Pinion Management collects money for a great number of payday loan 'companies'. I have spoken and faxed at least 6 different people. None of them have a clue of who works where or with what company. Even with proof that an account was paid off, they still haven't refunded the money they look from my account. What I had to do was cancel my check card and have a new one issued - what a PAIN.

I have also let Pinion and Cash Today know that until further notice - no further withdrawals will be allowed without my permission and I have submitted an online complaint with the BBB in regards to Cash Today refusing to verify the loan (along with other complaints). I will also be filing a complaint with the FTC and my state Attorney Generals office.
It has taken me a while to figure this out, but Payday loans don't help NO MATTER what the reason. Find a good financial institution that you feel good about and can trust – even a credit union, get established with them. Once you've been with them a while, if you need help – they will be able to give you advice and more. That would be better for your pocketbook and psyche. It's also too bad that in this country companies like this are allowed to prey on people who are in tight situations and totally take advantage of them. People need to come together to get these companies closed down and out of this country.
My other advice is to keep a very close eye on your bank account. Keep copies of everything, watch the interest rate and fees charged. Do whatever you have to in order to keep track of what they have sent and what you owe, check the laws in your state as to your rights and if they step a hair over the line report them. I only wish someone would have given me this advice early last year, it would have saved me a boatload of money - $1200 so far since February. Buyer be afraid, be very afraid!!!