legal mediation practice

scared-8, I would call them back and tell them to go......

Well, maybe not.

Just send them a debt validation and limited cease and desist letter. Advise them you do not want them calling you at work or for them to contact any other third party regarding you; they are to communicate with you only directly by USPS mail.

Just read back through this thread or do a search for Legal Medation Practice in the "search" box in the upper right hand corner of this page. It should help you out and provide you LMP's contact information.

Above all, don't let them scare you. Owing money on a debt, and not paying it for whatever reason, is not a crime and they cannot put you in jail. The worse they can do is sue you.

file FTC,AND AG complaints.you will not be arrested for owing or defaulting on any number of pdl's.i had 11 of them.they did try that with me and yes i was concerned,but when the very first time one of these morons threats didn't come to pass i came to this site.do not believe one letter of any word that mope says.

This call " FIRM" is no legal firm. I have been a victim by them last week. Threating me " you are going to jail if you don't pay your loan" I know I did not make a payday loan. So I did some research about this "FIRM" and come to find out that this so called Firm has a lawsuit against them. So beware do not give your credit card number or send them money. SCAM. I report them to FTC and fdcpa and called the Jacksonville Fl local news and their local police department.

This call " FIRM" is no legal firm. I have been a victim by them last week. Threating me " you are going to jail if you don't pay your loan" I know I did not make a payday loan. So I did some research about this "FIRM" and come to find out that this so called Firm has a lawsuit against them. So beware do not give your credit card number or send them money. SCAM. I report them to FTC and fdcpa and called the Jacksonville Fl local news and their local police department.

I am taking a legal action against this collection agency. If anyone here would like to join me I would be happy to provide you the attorney's name and phone number who's familiar with these scums and already in the process taking a legal action against the LMP. I found numerous articles regarding the unethical practices from this " FIRM " along the website of the attorney from PA who dealt with this matter. After reporting to FTC and fdcpa, local jacksonville news, local department, I have not yet heard from MR. Green, Mr. West or Mr. KC " THE FIRM " crew. the best luck of them.

to threaten to charge you with a crime and jail time. Report them and they will be fined 1,000.

Unfortunately there aren't any fdcpa cops to report them too. You would have to file suit against them and it would be up to the judge to decide whether or not they violated. The penalty is up to $1000 but I have seen cases where the judge only granted the consumer $1.

Or, they might settle out of court with you like they did with me.

If nothing else, I would still report them to the FTC, your state's Attorney General's office, and the Florida Attorney General's office. The authorities need to be made aware of Il-Legal Mediation Mal-Practice's shenanigans.

Wish there were fdcpa cops, though. Love to see this place raided some day!

Point of correction though....area code 940 is my neck of the woods....their number is area code 904.

Anywho, I spoke initially w/ a Ms. Kimberly Dawson, who had left a brief but 'doom-and gloomy' voicemail earlier in the day. Ms Dawson was anything but polite and hung up on me twice in mid sentence. All I was asking them was what their company did and why they needed (presumably) me, and she was excessively rude. Third call back, at my request she transferred me to a Supe (Todd, no last name given). Todd was briefly helpful for about 35 seconds until he eventually hung up on me.

Keep in mind, I've become rather proficient at using the laws of the land to protect myself on one hand, and jab back repeatedly with the other (those sneaky, classless b@stards). Having gone thru this and other collection attempts in the past 18 months or so, I can assure you all this:
** YOU CANNOT GO TO JAIL NOR HAVE A GARNISHMENT LEVIED AGAINST YOU FOR FAILURE TO PAY A CREDIT CARD, OR A PAYDAY LOAN **

So at any rate, I decided that my best option is to keep calling these rude a$$es and have 3 Q's answered:
1) Who this company is
2) What is their area of expertise, ie. what is the company's function
3) How this relates to me

Using #3 as a launching point against me, Todd quickly blasted me saying since I cannot provide my personal info and confirm who I was to them, then they cannot LEGALLY tell me anything! I inform him, that he cannot retain the info I request b/c LEGALLY i am entitled under the Fair Credit Reporting Act and the laws governing Consumer Credit. Todd scoffs at me, asking if Im some sort of lawyer. To which I reply, "Im sorry, i cannot LEGALLY answer that question". This prompts another 'CLICK'.

I called them back again, optioned straight for the operator (Brad, I think), and at the beginning said I was just talking with Todd and he had rudely hung up on me. Brad excitedly says "Well then so will I", and sure enuff he does.

LOL

At this point I KNOW i've got them off their balance, and so repeatedly call them back demanding answers to my questions and they wind up threatening me again with HARASSMENT!!!

The best part is, they KNOW they cannot legally do anything...and when confronting their bully tactics they change their tune

PAY YOUR BILLS, MY FRIENDS, AND PAY THEM ON TIME AND AS BEST YOU CAN. BUT ONCE THEY GO TO COLLECTION, THE 'DAMAGE' HAS BEEN DONE. ITS ALREADY AFFECTED YOUR CREDIT REPORT AND RATING. YOU DO NOT HAVE TO PUT UP WITH THEIR BULLY-PULPIT TACTICS.

If anyone's interested, I have a wonderful legal-filled letter for those harassing you at work, please drop me a line

-BD

LOL!

Ben Dover, I wish you could post a recording of the phone conversations you had with these idiots, I bet they was entertaining as heck! I know I have had a few phone conversations with CA's that would make for entertaining listening.

I too have been threatened with being reported for harassing CA's that started off their contact with me by heavily violating the fdcpa. They didn't like it when I called them on it and started ticking off all their violations to them, and they absolutely hate it when a debtor stands up to them and doesn't fall for their tire old cliche' CA garbage!

Il-Legal Mediation Mal-Practice certainly leads the pack when it comes to illegal CA's violating the FDCPA with their foolishness.

They call me at work and threaten to come to my home and work. They also said Icould go to jail for this. they wouldn't make any payments arrangements with, Brad Sharp hung up on me after he didn't get what he wanted. I called back and then Mr. Griffin answer the phone and told me to shut up, and he also threaten me. That better get this taken care before 5pm. Could they do this to me?

Relax, Sue!

No, they cannot arrest you for owing a debt and not repaying it, for any reason. They are just trying to scare you so you will cave in to their demands and give them your money for a debt you may, or may not, owe.

Think about it, if the police were going to arrest you, would they give you warning before-hand? No, they would just do it!

Send these idiots and debt validation and partial cease and desist letter, stressing the fact they are not to call you at work again. Once they do, and I'm going to go out on a limb here and say they probably will, then you can sue them for fdcpa violations. I would also record any and all phone conversations you have with these people! Be sure to check your state laws regarding recording phone conversations; are you in a one-party or a two-party state.

You can read through this thread, as well as a few other threads in this forum, and will you will see all sorts of posts concerning Il-Legal Mediation Mal-Practice and the shenanigans they get up to when contacting debtors. You will also find their contact information, as in their address and fax number, so you can send them that DV and C&D letter.

Today me and my wife got a phone call from these people at legal mediation practice saying they are trying to get the money back from a payday loan we had gotten and they told us that if we didnt give them the money by 6:00 today that they would prosecute us. We called a friend of ours which is a lawyer and he said theres nothing they can do we have not committed any crimes.

Javier ~ Which payday loan company are you talking about? Which state do you live in? How much did you borrow and how much have you already paid? Is this an internet pdl or storefront?

You aren't going to jail...rest assured that the K9s aren't out looking for you!

I think its Allied and I live in california. we borrowed 255 and we have to pay back 300. We havent been able to pay bacl anything yet times are really tough for us. Its a storefront not internet.

How do you get these people to stop calling you and threatening you on the phone. We dont even answer the phone any more just let the answering machine get the calls.