They can refuse to cash the check you send them, but if they do, you just keep it as proof that you tried...again, that will look good for you in court, bad for them.

[rlrain]

do you know what section on the ftc gov website I can find the info about the Attorney needing to be in the same state in order to sue?
Im looking but I cant find any info on that..

I don't know if that is on the FTC website, but the attorney general's office can tell you that.

Someone on this forum who can probably answer that question is Virginia-Legal-Defense, hopefully he/she will log on some time this evening and clear that up.

Hey Check out this website ... It might give you some idea about them... budhibbs.com/debtcollectorpages/hanna_frederick_j_assoc_cmts.htm

I received a call from a very rude person by the name of todd kelly at 800-450-6575 looking for my son who is in the process of filing bankruptcy. He wanted my sons telephone # but would not give it to him. I then called my son's attorney and they said they would handle the matter.

My boyfriend was paying off a debt to this law firm and when they went to take the last payment on 04/01/2007 they pulled the amount from my checking account. I have been fighting with these people since 04/02/2007 trying to get the amount they pulled back. Everytime I call I get transfered to a voice mail but I never receive a call back. Does anyone have any suggestions on how to handle this?

Please help....

[cajunbulldog]

Helpless,sue them for the money in your local small claims court.

yeah, pay your debts and u wont be contacted from any of the offices u people complaint so much...

[texaslawyer]

Or just get a lawyer when the debt collectors violate the laws in place to protect you from their illegal behavior.

I'm filing suit against Fred Hanna & Associates soon to get justice for my client and to teach Fred a valuable lesson.

TexasLawyer i think you are great lawyer and a great member of this forum.i report this number in who called us?18004506575.

[Law Student]

rlrain, they are collector attorneys and can call to any state, however if they sue, they'll have to hite an attorney who is licensed in California. You might also think of suing them, if they threatened legal action right away, without providing you with anything about the debt in writing.

[tsacgiv]

I FOUND THIS IN RIP OFF AND THIS LAW FIRM FREDERICK HANNA ASSOCIATES MAKE ILLEGAL TRANSACTIONS WITH NCO.
11936,36 FRAUDULENT CHARGES AND THE LADY DONT KNOW
ABOUT THIS BIG BILL.

http://www.ripoffreport.com/reports/...off0096833.htm

rlrain,
Guest is absolutely right. DO NOT GIVE THEM A POST DATED CHECK. It is one of the oldest tricks in the business. What they do is try to cash it immediately, then if it bounces, they threaten with pressing charges for interstate wire fraud, since the company is most likely calling from outside your state. This brings federal law into it and adds pressure to you. I had this happen to me once and had to beg every friend and family member for loans to cover the check. So don't do that. Also, think about it logically, this company does not want to sue you. It would cost them money and time to do so, and at the end, even if you lose, the court will set a payment schedule you can live with. These companies thrive on fear to get uninformed consumers to slip up and give them an edge. Debt buying is a billion dollar industry and these law-firms take a shotgun approach: shoot enough shells and your bound to hit something. At the end of the day you are better off going through a reputable debt consolidator because settling with these companies will not help your credit score.

This company has called my house also asking for a Melissa. WE just moved and I have told them repeatedly that a Melissa does not live here and I have asked them to remove our n umber three times.

I live in Atlanta. Fred Hanna has garnished my checking account for a debt that I don't even owe. The other signer of my checking account does. She has never deposited any funds. She has been on my account for roughtly 9 months, mind you... I have had this account 9 years. They don't care that the funds were no the person they have a "judgement on". They are very rude and I am glad I cussed them out. 'Problem is- they took $2,400 from me. I will fight this!

[ruggeder]

If you do go to a debt consolidation, it stays on your credit report, and you will be denied any meaningful job until it is off your credit report, so be careful going down that route. I check credit reports all the time for job approvals, and you will be denied, it is a very increasing practice by any company that is considered professional.