legal mediation practice

Jenn 8376,Skydivr7673 couldn't be more correct.

Never, ever, ever, ever, agree to a payment plan unless you have it in writing prior to making the first payment! This goes for any agreement with any CA, but more so for any agreement with Il-Legal Mediation Mal-Practice! These people are, in my opinion, bigger crooks than they make debtors they are harassing out to be. You should also not give these people any banking information like a debit card number, routing/transit number, bank account number, credit card number, etc. If you are going to make a payment to them, pay the extra expense it would take in order to purchase a cashiers check or money order. I would not put it past them to attempt cleaning out your checking account if they had access to it.

And DWS, no they are not allowed to disclose information about a person's debt to a third party. The only reason they can contacts third parties is to verify contact information. Once they have done this, or if the third party tells them to stop calling them, they are not allowed to call back again. And the threat to sue you for not providing information is totally bogus, they are just trying to scare you.

If they continue to harass you after you have told them to stop file complaints with the FTC, your state's Attorney General's office, and Florida's Attorney General's office.

I called the Florida's Attorney General's office for information regarding SOL's the other day and happened to mention LMP's name to them. The lady I spoke with advised they have numerous complaints against LMP already and will be looking into them. She advised me to tell anyone that is victimized by LMP to have them file a complaint on the Florida Attorney General's website, even if they are not residents of Florida.

IS 866-601-0822 EXT 298 IS THIS ONE OF THERE NUMBERS TOO?

they called me yesterday for the same thing......but have not recieved anything by mail stating that the payday loan place turned me over to any collection company, so I told them i ould sen nothing until i got a letter in the mail

Welcome to the forum Sharonb.
Good call on your part, now by federal law they have 5 business days to mail you a standard dunning letter from the date of first contact. I would suggest sending them a debt validation letter (you can find a good template via my signature, be sure to print and send the enclosure as well) send it to them certified mail, return receipt requested. Also within the validation letter it tells them to communicate with you by mail only, no phone calls. It is best for you as you have a paper trail of all communications. If you need any further help please let me know.

Sharonb, you will most likely not receive any initial communication from LMP by mail; they seem to have a track record of never sending out the initial written communication within the first 5 days of phone contact. JCEMT is correct, you need to send them a debt validation letter as well as a Cease and Desist letter; otherwise, they will start harassing you at work, if they haven't already.

I LIVE IN TEXAS CAN THEY REALLY ARREST ME OVER THE PAYDAY LOANS?

this is bullshit these guys said they would have the cops at my house or my work by the end of the day if i didn't pay the loan in full with in 2 hours. when i called them back i asked if this is a law firm - NO. and are you an attorney, answer NO. this is just another collection agency.

this is bullshit these guys said they would have the cops at my house or my work by the end of the day if i didn't pay the loan in full with in 2 hours. when i called them back i asked if this is a law firm - NO. and are you an attorney, answer NO. this is just another collection agency.

They can't even have you arrested, in fact it is a violation of the Fair Debt Collection Practices Act for them to make such threats.

i got a call today from the 940 number as well. threaten with coming to my work or home and requesting inforcement on me if I didnt pay by 7:30 pm. Can we do jail time for this? I asked to make small monthly pmts to pay this back, but he wanted it in full or he will call and have a request to inforce.
I want to pay this back. I never intended not to. I lost my Job and was ill and now on assit home living.
are they a debt collector? They say they arent.

Legal mediation practice is a debt collection agency. They cannot have you arrested or imprisoned. They frequently violate the Fair Debt Collection Practices Act (which is a federal law) in their attempts to illegally collect debts.

i'm not even sure if this thread is still active but i wanted to thank each and every one of you that posted.

these ppl have been calling me for a month. i blew em off cause i figured they were a CA with a scary name. i wish i had stuck to my ground when i finally did answer the phone today.

this guy had me in tears threatening me with a law suit by his client. and telling me to change careers so i could pay the debt(which i may do but it's none of his business to tell me so)and from what you guys have said it's a darn good thing i'm not working right now i think. this isn't no payday thing, this is a major bill. i should have known tho considering the company they purchased it from. he gave me 24hrs to have my mother take out a personal loan to pay them.

after i decided to investigate this issue i was on the annualcreditreport.com site and noticed that after i verified my correct address (so he could send me the appropriate legal documents lol), he went in to my credit report. i'm sure he had that access before but i thought it rather odd.

and on advice from here i did fill out the ftc complaint form on him.

anyway thanks for being here. i can sleep tonight knowing that i'm not going to court tomorrow.

We'll be here when you need us. Sleep tight.

DiDi, I'm very sorry you had to go through all that garbage with LMP! I'm glad reading the posts here, concerning these creeps, was able to help ease your mind. LMP was the reason I found this website too, and I'm certainly glad I did. I'm also glad this site is here to help people that are being victimized by CA's that do break the law, like LMP does time and again!

I also hope you, or your mother, does not take out a personal loan to pay them off. For them to even suggest for you to do that was illegal.

Stay strong!

I just have been told I was going to jail at 4:00 if i didn't give LMP over $700 dollars for a loan I did about six months ago and the max i was able to get was $250. Is this possible

No, you are not going to jail! That is Il-legal Mediation Mal-Practice's favorite scare tactic, and illegal.

I'd be willing to bet 4 PM rolled around and the SWAT team didn't show up to wrestle you to the ground, cuff you, and book you over an unpaid pay-day loan?