legal mediation practice

Just wanted to share some valuable information about Legal Mediation Practice. I received a phone message from them last Friday. Before returning their call, I checked out this site...and I am glad that I did. After reading about how horrible and nasty they are to deal with, I decided to get more information before I responded to them. I know I owe the debt, so that was not a question. But I also knew that I needed a payment arrangement. I checked out my rights and faxed them a Cease and Desist letter so that they would not start harrassing me at work or calling anyone else that they may have contact information for. I also faxed them a letter stating what my rights are as well as repayment terms that I would agree to. I received a phone message as well as a fax this morning from them. The gentelmen that left me the message was very pleasant and agreed not only to my Cease and Desist request, but also to my repayment terms. It seems the best way to deal with this company is to not be intimidated by their threats and to let them know right off the bat that you know your rights.

3950 Moss Oak Dr.
Jacksonville, FL 32277
(904) 743-3331

He also owns two houses in Haywood County, NC that are currently for sale.

The previous post is for Glenn W. Connley of Legal Mediation Practice.

Haywood County, NC Property Map
PIN: 7697-65-8949

These people told me I would be going to jail if I did not pay. I live in Texas, is that true? It was with a payday loan company that I gave a post dated check too....

PAYDAY loan stores have a contract stating how they can go about collecting a check, and if necessary, enforcing the check. As for it writing a bad check and it not be fraudulent or criminal, it is. Writing a check (other than postdated) when the funds aren't available at present time of issuing, is illegal. They stay in business becuase the majority of the people who use these companies to return the money by the specified date agreed to. However, some don't. There are people who don't care about there character, credit, standing in society etc., who write the checks with no intention on honoring the money recieved. Checks are covered under the county so in order to see specific laws, you would have to read up on the laws in the county the check was issued.

For "Mr. Complaint" above, you would have to file the complaint with the fdcpa not the FEDERAL TRADE COMMISION. No wonder he hasn't gotten anywhere.

Validation is referring to VALIDATION OF THE DEBT. If you walk into a payday loan store, recieve funds, and never return it; there is no need of validation becuase you KNOW you owe the debt. Validation of Debt is only necessary for company if you DISPUTE the debt. Which with video cameras, valid Id, underwriting, and signing contracts etc., disputing it is pretty hard, unless you have validated proof of fraudulant activity.

Guest you are wrong.Validation of debt is required to show collector is the proper party to collect the debt as well as prove collector is dunning the proper party.

They called today and left a message...said if they didn't hear back from me today, they "wished me the best of luck". Too funny. I love the scare tactics. Fact is, I tried to work out a payment arrangement (I had lost my job), and they were not interested in one.

Validation of Debt is only required if the person disputes the debt. fdcpa. READ THE LINKS that you put into your comment. AGAIN V.O.D. is used if the information provided is disputed by the person being dunned. You are a moderator why?

That's what Cajun said! Please be cautious in attacking others on the forums- it will not be tolerated.

If you have a comment on an experience you had had, share it- but there is no need to be rude or attacking..Karen

I am a moderator because I have the compassion to help people here when they need it most.

..unlike those that wont even register in order to ID themselves.

Keep up the good work Cajun!

This company called my 19 year old daughter and thereatened her jail time for a internet loan. In the first place in order for a person to qualify for a loan, wouldn't you think that they would check out a persons capabilty of paying it back?

Im dealing with them now!! its terrible

I spoke with my attorney today, after he spoke with IL-Legal Mediation Practice. They are wanting to settle my lawsuit against them, for violations of the fdcpa. He asked me if I know how much the debt was. I told him I don't even know who the debt is for, as I have never even received anything in writing from LMP. I guess they are offering to "make the debt go away" and pay my attorney's fees. I told him I want all that in writing before I agree and I want it off my credit report.
Unfortunately, I've been unemployed for 8 months, so I have no idea what the debt is. Maybe my attorney can the the debt validation that I never received from these @$$-clowns!