Warren Schembs' Latest Foolishness, watch him hang himself!

Here is an e-mail that "Warren Schembs" sent to me today. Which, oddly enough, is about the same time that the BBB has contacted the "company" he works for as a result of complaints filed by myself and several other people who have been harassed by this company.

Keep in mind that in my case, I have paid my debt in full. In fact, I overpaid, they refunded part of the amount I sent them for my payoff because I paid so early. Warren Schembs doesn't understand that, and I want him to push this as far as he can. After all, you can't argue with a processed check, or a letter that says "thank you for paying off your loan with Xpress Cash/PD6 Ventures". This is check and mate, and I am going to broadcast this here for all to see. Watch as this dummy hangs himself right before everyone here!


Keep it coming Warren, the Lions are hungry!!!
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This guy is a lying 'tard! Either he's becoming amnesiac or he needs some spoilers for his dink-lengthening car!

And this is getting beyond a "forgive and forget" type of thing where they can acknowledge their mistake and apologize and we forget about everything. This is getting to the point where legal action may be nesc. I need to see what comes of the next few days. I also need to get a few more opinions from lawyers in my area about the case. The lawsuit amount varies depending on what charges we intend to persue. Hey Warren: Can you say the word "extradition"? LOL..

And how about "extortion" and "embezzlement" and "fraud". This guy is cutting his own throat.

Gather your proof together (that you actually overpaid etc, and they sent a refund.) Send copies to this extortionist with a letter stating that you plan to litigate.

He is not smart enough to quit when he is ahead. He has already, according to my lawyer, done more than enough to give us grounds to persue a case against him and PD6. Civil or criminal is the question. I am letting him do and say whatever he wants. There will be a valuable lesson to be learned here.

For all of you collection monkeys out there, you bottom dwellers, who lurk in the shadows, who hide in your little cubicles, behind phone calls, e-mails, letters, scripted threats. Watch this thread, and watch it closely. This is exactly what you DON"T want to have happen. This is how a mistake comes back to haunt you....

The rest, sit back and enjoy. Forget about you problems, and watch.. Watch.....

I recieved this stupid threa this morning.

That last thread sounds like it is getting just a tad personal, this collector obviously needs to relax..I bet they take their work home, must be a terrible way to live.

The letter is self contradictory. They are stating that it's your responsibility to send the payment but they are not accepting your proposal, how dumb is that.

Dierdre, keep that note or recording and send it to the Attorney General of their state. That collector sounds seriously unstable! She broke quite a handful of laws right then and there!

Jerkball, that is one hilariously funny declaration of disdain for collectors! You must really hate them! I used to be a collector you know, of student loans, and I was nothing like the monkey you describe. I ignored the script and my interests lied in helping people find solutions, these clowns are only interested in what they can take. And that's shameful. Nobody should be stooping to these scummy levels for a few extra bucks of bonus money. It's like selling your soul for a baloney sandwich.

Deidre,

Who is this e-mail from, Xpress Cash? Okay, Jerkball, I agree with you that this company is the scum of the earth. I have dealt with them myself and let me give you a few pointers. First of all, check the payday loan laws in your state as well as Missouri. They told me they were licensed in Delaware which was a big fat lie. Deidre's letter cracks me up because they won't contact T &C nor respond to the proposal letter but she is to seek professional help in case of financial troubles. Hmmm, seems to me that is what she is trying to accomplish.

Also this guy is really hanging himself with the e-mails that he has been sending to you, Jerkball. This is not fraud and this company called me a thief and an embezzler. If you have proof that the loan was paid that I don't understand where this guy is coming from, sounds to me like he needs to check his own records before harassing you.

They also use the name "Whistler Holdings" and, as such, I have a signed check with their name on it, PAID IN FULL.

I just want him to keep on coming, and hopefully turn this into something BIG.

We'll see what the BBB says. I sent my complaint to the AG here in MA today. I talked with them via phone and they are most interested. My own attorney feels he is walking a very fine line between civil and criminal in this case. His stupidity will be the difference between his punishment being under civil law or criminal. At this point he is crossing the line, and I certainly won't stop him. He will be a poster boy for collection agents as the type of person you DON'T want to be. His mistakes so far alone could cover an entire day of onsite training for new collection people, lol.

Only the dumbest of the dumb survive in that business, lol.

I'll take that as a compliment Jerkball! After only two months at PRS, once I realized what I'd gotten myself into, I took off like a bat out of hell!

I absolutely love reading your cmnts Jedi Mistress & JerkBall. You guys are great & make me laugh which has been hard for me to do these days w/ these stupid payday loans.

Don't sweat it Igall! Eventually the financial farces meet their end. You are welcome still to be a part of this forum for as long as you like even after the debts are gone.

Now you know from both myself and Jerkball that while the debts are to be taken seriously, the collectors are not. The ones in the payday loan arena are a bunch of uneducated, smart-mouthed, bumbling imbeciles with no life. Let them piss and moan all that hot air, they can't do jack to you no matter how sincere they sound.

Keep us close too. Any questions you may have will certainly have answers!