legal mediation practice

I too, am receiving threatening calls from a Mr. Holmes. Has anyone in Kansas dealt with this company? The Kansas laws aren't that clear to me! Does anyone know anything more specific about Kansas payday loan laws? Can I be arrested? Please HELP!!

Drell,
You are gonna want to find out if you can record in your state. rcfp.org/taping/ Put your www and dot in front of this link. If you cannot tape.Write down date and time called and save your phone records.

The reason you will be doing this is to file a order to show cause in bankruptcy court. Collecting on that debt is illegal. Tell them what they are doing so they can't claim error as defense. Find attorney and sue them.

Hope this is of some help to you:

You will find the Payday loan laws for Kansas here (just select your state),

http://www.debtconsolidationcare.com...pdls-laws.html


Note the part that says "criminal action-prohibited"
Send a letter demanding written communication only, using return receipt. That should help cut the crap. If you are called after they receive it, or if you can prove they threatened you, you may be able to go after them for damages. Also, file complaints with your AG, and the FTC.

paydayloaninfo.org/lstatus.cfm
Ck, place www and dot in front of this link and go to site for information on your state laws for payday loan.
If they are threatening you they have already violated the FDCPA.Please read thru the law at this link so you understand your full legal rights.

http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809

Legal Mediation Practice is threatening jail time to me if I did not pay a cash tyme debt within a matter of hours.

Guest,they cannot put you in jail.All they are doing is trying to scare you into making payment.Please read the sticky on our collection agency board regarding the fdcpa. I am going to list their latest info that I pulled from Florida Secretary of State and Florida Dept of Financial Regulation

Legal Mediation Practice,Inc.
1919 Blanding Blvd #19
Jacksonville,Fl 32210
800-201-0565
T:904-387-3187
F:904-854-9447
Prior research has shown Bill Roth or Robert Femekes to be their Compliance person.
This is another address:
1919 Blanding Blvd. # 4
Jacksonville,Fl. 32210
Company President
Glenn Connelly or Ronda(Wife)
3950 Moss Oak Drive
Jacksonville,Fl. 32277
Vice President
Steven C.Pair or Susan(Wife)
9323 Bearsford Ct.
Jacksonville,Fl. 32244
I don't have their home phone yet. Will work on that.

I have been receiving numerous calls from them also, (MR. Cole). I explained that I would make payment arrangements, which he agreed to; he then asked for my checking account number/routing number or my debit card number. I refused and stated that I will mail my payments in; boy he hit the roof. Everytime he calls he says today is the last day that he can hold the account and it will be moved on for legal action.

I was informed today, by "lmp" i had to pay the balance in full or they would have their client (quick cash payday loan) "deal with me, at my employer today," if they didn't get their money by 6:00pm easter time. Can they do something to me?

No they are threatening you and trying to scare you into giving them money

I as well have recieved the phone call from them. But, they don't threaten all that you have put here. I have heard them on many occasions that they are going to make recommendation to have me "dealt with" according to my county laws. Nothing about jail time. It's all word play, it makes you hear what you want to hear. If you actually pay attention to what they say to you, the you will see truly what is going on. It's all about paying atention, but why come here to complain, just don't put yourself in the position that you have to worry about things like this. R E S P O N S I B L E, anyone hear of the word?

By the way, when i got the call it was about my son, he and i share the same name, so they gave me the information per my son's permission, but again, they did say he would be dealt with, but only according to county laws, and county law stipulate it isn't a criminal matter, but civil.

They have no authority to file criminal charges in the first place and their business practices stink!If they do not learn to practice collections in a professional manner,they will be sued or shut down like the other garbage this site deals with.

actually they have been doing this type of practice for years (five) and havent been shut down yet, and making a - - - - load of money scaring people

i used to work for LMP. Now, I don't know about the people that you all have dealt with, but I know in my time there, we were NOT allowed to threaten with jail time AT ALL. We simply would 'make the recommendation back to the client to have you dealt with either at your home or place of employment for the enforcement of this check to the fullest extent of your county laws." Not once does that say you're going to jail. And, "the client is construing this as a willful intent to defraud them out of their money" is not saying, "Hey you're going to jail for fraud!" If you write the check off a closed account, they have every right to assume you did this on purpose. If you did not pay this back and your check bounced and was returned for NSF, then again, they client has every right to assume you did this on purpose. It was YOUR responsibility to make sure this was paid back.

Now, I hated working there and in no way am I defending LMP but you can't go around blaming it on everyone else when you were the one who screwed up in the first place. Maybe everyone in the world, myself included, should be required to take a course on your county's check writing laws before you even consider getting a checkbook. I think that would help.

Chica not all of these r checks and y should any one paid back triple or more of what they borrowed and they should b willing to work with a person instead of doing it as they do it....have u ever been in need of a pay day loan? I f not u have no clue as to what they put u through I got 2 that I borrowed 200.00 and have paid back over 1200.00 on both of these and I have talked to them and got no where.....Tina

I understand not all of those are paper checks. There's a lot of places that try to ACH the money out of your account. It's nothing more than an electronic check. Same exact thing. 99% of the time, the additional money they owe is from bank fees and NSF charges not only from the bank, but from whatever payday loan place people go to. Why should they have to work with these people? These are people who have had these outstanding checks (not bad checks, big difference) have had them outstanding for MONTHS. LMP does not deal with any that have been out less than 90 days. After 30 days, the merchant/client (whatever you want to call them) has the right to file against the debtor at any time. So, tell me why it's not right to demand balance in full? And no, I've never been in need of a payday loan. It's too much trouble and too much crap to deal with.