'm walking around in a fog anymore, I feel like a deer caught in the headlights!

Posted: Thu Apr 06, 2006 6:34 am Subject:

Try to get your payment to T&C as soon as possible and then you will feel better. Ignore the phone calls for now and let T&C take care of it as soon as you can get them your payment. They really are wonderful! Good luck, we've all been there and you will feel better soon!

Ashley · Posted: Thu Apr 06, 2006 6:45 am Subject:

I just signed up with this site and read on another forum that T&C is one of the few companies that works with payday loan companies to consolidate payday loans. Is this true, and if so how do I get in touch with them?

Posted: Thu Apr 06, 2006 6:50 am Subject:

Ashley--You'll need to sign up with this forum, and someone can PM you the information.

Ashley · Posted: Thu Apr 06, 2006 6:54 am Subject:

At the risk of sounding totally incompetent, how do I sign up with this forum? Thanks.

Posted: Thu Apr 06, 2006 7:13 am Subject:

On the left side of the screen there should be a sign-up link.

Posted: Thu Apr 06, 2006 7:21 am Subject:

Alrighty, the left hand side of the screen is now showing me as being logged in (it shows a logout option, new messages, edit profile options, etc.) Smile

Posted: Thu Apr 06, 2006 8:34 am Subject:

Click on the Register link on the post you just made,that will take you to the right place.

Guest · Posted: Thu Apr 06, 2006 10:22 am Subject:

erzeke1, take a deep breath, let the payday lenders sit and get the payment to T&C when you can

Posted: Thu Apr 06, 2006 2:53 pm Subject:

Talk to T&C. Maybe if some of the bills you are about to pay are also some of the bills which T&C will be working on, then you may be better off to use that money to pay T&C. I'm not advocating not paying your bills, they will get paid in the program. I am saying you may find a wiser immediate use for your money.

Posted: Thu Apr 06, 2006 3:09 pm Subject:

Clay..thank you for you kind response. Since my last check got eaten up by the pdl people, this week's absolutely had to go to rent and utilities that I'm already late on. That left about $50 for gas,food and pet food for the next two weeks.
Then most of that check will go to paying OFF those pdl people, or most of them anyway. The ones I can't work with will go into T&C, but not until the 20th.

I've worked out several payment plans with most of them, but there are 3 that won't work with me, so I will await the calls to start.

Thank you again for your support and the use of this site to have somewhere to come to while the chips are down!!!

Posted: Sat Apr 08, 2006 6:18 am Subject:

Have you listed all your payday loans with T &C? Then I would let them handle the proposal amounts and getting those matters settled. I know how frustrating and frightening it can be when you decided to consolidate this kind of debt. I was in your shoes a few short months ago. It's hard to pay them and catch up on bills that you are behind on, maybe you can pay T &C out of your next check? We don't want you going without electricity or a place to live. I wouldn't make arrangments on your own at this point, just let T &C handle it when you can send them the retainer fee. Everything will work out for you. Are these online lenders or store front lenders?

Posted: Sat Apr 08, 2006 6:35 am Subject: Can't make the payment to T&C..

I felt the same way with my pdls they were taking up my whole paycheck and I fell behind in my utilities, house payment and lot rent (I live in a mobile home park) I am slowly catching up on utilities and my morgage comany is letting me make biweekly payments. I have all my pdls with T&C except two which I am making payments too. I have one other creditor that I want T&C to work on they call me every Saturday morning between 8:00 and 8:30 est. Is that legal I thought they couldn't call before 9:00 am? It is a credit card from FNB of Marin can I send them a cease and desist(?) sorry don't know how to spell that one!) letter?