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Send message to Not so Lucky
Sub: #17
Replied on 04-15-2006, 06:35 AM
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No they are not llicensed in Tennessee. I am thinking we do not have to pay any collector that is not licensed in our state. I know I have stated that in dv letters and they have given it back to the orignal creditor, then the oc gives the account to someone else.

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Sub: #18 Pionion Management
Replied on 04-17-2006, 07:50 AM
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They are rude, will NEVER tell the truth, and even after you pay off the loan - dO NOT purrge your account data from their systems - I know. It's been 2 months since I last paid off my loan and just discovered that they came back into my account and took money - AFTER THE LOAN WAS PAID OFF - so BEWARE of these people!!!!!

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Send message to Not so Lucky
Sub: #19
Replied on 04-17-2006, 07:53 AM
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Dolphindance,

Take the proof that your loan is paid in full to your bank and have them do a reverse charge on your account. As long as Pinion Management has your account number they will continue this nonsense.

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Sub: #20 Pionion Management
Replied on 04-17-2006, 08:09 AM
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Will do, I finally got confirmation from Pinion - only because I reported them to the Better Business Bureau, for stealing from my account.

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Sub: #21 Pinion Management
Replied on 04-17-2006, 12:06 PM
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Another heads up here - They took more money after the account was paid off on 4/3/06. I caught it, called them - nothing. On 4/11/06 I filed an online complaint with the BBB. I received a telephone call from Pinion on 4/12/06, then this past weekend received a letter from the BBB which included a letter from United Cash Loans sent to the BBB, but dated 3/21/06. What the H__?? It seems that they were intending to take money, had the letter drawn up and ready to go before I even notified the BBB? Watch out for these people - also watch out for Cash Today - they are both nothing but a bunch of crooks and swindlers!!!

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Send message to curlycarl
Sub: #22
Replied on 04-17-2006, 12:16 PM
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This site has been dealing with Cash Today for quite a long time. Members have collected lots of information on them. You can add your cents too-

http://www.debtconsolidationcare.com...ownership.html

http://www.debtconsolidationcare.com...interview.html

You can also record your interview with the site admin or any of the moderators. Do let us know if you need any more information.

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Sub: #23
Replied on 04-20-2006, 09:33 AM
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These jerks somehow got hold of my debit card number and took a large amount of money out of my checking account! I never spoke with them, never authorized this, have no clue who they are! I've been round and round with the bank trying to get my money back. I can't even get a phone number for Pinion Mgmt. so I can argue with them!!

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Send message to snucky381
Sub: #24
Replied on 04-20-2006, 11:34 AM
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Is Pinion licensed in NJ? As well as Cash today? I have been dealing with Cash Today and they are very deceitful and perverted!!! I do not want to pay them, how can I find out if they are Licensed in NJ?

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Send message to curlycarl
Sub: #25
Replied on 04-20-2006, 12:54 PM
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lybgknitter, did you authorize them to take money from your account? How did they get your account number? Ask your bank to stop all kind of debits from them in future.

2730 San Pedro NE Ste, H
Albuquerque, NM 87110
Primary Phone: (800) 430-5024

Snucky, browse this forum and you will see lots of information on Cash Today. You can record your interview with the moderators or the admin of this site to let all know your experience with Cash Today.

http://www.debtconsolidationcare.com...interview.html

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Send message to raffi
Sub: #26 licensed in Florida
Replied on 04-21-2006, 06:23 AM
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Are they licesned in Florida I am having a hard time finding that while searching.

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Send message to Dolphindance
Sub: #27 Pinion Management and Cash Today
Replied on 04-21-2006, 10:12 AM
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Pinion Management collects money for a great number of payday loan 'companies'. I have spoken and faxed at least 6 different people. None of them have a clue of who works where or with what company. Even with proof that an account was paid off, they still haven't refunded the money they look from my account. What I had to do was cancel my check card and have a new one issued - what a PAIN. I have also let Pinion and Cash Today know that until further notice - no further withdrawals will be allowed without my permission and I have submitted an online complaint with the BBB in regards to Cash Today refusing to verify the loan (along with other complaints). I will also be filing a complaint with the FTC and my state Attorney Generals office.

It has taken me a while to figure this out, but Payday loans don't help NO MATTER what the reason. Find a good financial institution that you feel good about and can trust – even a credit union, get established with them. Once you've been with them a while, if you need help – they will be able to give you advice and more. That would be better for your pocketbook and psyche. It's also too bad that in this country companies like this are allowed to prey on people who are in tight situations and totally take advantage of them. People need to come together to get these companies closed down and out of this country.

My other advice is to keep a very close eye on your bank account. Keep copies of everything, watch the interest rate and fees charged. Do whatever you have to in order to keep track of what they have sent and what you owe, check the laws in your state as to your rights and if they step a hair over the line report them. I only wish someone would have given me this advice early last year, it would have saved me a boatload of money - $1200 so far since February. Buyer be afraid, be very afraid!!!

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Sub: #28 Pinion Management
Replied on 04-21-2006, 12:28 PM
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How can I find out if they are licensed in Washington State?

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Send message to curlycarl
Sub: #29
Replied on 04-21-2006, 12:49 PM
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You might like to visit this page for some help-

http://www.dol.wa.gov/mls/colfront.htm

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Sub: #30 Pinion's Harrassing me and won't provide anything in writing
Replied on 04-21-2006, 02:07 PM
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Wow....I just found this site by accident cuz I'm being hassled by Pinion who won't send me any documentation. When they do, it's an email attachment that won't open and they say not to reply to email...I checked with ameriloan who says they turned my account to Pinion. When talking to the rude agents of Pinion, they insist that they take payments by "automatic withdrawal" from my bank account, which I do not approve. I asked them to send me an address to send payment but they say they don't work that way. I've been advised never have any collection agency take any kind of payments from your bank account 'automatically'. I did that years ago for an account with Capitol One and it turned out Capitol One never heard of the collection agency and never received the $600, that should have cleared this account. So, I"m in Calif. Does anyone know if Pinion is licensed in Calif and if they are legit. The fees I paid to AmeriLoan was way more than what I even borrowed. I keep reading what a scam AmeriLoan was so I stopped payment. Whew....it's so good to read what everyone else is going thru and how you all are there to advise one another. I'm glad I found this site by accident. It was definitely meant to be. Hope to hear from someone and thank you in advance if I do.

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Send message to Jenn
Sub: #31
Replied on 04-21-2006, 11:36 PM
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To find out if they're licensed in Texas, I think you need to go to the Secretary of State website or whatever it's called in Texas (I can't remember off hand). In most states you can do a name search for free but I think in Texas you have to pay a fee of like $1.00 or something per search.

I dealt with Pinion Management and they were horrible. I think they work with a lot of payday loan companies because at one time they said they called me and said I have five different accounts with them. I know ameriloan and United Cash Loans were a couple but I think they handle others as well. I paid some off but I only paid the money I owed plus reasonable fees. After that I told them basically to go pound salt. I asked for validation and they refused. They got nasty with me so I got nasty back. I told them to validate the debt and not to call me until they've done so. I sent them a cease and desist and validation letter. Finally, I warned them that if they called me again, I would be taping the phone call and would immediately give the tapes to my attorney. I told them I would sue them and they would have to pay the statutorily required $1,000 per violation plus attorneys' fees. They never called again.

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Sub: #32 Pinion Management
Replied on 04-24-2006, 10:17 AM
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I was sending money western union and they refused it. They are part of ameriloan and its a mortgage company. who are these people




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