Internet's first get-out-of-debt community - 128,000 members

Chica · Posted: Fri May 25, 2007 1:18 pm Subject:

I understand not all of those are paper checks. There's a lot of places that try to ACH the money out of your account. It's nothing more than an electronic check. Same exact thing. 99% of the time, the additional money they owe is from bank fees and NSF charges not only from the bank, but from whatever payday loan place people go to. Why should they have to work with these people? These are people who have had these outstanding checks (not bad checks, big difference) have had them outstanding for MONTHS. LMP does not deal with any that have been out less than 90 days. After 30 days, the merchant/client (whatever you want to call them) has the right to file against the debtor at any time. So, tell me why it's not right to demand balance in full? And no, I've never been in need of a payday loan. It's too much trouble and too much crap to deal with.

itsme · Posted: Thu May 31, 2007 4:40 pm Subject: how long did you work for LMP

who are you kidding ???from what i understand, LMP practices collection techniques that they should not, they make it sound as though they could put someone in jail... thats the main problem

itsmeagain · Posted: Thu May 31, 2007 4:47 pm Subject: chris pair (top manager) also an idot

favorite phrase to tell someone is "do you know how much trouble your in?" or "thats not my problem" when the person is expaining why he or she may not have all the money they want...that month...that week...today...in an hour or "you will be dealt with from your local county courts...according your your stat law...for writing outstanding checks". To the average person of low education this is saying to him that he is accused of writing bad checks and for this check to the payday load that lmp is collecting; he could go to jail.

Posted: Fri Jun 01, 2007 4:23 am Subject:

When they start practicing collections in accordance with the Fdcpa rules,then there will not be a problem with us telling everyone about their illegal methods of getting money out of people.

PA Loans From Ace Cash Ex · Posted: Thu Jun 14, 2007 10:42 am Subject: Ace Loan

I just received a call from Legal Mediation Practice. I still owe half of a loan I borrowed. I gave them a voided check and when I was late on the loan the check was sent to the bank for payment, but returned. The person I spoke a supervisor was rude and arrogant. He theaten that if I didn't pay the loan by 5:00 pm today that I would be delt with at work or home. He told me the voided chech was like writing a check and it was against the law. I also had to cancel my bank account, because they were sending the checks to my bank and the bank was charging fee's. I live in PA I'm not sure what the law's are for Faud or what ever they want to call it. What information do I need to know before I pay the remaining amount of this loan.

sam123 · Posted: Sat Jun 16, 2007 10:20 am Subject: legal mediation practice

according to federal law you have the right not to be harrassed by creditors. Simply ask for the address they are calling from. Write and send a letter to them stating that you can not accept phone calls at home or work. request that all correspondence be by mail. Some will even try to contact your supervisors like the "Mrs. Harrison" did to me. I was trying to set up a payment arrangment with her and she refused. She kept saying I was going to be sued and then thrown in jail. I contacted the attorney generals office for my state and they said that was absurd. It is NOT illegal to owe someone money. They can sue you. But GUESS WHAT! the judge can only make you pay it back in a payment plan that you can afford.Listen people fall onto hard times. Payday loan places know this and they prey on those people. So it is best to just stay away from them.

frank Mondaa · Posted: Mon Jun 25, 2007 7:57 am Subject: legal mediation practice

I also recieved a call and the same tactic were used . they are falsely represetning themselselves and lying to people....

Kara · Posted: Fri Jul 06, 2007 1:13 pm Subject: Wow..got hit today!

I just received the phone call as well my first time getting this call. I called my Pastor and asked him about this information. He told me the same thing TO ASK THEM TO SEND ME SOMETHING IN WRITING SO I CALLED BACK AND DID JUST THAT THIS DORIS DANIELS got mad and hung the phone up in my face. I'm pondering now shall I continue to harrass them like they harass me. And the whole situation was for unorthodoax of how they did this to me. It's like I went in to make my usual payment to get the big payment and ALL OF A SUDEEN THE RULES CHANGED without a warning or nothing. There was no solution or any options to pay BUT THE WHOLE AMOUNT. I can now exhale...I just typed this information in the system LEGAL MITIGATION PRACTICE. And you guys came up...LIFE SAVER!~ Oh..here's the number 904-387-3187.

Posted: Fri Jul 06, 2007 7:50 pm Subject:

Everyone contacted by Legal Mediation Practice should record the call (if legal) and get a lawyer. I hit them hard one time and am waiting for more cases to walk in the door. This company needs to be hit with claim after claim before they will even think about changing.

TGary · Posted: Sun Jul 08, 2007 4:18 pm Subject:

what is the ftc number?

Posted: Sun Jul 08, 2007 7:03 pm Subject:

Go to http://www.ftc.gov and click on consumer protection.

Jackie · Posted: Tue Jul 10, 2007 11:57 am Subject: Legal Mediation Practice

I live in PA. and my husband's supervisor got a call from LMP this morning telling him to give my husband the following message, "he needs to call Ms. Jackson with Legal Mediation Practice at (800)-201-0565 ext. #284 to avoid legal action against him. His supervisor did give him the message and he was highly upset to say the least. I'm almost positive that in the state of Pennsylvania, debt collectors cannot harrass you at your place of employment. I called Ms. Jackson's extension on behalf of my husband and a man answered the phone and he claimed he was taking her calls because she was in a meeting. Of course, all calls are recorded on their end. I asked what this was about and he told me it was regarding a payday loan from "2005" from Flexcheck. I did tell him that Flexcheck went out of business in our area and the phone number on the contract was disconnected but, that fell on deaf ears. He wanted payment by 5:00 p.m. today. He wanted payment by Visa/debit card or Western Union or Moneygram. I told him we wouldn't have that kind of money by 5:00 p.m. today and he told me to tell my husband to hire an attorney as he is going to put it in his file as refusal to pay and legal action will be taken against him. I told him we're not refusing to pay but, we cannot pay the entire amount, he didn't want to hear that either. He was strong arming me for about 10 minutes when I decided I have had enough. I finally had to tell him to do what he had to do as we a have a very good attorney and I hung up on him. We didn't refuse to pay but, he wouldn't except anything but the full amount. They left a message earlier this morning on our machine that I just listened to and it was Ms. Jackson telling my husband to call her at the above number and extension, she also stated that this was time sensitive and she needed his recorded statement. She said, "if you do not call back today, good luck to you". I just recently was released from the hospital and this is not something that we needed, especially after 2 years since this company gave us the loan and soon thereafter went out of business. I will be contacting my state's Attorney General's office about LMP. Good luck to anyone that has to deal with these unethical people.
Jackie

cathywise · Posted: Tue Jul 10, 2007 3:15 pm Subject: Legal Mediation Practices

Strategy: I had a horrible experience with this collector. They were rude and refused to provide me with basic information. I strongly suggest that you contact the attorney general's office in your state and file a formal complaint. I do believe that they cross the line. Also contact the company that cashed your check or issued the advance and register a comnplaint and let them know that you will not do business with them again and will share your experiences with others.

Then start to lobby your congressmen. They need to shut down the clients, the payday loan and loan advance companies.

Check with credit unions in your area. They have begun to office pay advances and the terms are low and you are not threatened. Let's put Legal Mediation Practices out of business by getting rid of their clients.

cathywise · Posted: Tue Jul 10, 2007 3:23 pm Subject: LMP

Contact your credit unions. Many are being to offer pay advances with reasonable terms.

How can LMP threaten or turn a check over for prosecution when the company accepted a check from you knowing that it was not good at the time of issuance and too many variables affect the availability of funds, i.e. your payroll department depositing the check into your account, your employment status, etc.

I plan to nail their behinds to the wall. I am going after LMP and the pay advance concersn. Do you know the owners of these loan sharks. We are probably dealign with the underworld or drug lords who need to launder money. I am also going to ask the justice department and my congressmen to conduct hearings on Capitol Hill. Let them hear from people who have been threatened or have been fleeced by these companies.

Post you concerns and send them to everyone. Blanket the Internet with your complaints about LMP and the sharks.

Those of you with the technology, do a short piece on You Tube,

Posted: Tue Jul 10, 2007 3:35 pm Subject:

Please do share whatever knowledge you have on these guys as I am doing my initial background on them so I can get a hungry reporter and attorney general on their behind.

cathywise · Posted: Tue Jul 10, 2007 3:35 pm Subject: Chica

Chica, you appear to be really support of LMP. Why won't they give you basic information. Since I never received any correspondence from LMP or the pay advance company regarding the check. I am the one who went back to find out why the check had not cleared. I had canceled a 24.50 ACH that was processed twice by my bank, which caused an overdraft. I get paid once a month and the company waited until the end of the second month to resubmit the check. I had called the company and told them to hold it. Which they agreed to do, but the corporate office turned it over to LMP. I never received any correspondence. I am the one who called around to track this down. I called LMP and they did not call me back. A week or so later I called and all ___ broke out. I have owned $15,000 on accounts and never received such maltreatment.

You may have been one of the good guys at LMP, but they have some very sleazy, bottom feeders working there now and they need to be stopped. We have to reduce their list of clients.

I plan to contact the board of directors of the clients and give LMP bad press that they deserve.

Call the Justice Depertment. They will be stopped. I have nothing but time on my hands.

By the way, I honored by check after I tracked it down and was treated by feces.

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