Internet's first get-out-of-debt community - 128,000 members

Posted: Thu Dec 06, 2007 11:15 am Subject:

Corky, record these calls. Check your state statutes to see if they can be recorded without their consent, if it needs their consent start recording and tell them that the call is being recorded and if they continue to stay on the line that it will be consenting to the recording.

Loisgarrity11.

I received a horrible call at work from a Nathan Brooks, Legal Mediation Practice, who threatened me giving me 3 hours to make a payment or he would use "enforcement." (Pay Day Loan) I was so shocked at what he said that I said I would have atty call him.
He yelled, "why do you need an attorney". At
that point I said "ok, serve me papers" I want
a judge to rule on this. He hung up on me. I
called them to get their address. I was left holding
for 20 minutes - I hung up and called again, got
the address of 1919 4 Blading Boulevard, jackson-
ville, FL 32210. Does not appear to be correct!

Has anyone had any dealing with them? Yes
indeed I will challenge them, and yes indeed
I belong to an organization that has atty on
staff who gives legal advice. I will follow
instructions but as near as I can tell a Mr.
Nathan Brook gave me the wrong address.

I live in VA.

Loisgarrity11.

I received a horrible call at work from a Nathan Brooks, Legal Mediation Practice, who threatened me giving me 3 hours to make a payment or he would use "enforcement." (Pay Day Loan) I was so shocked at what he said that I said I would have atty call him.
He yelled, "why do you need an attorney". At
that point I said "ok, serve me papers" I want
a judge to rule on this. He hung up on me. I
called them to get their address. I was left holding
for 20 minutes - I hung up and called again, got
the address of 1919 4 Blading Boulevard, jackson-
ville, FL 32210. Does not appear to be correct!

Has anyone had any dealing with them? Yes
indeed I will challenge them, and yes indeed
I belong to an organization that has atty on
staff who gives legal advice. I will follow
instructions but as near as I can tell a Mr.
Nathan Brook gave me the wrong address.

I live in VA.

last chance · Posted: Wed Dec 12, 2007 8:43 pm Subject: legal mediation

does anyone know what can be done about filing a complaint with the better business bureau. The phone number I have is 800-201-0565. They were hateful and I was threated as well. What is the process could anyone let me know please

Posted: Wed Dec 12, 2007 9:00 pm Subject:

Possibly getting sued by you for FDCPA violations. It is against the law to threaten to imprison you or say that you have committed any crime.

INSANE · Posted: Fri Dec 14, 2007 11:52 am Subject: what came of it

I also recieved a call @ work from legal Mediation Practice and someone by the name of Mr. hall said that I had until 3:30 to make a payment or they will send someone to my home or place of business to deal with me. He didn't even give me a number to call back. I was so concerned. I plan to pay back my payday loan. but my question is has anyone had someone come to their home or job? Has anyone that owed money been arrested? just curious

Posted: Fri Dec 14, 2007 12:02 pm Subject:

That is a masked threat of violence and is a violation of the FDCPA.

Posted: Fri Dec 14, 2007 12:04 pm Subject:

This is not going to happen.It is a very illegal scare tactic to bully you into paying. No onw will come to your home "to deal" with you. You carn report them for violating the law. We no longer have debtors prisons in this country!!!!!You will not be arrested

Posted: Sat Dec 15, 2007 12:13 pm Subject: Same Old, Same Old

Golly! I'm off the board for a few weeks and Illegal Mediation Practice is still at it! I cannot believe they don't learn. It kind of makes me sad, though, there must not be enough people filing complaints against LMP to get anything done.

For the poster that advised LMP called them at 6 AM. That is a blatant violation of the FDCPA! I would take pictures of the caller ID with their number in it, record any messages they may have left on your answering machine (or the phone conversation if you can, check your State's laws),and then head directly to an attorney's office. Do not pass go. . . . .yadda yadda yadda.

As for the threats of someone coming to "deal with you" at work. OMG! I would so rip them a new one! See if your company has a way of recording calls that come in or retrieving voicemails you may have received from them. At the very least, they may be able to tell you how many times a day they call and give the phone number they call from. This might be helpful. Be sure to tell them, also, you are not allowed to accept personal calls at work, then follow up with at letter advising the same.

Then you need to file complaints with your State's Attorney General's Office, the Better Business Bureau, and the Federal Trade Commission. You should also get an attorney and sue them for violations of the FDCPA.

Oh, almost forgot, send them a Debt Validation letter and/or a Cease and Desist letter. Certified Mail Return Receipt Requested. I was so intent on going for LMP's jugular, I forgot this part.

I really wish more people would follow up with complaints to the proper organizations. Until the heat is turned up, these people are going to continue to abuse debtors. They need to be stopped!

Gail Holcombe · Posted: Mon Dec 17, 2007 8:41 am Subject: epayday loan

Legal mediation in Jacksonville, Florida has threaten me for not sending the monies via western union or money gram. They yet have given me a name to send it to. Is this proper or not.

Gail Holcombe · Posted: Mon Dec 17, 2007 8:41 am Subject: epayday loan

Legal mediation in Jacksonville, Florida has threaten me for not sending the monies via western union or money gram. They yet have given me a name to send it to. Is this proper or not.

Posted: Mon Dec 17, 2007 9:36 am Subject:

No it's not, first they must provide meaningful disclosure of their identity. That includes upon request name, address, phone, and fax numbers. Also they cannot require you to use any payment medium that requires additional cost such as wire transfer or money gram. This is all covered under the Fair Debt Collection Practices Act. You have the right to simply request a company name/mailing address and send them a check/money order/cashier's check if you wish. I would suggest against sending them anything with your banking info on it. Try paying by money order or cashier's check. Also send them a validation letter (you can find a good template for it in the first link in my signature) once they provide you with the information requested you will know for certain that you are paying the right entity. Send the validation letter certified mail, return receipt requested.

cadensmom · Posted: Thu Dec 20, 2007 5:19 pm Subject: LMP

One of my family members recived a call from LMP today and they threatened her as well.. The only difference is that they saiud she wroteher check on a closed account and her account wasnt closed. We closed the account about 4 months ago and the only way that the check would have came back account closed is if they tried to send it through again since LMP got their hands on it. She paied most of it back and they are trying to run the full amount back through the bank when her account is now been closed. Is that legal?

Posted: Thu Dec 20, 2007 5:36 pm Subject:

I doubt it. What state do you live in and what type of debt is it?

sdk · Posted: Fri Dec 28, 2007 3:54 pm Subject: LMP

LMP called me today and told me tha if I could not pay have of the loan off today. Then they would proceed with legal matters. Well, get in line. That is not the way to get anything on an unpaid debt.

duana · Posted: Sat Dec 29, 2007 1:36 pm Subject: Legal Medation practice

They called me yesterday said i had til 3 pm that day to get all the money in. Then called me saturday and said we have good news that we can help you. They are just a third party collection agency. They can not put you in jail.

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