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Guest · Posted: Fri Sep 21, 2007 5:46 pm Subject: Also...

Validation is referring to VALIDATION OF THE DEBT. If you walk into a payday loan store, recieve funds, and never return it; there is no need of validation becuase you KNOW you owe the debt. Validation of Debt is only necessary for company if you DISPUTE the debt. Which with video cameras, valid Id, underwriting, and signing contracts etc., disputing it is pretty hard, unless you have validated proof of fraudulant activity.

Posted: Sat Sep 22, 2007 8:45 am Subject:

Guest you are wrong.Validation of debt is required to show collector is the proper party to collect the debt as well as prove collector is dunning the proper party.

justgothecall · Posted: Wed Sep 26, 2007 9:47 am Subject: same company

They called today and left a message...said if they didn't hear back from me today, they "wished me the best of luck". Too funny. I love the scare tactics. Fact is, I tried to work out a payment arrangement (I had lost my job), and they were not interested in one.

Guest · Posted: Fri Sep 28, 2007 7:04 pm Subject: ....?

Validation of Debt is only required if the person disputes the debt. FDCPA. READ THE LINKS that you put into your comment. AGAIN V.O.D. is used if the information provided is disputed by the person being dunned. You are a moderator why?

Posted: Sat Sep 29, 2007 7:51 am Subject:

That's what Cajun said! Please be cautious in attacking others on the forums- it will not be tolerated.

If you have a comment on an experience you had had, share it- but there is no need to be rude or attacking..Karen

Posted: Sat Sep 29, 2007 10:58 am Subject:

I am a moderator because I have the compassion to help people here when they need it most.

Posted: Sat Sep 29, 2007 11:01 am Subject:

..unlike those that wont even register in order to ID themselves.

Keep up the good work Cajun!

georgia martin · Posted: Fri Oct 05, 2007 8:42 am Subject: legal mediation practices

This company called my 19 year old daughter and thereatened her jail time for a internet loan. In the first place in order for a person to qualify for a loan, wouldn't you think that they would check out a persons capabilty of paying it back?

Posted: Tue Oct 16, 2007 2:54 pm Subject:

Im dealing with them now!! its terrible

Posted: Tue Oct 16, 2007 3:21 pm Subject: Update On My FDCPA Lawsuit!

I spoke with my attorney today, after he spoke with IL-Legal Mediation Practice. They are wanting to settle my lawsuit against them, for violations of the FDCPA. He asked me if I know how much the debt was. I told him I don't even know who the debt is for, as I have never even received anything in writing from LMP. I guess they are offering to "make the debt go away" and pay my attorney's fees. I told him I want all that in writing before I agree and I want it off my credit report.
Unfortunately, I've been unemployed for 8 months, so I have no idea what the debt is. Maybe my attorney can the the debt validation that I never received from these @$$-clowns!

DONTSTOP · Posted: Thu Oct 18, 2007 7:03 am Subject: GO FOR THE QUSTO

Google legal mediation practice, and you will find that they are being federaly sued. Don't settle, take them to court. You will win, and the amount will be a lot more than your thought. They will just want you to go away so they can continue in the collections field.

check this out · Posted: Thu Oct 18, 2007 7:46 am Subject:

go to justia.com, and type in Legal Mediation Practice. It seems that they are in a little bit of trouble now. (jackson - vs - legal mediation practice inc...

Posted: Thu Oct 18, 2007 10:24 am Subject:

Jackson v. Legal Mediation Practice, Inc. et al
Plaintiff: Eboni Jackson
Defendant: Legal Mediation Practice, Inc., FFD Resources II, LLC, FFD Ventures, LP and John Does 1 - 99

Case Number: 4:2007cv03351
Filed: October 10, 2007

Court: Texas Southern District Court
Office: Houston Office [ Court Info ]
County: Harris
Presiding Judge: Judge Kenneth M. Hoyt

Nature of Suit: Other Statutes - Consumer Credit
Cause: 15:1692 Fair Debt Collection Act
Jurisdiction: Federal Question
Jury Demanded By: Plaintiff
Case summary courtesy of Justia.com. It would seem LMP is going to court.

Posted: Thu Oct 18, 2007 10:30 am Subject:

How often do the consumers win against the big CA though?

Posted: Thu Oct 18, 2007 11:44 am Subject: You Would Be Surprised

miked0789.
The more appropriate question might be: How many consumers actually now their rights under the FDCPA, and how many CA's are counting on the fact they don't?
I think most consumers are not educated enough in the FDCPA to even know their rights have been violated. Or too embarrassed that they are in debt or behind on their bills, in the first place, to file a complaint or seek out legal representation.
That's why I'm glad this Forum exists!

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